The Ogaki Kyoritsu Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	790,836	836,506	774,352	672,675	501,970	1,663,726
Investment Securities	1,141,075	1,062,974	1,065,325	1,208,337	1,422,493	1,538,384
Trading Asset Securities	20	9	180	169	228	187
Total Investments	1,141,095	1,062,983	1,065,505	1,208,506	1,422,721	1,538,571
Gross Loans	4,617,719	4,593,937	4,472,150	4,509,296	4,500,791	4,291,331
Allowance for Loan Losses	-23,004	-23,459	-25,078	-28,290	-28,650	-27,582
Net Loans	4,594,715	4,570,478	4,447,072	4,481,006	4,472,141	4,263,749
Property, Plant & Equipment	29,629	29,949	31,458	31,716	31,284	32,431
Other Intangible Assets	6,167	6,252	6,420	6,636	5,752	4,727
Restricted Cash	2,942	2,925	4,909	4,950	4,950	4,950
Other Current Assets	19,464	19,600	20,960	22,091	22,111	19,772
Long-Term Deferred Tax Assets	1,481	1,503	1,400	1,456	3,855	1,913
Other Long-Term Assets	209,530	206,857	189,823	222,269	206,363	191,393
Total Assets	6,795,859	6,737,053	6,541,899	6,651,305	6,671,147	7,721,232
Accrued Expenses	50	1,560	1,549	1,570	1,592	1,647
Interest Bearing Deposits	5,841,735	5,870,947	5,731,481	5,755,767	5,741,920	5,733,018
Total Deposits	5,841,735	5,870,947	5,731,481	5,755,767	5,741,920	5,733,018
Short-Term Borrowings	26,223	22,348	26,298	26,431	52,978	129,911
Other Current Liabilities	14,255	14,887	16,315	16,328	16,460	14,438
Long-Term Debt	340,167	348,987	360,185	414,642	493,597	1,437,989
Pension & Post-Retirement Benefits	787	794	860	833	838	824
Long-Term Deferred Tax Liabilities	48,967	25,389	6,870	18,463	1,891	12,345
Other Long-Term Liabilities	105,619	87,660	79,816	78,569	73,798	67,775
Total Liabilities	6,377,803	6,372,572	6,223,374	6,312,603	6,383,074	7,397,947
Common Stock	46,773	46,773	46,773	46,773	46,773	46,773
Additional Paid-In Capital	42,362	42,362	42,362	42,362	42,362	37,834
Retained Earnings	211,347	209,517	198,369	186,526	179,968	177,372
Treasury Stock	-1,028	-1,033	-385	-406	-402	-399
Comprehensive Income & Other	118,602	66,862	31,406	63,447	19,372	48,138
Total Common Equity	418,056	364,481	318,525	338,702	288,073	309,718
Minority Interest	-	-	-	-	-	13,567
Shareholders' Equity	418,056	364,481	318,525	338,702	288,073	323,285
Total Liabilities & Equity	6,795,859	6,737,053	6,541,899	6,651,305	6,671,147	7,721,232
Total Debt	366,390	371,335	386,483	441,073	546,575	1,567,900
Net Cash (Debt)	424,466	465,180	388,049	231,771	-44,377	96,013
Net Cash Growth	0.34%	19.88%	67.43%	-	-	38.62%
Net Cash Per Share	10221.63	11166.11	9307.74	5560.99	-1065.04	2298.39
Filing Date Shares Outstanding	41.08	41.08	41.63	41.62	41.62	41.63
Total Common Shares Outstanding	41.08	41.08	41.63	41.62	41.62	41.63
Book Value Per Share	10175.47	8871.76	7650.82	8137.61	6920.87	7440.62
Tangible Book Value	411,889	358,229	312,105	332,066	282,321	304,991
Tangible Book Value Per Share	10025.37	8719.58	7496.61	7978.17	6782.68	7327.06