The Shimizu Bank, Ltd. (TYO:8364)

The Shimizu Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	15,877	13,180	12,738	12,760	12,480	12,504
Interest Income on Investments	3,386	2,663	3,259	3,222	3,355	3,027
Total Interest Income	19,263	15,843	15,997	15,982	15,835	15,531
Interest Paid on Deposits	3,403	1,302	232	241	278	347
Interest Paid on Borrowings	181	181	2,118	1,418	176	215
Total Interest Expense	3,584	1,483	2,350	1,659	454	562
Net Interest Income	15,679	14,360	13,647	14,323	15,381	14,969
Net Interest Income Growth (YoY)	8.23%	5.22%	-4.72%	-6.88%	2.75%	3.86%
Gain (Loss) on Sale of Assets	-1	-1	-	-30	40	-
Gain (Loss) on Sale of Investments	1,365	1,365	2,076	191	-16	457
Other Non-Interest Income	11,808	11,935	11,750	11,864	11,521	11,736
Total Non-Interest Income	13,172	13,299	13,826	12,025	11,545	12,193
Non-Interest Income Growth (YoY)	5.49%	-3.81%	14.98%	4.16%	-5.32%	47.15%
Revenues Before Loan Losses	28,851	27,659	27,473	26,348	26,926	27,162
Provision for Loan Losses	990	990	1,527	816	476	1,453
Revenue	27,861	26,669	25,946	25,532	26,450	25,709
Revenue Growth (YoY)	3.10%	2.79%	1.62%	-3.47%	2.88%	25.36%
Selling, General & Administrative	15,025	15,565	15,107	15,208	15,165	15,488
Other Non-Interest Expense	9,562	8,805	14,970	8,759	7,263	6,747
Total Non-Interest Expense	24,587	24,370	30,077	23,967	22,428	22,235
EBT Excluding Unusual Items	3,274	2,299	-4,131	1,565	4,022	3,474
Asset Writedown	-9	-	-170	-	-59	-26
Other Unusual Items	-	2	-	12	-296	-1
Pretax Income	3,265	2,301	-4,301	1,577	3,667	3,447
Income Tax Expense	757	372	-1,046	54	1,016	1,240
Earnings From Continuing Operations	2,508	1,929	-3,255	1,523	2,651	2,207
Minority Interest in Earnings	-68	-68	-46	-49	-71	-44
Net Income	2,440	1,861	-3,301	1,474	2,580	2,163
Net Income to Common	2,440	1,861	-3,301	1,474	2,580	2,163
Net Income Growth	-	-	-	-42.87%	19.28%	-
Basic Shares Outstanding	11	11	12	12	12	12
Diluted Shares Outstanding	11	11	12	12	12	12
Shares Change (YoY)	-1.17%	-0.59%	-0.78%	-0.03%	-0.15%	0.58%
EPS (Basic)	216.42	163.22	-286.10	127.46	222.66	186.16
EPS (Diluted)	215.21	162.26	-286.10	126.83	221.81	186.16
EPS Growth	-	-	-	-42.82%	19.15%	-
Dividend Per Share	30.000	60.000	55.000	60.000	60.000	60.000
Dividend Growth	-45.45%	9.09%	-8.33%	-	-	9.09%
Effective Tax Rate	23.18%	16.17%	-	3.42%	27.71%	35.97%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.