The Hyakugo Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	66,275	63,460	52,095	47,856	39,722	33,499
Interest Income on Investments	42,363	38,146	29,681	25,757	19,759	20,668
Total Interest Income	108,638	101,606	81,776	73,613	59,481	54,167
Interest Paid on Deposits	16,003	14,045	4,395	432	294	353
Interest Paid on Borrowings	10,178	9,703	10,760	8,901	6,085	2,028
Total Interest Expense	26,181	23,748	15,155	9,333	6,379	2,381
Net Interest Income	82,457	77,858	66,621	64,280	53,102	51,786
Net Interest Income Growth	25.10%	16.87%	3.64%	21.05%	2.54%	9.54%
Gain (Loss) on Sale of Assets	-107	-128	-259	-122	-196	-311
Gain (Loss) on Sale of Investments	-	20,858	3,479	7,016	5,546	5,441
Other Non-Interest Income	70,059	38,726	38,690	38,352	37,139	38,116
Total Non-Interest Income	69,952	59,456	41,910	45,246	42,489	43,246
Non-Interest Income Growth	52.12%	41.87%	-7.37%	6.49%	-1.75%	5.23%
Revenues Before Loan Losses	152,409	137,314	108,531	109,526	95,591	95,032
Provision for Loan Losses	3,235	3,235	3,631	6,383	3,716	4,132
Revenue	149,174	134,079	104,900	103,143	91,875	90,900
Revenue Growth	37.78%	27.82%	1.70%	12.26%	1.07%	8.90%
Selling, General & Administrative	45,587	45,525	41,354	42,849	41,268	42,769
Other Non-Interest Expense	60,476	51,651	38,102	40,362	30,010	29,020
Total Non-Interest Expense	106,063	97,176	79,456	83,211	71,278	71,789
EBT Excluding Unusual Items	43,111	36,903	25,444	19,932	20,597	19,111
Asset Writedown	-33	-33	-	-50	-139	-202
Other Unusual Items	-	-2	-1	-1	-1	-1
Pretax Income	43,078	36,868	25,443	19,881	20,457	18,908
Income Tax Expense	11,952	10,029	7,401	5,600	5,964	5,506
Earnings From Continuing Operations	31,126	26,839	18,042	14,281	14,493	13,402
Net Income	31,126	26,839	18,042	14,281	14,493	13,402
Net Income to Common	31,126	26,839	18,042	14,281	14,493	13,402
Net Income Growth	89.33%	48.76%	26.34%	-1.46%	8.14%	3.37%
Basic Shares Outstanding	242	243	248	253	254	254
Diluted Shares Outstanding	243	244	248	253	254	254
Shares Change	-0.70%	-1.76%	-2.13%	-0.22%	-0.04%	-0.11%
EPS (Basic)	128.36	110.30	72.87	56.45	57.15	52.82
EPS (Diluted)	128.23	110.19	72.77	56.37	57.08	52.76
EPS Growth	92.46%	51.42%	29.09%	-1.24%	8.19%	3.49%
Dividend Per Share	34.000	34.000	21.000	14.000	13.000	11.000
Dividend Growth	61.91%	61.91%	50.00%	7.69%	18.18%	10.00%
Effective Tax Rate	27.74%	27.20%	29.09%	28.17%	29.15%	29.12%