The Ogaki Kyoritsu Bank Cash Flow Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Net Income	24,942	20,011	13,593	8,675	16,283	11,825	Upgrade
Depreciation & Amortization	3,909	3,828	3,485	3,162	4,568	4,710	Upgrade
Gain (Loss) on Sale of Assets	996	780	835	699	387	183	Upgrade
Gain (Loss) on Sale of Investments	-1,461	-469	-2,334	5,677	-1,339	-3,368	Upgrade
Change in Trading Asset Securities	36	-10	59	-41	100	262	Upgrade
Change in Other Net Operating Assets	-197,355	-19,291	-118,992	-1,230,495	160,836	908,956	Upgrade
Other Operating Activities	-10,590	29,348	-22,995	-39,646	-33,265	-10,589	Upgrade
Operating Cash Flow	-179,523	34,197	-126,349	-1,251,969	147,570	911,979	Upgrade
Operating Cash Flow Growth	-	-	-	-	-83.82%	21015.51%	Upgrade
Capital Expenditures	-2,474	-2,315	-2,882	-1,969	-1,496	-1,670	Upgrade
Sale of Property, Plant and Equipment	79	107	-	1,157	22	-	Upgrade
Investment in Securities	17,404	101,282	288,681	97,206	-108,795	-98,931	Upgrade
Purchase / Sale of Intangibles	-1,904	-1,702	-2,614	-2,645	-2,363	-1,067	Upgrade
Other Investing Activities	-1	-	-1	2	2	-17	Upgrade
Investing Cash Flow	13,104	97,372	283,184	93,751	-112,630	-101,685	Upgrade
Repurchase of Common Stock	-4	-4	-4	-2	-380	-1	Upgrade
Common Dividends Paid	-3,746	-2,913	-2,913	-2,913	-2,926	-2,924	Upgrade
Net Increase (Decrease) in Deposit Accounts	11,781	-24,284	13,846	8,903	147,745	403,267	Upgrade
Other Financing Activities	-35	-39	-39	-9,358	-46	-47	Upgrade
Financing Cash Flow	7,996	-27,240	10,890	-3,370	144,393	400,295	Upgrade
Foreign Exchange Rate Adjustments	-	-	-	5	17	7	Upgrade
Net Cash Flow	-158,425	104,330	167,724	-1,161,583	179,350	1,210,596	Upgrade
Free Cash Flow	-181,997	31,882	-129,231	-1,253,938	146,074	910,309	Upgrade
Free Cash Flow Growth	-	-	-	-	-83.95%	43330.77%	Upgrade
Free Cash Flow Margin	-145.42%	26.29%	-103.14%	-1113.14%	130.13%	850.07%	Upgrade
Free Cash Flow Per Share	-4364.54	764.72	-3100.70	-30094.27	3496.77	21753.79	Upgrade
Cash Income Tax Paid	3,889	3,345	3,218	5,756	5,507	3,332	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.