The Ogaki Kyoritsu Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	600,259	774,352	672,675	501,970	1,663,726	1,495,768
Investment Securities	1,147,005	1,065,325	1,208,337	1,422,493	1,538,384	1,433,444
Trading Asset Securities	43	180	169	228	187	288
Total Investments	1,147,048	1,065,505	1,208,506	1,422,721	1,538,571	1,433,732
Gross Loans	4,630,205	4,472,150	4,509,296	4,500,791	4,291,331	4,298,364
Allowance for Loan Losses	-24,717	-25,078	-28,290	-28,650	-27,582	-26,576
Net Loans	4,605,488	4,447,072	4,481,006	4,472,141	4,263,749	4,271,788
Property, Plant & Equipment	36,371	31,458	31,716	31,284	32,431	33,060
Other Intangible Assets	-	6,420	6,636	5,752	4,727	5,297
Restricted Cash	4,917	4,909	4,950	4,950	4,950	4,983
Other Current Assets	50,958	20,960	22,091	22,111	19,772	22,130
Long-Term Deferred Tax Assets	1,439	1,400	1,456	3,855	1,913	1,795
Other Long-Term Assets	175,148	189,823	222,269	206,363	191,393	182,225
Total Assets	6,621,628	6,541,899	6,651,305	6,671,147	7,721,232	7,450,778
Accrued Expenses	-	1,549	1,570	1,592	1,647	1,701
Interest Bearing Deposits	5,764,131	5,731,481	5,755,767	5,741,920	5,733,018	5,585,272
Total Deposits	5,764,131	5,731,481	5,755,767	5,741,920	5,733,018	5,585,272
Short-Term Borrowings	19,909	26,298	26,431	52,978	129,911	69,322
Other Current Liabilities	16,294	16,315	16,328	16,460	14,438	16,324
Long-Term Debt	334,886	360,185	414,642	493,597	1,437,989	1,357,469
Pension & Post-Retirement Benefits	-	860	833	838	824	1,004
Long-Term Deferred Tax Liabilities	25,009	6,870	18,463	1,891	12,345	19,182
Other Long-Term Liabilities	95,112	79,816	78,569	73,798	67,775	69,810
Total Liabilities	6,255,341	6,223,374	6,312,603	6,383,074	7,397,947	7,120,084
Common Stock	46,773	46,773	46,773	46,773	46,773	46,773
Additional Paid-In Capital	42,362	42,362	42,362	42,362	37,834	37,834
Retained Earnings	206,611	198,369	186,526	179,968	177,372	169,754
Treasury Stock	-384	-385	-406	-402	-399	-165
Comprehensive Income & Other	70,925	31,406	63,447	19,372	48,138	63,604
Total Common Equity	366,287	318,525	338,702	288,073	309,718	317,800
Minority Interest	-	-	-	-	13,567	12,894
Shareholders' Equity	366,287	318,525	338,702	288,073	323,285	330,694
Total Liabilities & Equity	6,621,628	6,541,899	6,651,305	6,671,147	7,721,232	7,450,778
Total Debt	354,795	386,483	441,073	546,575	1,567,900	1,426,791
Net Cash (Debt)	245,507	388,049	231,771	-44,377	96,013	69,265
Net Cash Growth	-39.91%	67.43%	-	-	38.62%	-
Net Cash Per Share	5886.83	9307.74	5560.99	-1065.04	2298.39	1655.24
Filing Date Shares Outstanding	41.64	41.63	41.62	41.62	41.63	41.79
Total Common Shares Outstanding	41.64	41.63	41.62	41.62	41.63	41.79
Book Value Per Share	8797.43	7650.82	8137.61	6920.87	7440.62	7605.44
Tangible Book Value	366,287	312,105	332,066	282,321	304,991	312,503
Tangible Book Value Per Share	8797.43	7496.61	7978.17	6782.68	7327.06	7478.68

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.