The Shiga Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	951,625	898,939	1,360,066	1,201,938	1,751,539	2,013,251
Investment Securities	1,769,478	1,802,790	1,859,399	1,518,092	1,515,458	1,590,724
Trading Asset Securities	25	19	459	488	468	567
Total Investments	1,769,503	1,802,809	1,859,858	1,518,580	1,515,926	1,591,291
Gross Loans	4,592,831	4,535,828	4,481,195	4,361,400	4,073,127	4,011,698
Allowance for Loan Losses	-33,708	-35,406	-32,683	-32,177	-32,815	-33,692
Net Loans	4,559,123	4,500,422	4,448,512	4,329,223	4,040,312	3,978,006
Property, Plant & Equipment	53,423	53,949	47,638	52,349	50,114	47,667
Other Intangible Assets	5,005	1,991	1,342	2,180	1,641	1,855
Restricted Cash	33,143	32,356	30,376	27,059	15,359	14,476
Other Current Assets	25,377	33,149	35,533	34,956	39,403	35,580
Long-Term Deferred Tax Assets	554	611	591	572	593	626
Other Long-Term Assets	228,196	203,991	186,635	138,841	123,069	110,996
Total Assets	7,625,949	7,528,217	7,970,551	7,305,698	7,537,956	7,793,748
Interest Bearing Deposits	5,919,509	5,828,785	5,828,392	5,744,700	5,652,964	5,448,411
Total Deposits	5,919,509	5,828,785	5,828,392	5,744,700	5,652,964	5,448,411
Short-Term Borrowings	100,824	109,149	346,092	237,906	145,809	516,077
Other Current Liabilities	25,377	26,120	29,340	28,226	32,340	27,246
Long-Term Debt	929,517	987,475	1,124,142	744,215	1,122,734	1,171,875
Pension & Post-Retirement Benefits	195	187	172	163	161	148
Long-Term Deferred Tax Liabilities	66,754	46,303	62,412	47,388	60,027	80,124
Other Long-Term Liabilities	86,305	85,388	89,114	61,879	59,708	54,399
Total Liabilities	7,128,481	7,083,407	7,479,664	6,864,477	7,073,743	7,298,280
Common Stock	33,076	33,076	33,076	33,076	33,076	33,076
Additional Paid-In Capital	25,147	24,548	24,541	24,540	24,536	24,536
Retained Earnings	296,484	284,546	269,792	258,053	248,089	232,289
Treasury Stock	-19,898	-20,473	-16,476	-14,488	-11,619	-9,116
Comprehensive Income & Other	162,659	123,113	179,954	140,040	170,131	214,683
Total Common Equity	497,468	444,810	490,887	441,221	464,213	495,468
Shareholders' Equity	497,468	444,810	490,887	441,221	464,213	495,468
Total Liabilities & Equity	7,625,949	7,528,217	7,970,551	7,305,698	7,537,956	7,793,748
Total Debt	1,030,341	1,096,624	1,470,234	982,121	1,268,543	1,687,952
Net Cash (Debt)	-78,691	-197,666	-109,709	220,305	483,464	325,866
Net Cash Growth	-	-	-	-54.43%	48.36%	260.62%
Net Cash Per Share	-1700.97	-4220.57	-2314.68	4603.88	9802.79	6274.50
Filing Date Shares Outstanding	46.28	46.08	46.93	47.48	48.59	49.75
Total Common Shares Outstanding	46.28	46.08	46.93	47.48	48.59	49.75
Book Value Per Share	10749.48	9652.58	10459.87	9293.36	9554.24	9960.14
Tangible Book Value	492,463	442,819	489,545	439,041	462,572	493,613
Tangible Book Value Per Share	10641.33	9609.37	10431.27	9247.45	9520.46	9922.85

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.