The Hyakugo Bank Ratios and Metrics

Market cap in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Mar '25 Mar 10, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	Mar '20 Mar 31, 2020	2019 - 2015
Market Capitalization	176,815	162,189	94,079	84,950	84,840	76,660	Upgrade
Market Cap Growth	14.76%	72.40%	10.75%	0.13%	10.67%	-14.17%	Upgrade
Last Close Price	719.00	638.49	356.08	309.62	298.98	262.57	Upgrade
PE Ratio	10.59	11.36	6.49	6.34	6.54	6.71	Upgrade
PS Ratio	1.70	1.57	1.02	0.93	1.02	0.97	Upgrade
PB Ratio	0.37	0.33	0.24	0.21	0.21	0.23	Upgrade
P/FCF Ratio	-	-	-	-	0.57	-	Upgrade
P/OCF Ratio	-	-	-	-	0.56	-	Upgrade
Debt / Equity Ratio	1.68	2.75	2.74	3.48	3.52	2.68	Upgrade
Debt / FCF Ratio	-	-	-	-	9.26	-	Upgrade
Return on Equity (ROE)	3.74%	3.21%	3.65%	3.37%	3.57%	3.32%	Upgrade
Return on Assets (ROA)	0.22%	0.18%	0.19%	0.18%	0.19%	0.18%	Upgrade
Earnings Yield	9.57%	8.81%	15.41%	15.78%	15.28%	14.91%	Upgrade
FCF Yield	-39.13%	-709.10%	-264.71%	176.82%	-35.50%	Upgrade
Dividend Yield	2.55%	2.19%	3.65%	3.55%	3.34%	3.43%	Upgrade
Payout Ratio	0.00%	26.60%	20.09%	19.86%	18.60%	19.97%	Upgrade
Buyback Yield / Dilution	1.84%	0.22%	0.04%	0.11%	-0.02%	-0.03%	Upgrade
Total Shareholder Return	4.39%	2.41%	3.69%	3.66%	3.32%	3.40%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.