The Fukui Bank, Ltd. (TYO:8362)

The Fukui Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	31,397	26,050	22,956	20,900	18,023	16,033
Interest Income on Investments	11,197	12,274	7,463	9,354	9,003	8,965
Total Interest Income	42,594	38,324	30,419	30,254	27,026	24,998
Interest Paid on Deposits	6,275	2,359	676	464	189	251
Interest Paid on Borrowings	567	567	117	657	-107	-4
Total Interest Expense	6,842	2,926	793	1,121	82	247
Net Interest Income	35,752	35,398	29,626	29,133	26,944	24,751
Net Interest Income Growth (YoY)	1.64%	19.48%	1.69%	8.12%	8.86%	11.14%
Gain (Loss) on Sale of Assets	125	146	-10	-35	-37	-21
Gain (Loss) on Sale of Investments	1,092	1,092	4,126	4,950	-358	270
Other Non-Interest Income	28,762	24,524	20,751	18,879	17,529	16,485
Total Non-Interest Income	29,979	25,762	24,867	23,794	17,134	16,734
Non-Interest Income Growth (YoY)	19.31%	3.60%	4.51%	38.87%	2.39%	4.28%
Revenues Before Loan Losses	65,731	61,160	54,493	52,927	44,078	41,485
Provision for Loan Losses	2,425	2,425	1,720	2,024	4,014	2,001
Revenue	63,306	58,735	52,773	50,903	40,064	39,484
Revenue Growth (YoY)	5.93%	11.30%	3.67%	27.05%	1.47%	11.66%
Selling, General & Administrative	33,188	30,773	29,943	27,660	25,791	23,194
Other Non-Interest Expense	19,039	19,114	17,226	22,489	15,065	12,077
Total Non-Interest Expense	52,227	49,887	47,169	50,149	40,856	35,271
EBT Excluding Unusual Items	11,079	8,848	5,604	754	-792	4,213
Asset Writedown	-32	-37	-125	-138	-799	-90
Other Unusual Items	-235	2	-	-24	4,688	138
Pretax Income	10,812	8,813	5,479	592	3,097	4,261
Income Tax Expense	3,887	1,654	1,515	20	-203	1,708
Earnings From Continuing Operations	6,925	7,159	3,964	572	3,300	2,553
Minority Interest in Earnings	-3	7	-247	1,231	1,140	-
Net Income	6,922	7,166	3,717	1,803	4,440	2,553
Net Income to Common	6,922	7,166	3,717	1,803	4,440	2,553
Net Income Growth	7.99%	92.79%	106.16%	-59.39%	73.91%	19.30%
Basic Shares Outstanding	24	23	23	23	23	24
Diluted Shares Outstanding	24	23	23	23	23	24
Shares Change (YoY)	2.60%	0.37%	-1.20%	-0.52%	-1.09%	-0.28%
EPS (Basic)	292.62	309.13	160.94	77.13	188.95	107.46
EPS (Diluted)	292.62	309.13	160.94	77.13	188.95	107.46
EPS Growth	5.25%	92.07%	108.66%	-59.18%	75.84%	19.63%
Dividend Per Share	58.000	58.000	50.000	50.000	50.000	50.000
Dividend Growth	132.00%	16.00%	-	-	-	-
Effective Tax Rate	35.95%	18.77%	27.65%	3.38%	-	40.08%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.