The Hyakugo Bank Ratios and Metrics

Market cap in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	May '25 May 21, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Market Capitalization	167,961	180,749	162,189	94,079	84,950	84,840	Upgrade
Market Cap Growth	11.44%	11.44%	72.40%	10.75%	0.13%	10.67%	Upgrade
Last Close Price	683.00	735.00	628.54	350.53	304.79	294.32	Upgrade
PE Ratio	9.39	10.02	11.36	6.49	6.34	6.54	Upgrade
PS Ratio	1.59	1.71	1.57	1.02	0.94	1.02	Upgrade
PB Ratio	0.41	0.44	0.33	0.24	0.21	0.22	Upgrade
P/FCF Ratio	-	-	-	-	-	0.57	Upgrade
P/OCF Ratio	-	-	-	-	-	0.56	Upgrade
Debt / Equity Ratio	1.71	1.71	2.76	2.74	3.49	3.52	Upgrade
Debt / FCF Ratio	-	-	-	-	-	9.26	Upgrade
Return on Equity (ROE)	4.10%	4.10%	3.21%	3.65%	3.36%	3.57%	Upgrade
Return on Assets (ROA)	0.23%	0.23%	0.18%	0.19%	0.18%	0.19%	Upgrade
Earnings Yield	10.74%	9.98%	8.80%	15.40%	15.78%	15.28%	Upgrade
FCF Yield	-473.52%	-440.02%	-39.13%	-709.11%	-264.71%	176.82%	Upgrade
Dividend Yield	3.46%	2.86%	2.23%	3.71%	3.61%	3.40%	Upgrade
Payout Ratio	21.92%	21.92%	26.60%	20.09%	19.86%	18.60%	Upgrade
Buyback Yield / Dilution	2.13%	2.13%	0.22%	0.04%	0.11%	-0.02%	Upgrade
Total Shareholder Return	5.67%	4.98%	2.45%	3.75%	3.72%	3.37%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.