The Kiyo Bank, Ltd. (TYO:8370)

The Kiyo Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	887,394	807,017	983,679	1,001,855	1,375,103	1,216,774
Investment Securities	784,761	832,041	882,430	717,828	982,230	1,077,093
Trading Asset Securities	17	-	-	28	46	54
Total Investments	784,778	832,041	882,430	717,856	982,276	1,077,147
Gross Loans	4,238,565	4,146,094	3,832,494	3,593,177	3,409,994	3,271,208
Allowance for Loan Losses	-21,062	-20,222	-26,231	-28,257	-28,841	-26,607
Net Loans	4,217,503	4,125,872	3,806,263	3,564,920	3,381,153	3,244,601
Property, Plant & Equipment	40,041	36,016	34,362	33,820	34,131	34,277
Other Intangible Assets	-	4,155	4,522	4,176	3,650	2,966
Restricted Cash	8,714	8,497	8,872	9,229	9,783	-
Other Current Assets	41,223	13,010	10,304	9,794	10,319	11,159
Long-Term Deferred Tax Assets	7,323	8,302	4,394	5,280	518	580
Other Long-Term Assets	51,308	91,431	96,553	136,402	83,789	76,963
Total Assets	6,038,284	5,926,341	5,831,379	5,483,332	5,880,722	5,664,467
Interest Bearing Deposits	4,899,346	4,737,607	4,684,682	4,592,242	4,575,044	4,456,765
Total Deposits	4,899,346	4,737,607	4,684,682	4,592,242	4,575,044	4,456,765
Short-Term Borrowings	4,611	4,278	4,309	-	-	-
Other Current Liabilities	8,152	8,643	6,987	7,142	7,579	8,619
Long-Term Debt	814,217	882,762	856,003	594,414	997,049	894,028
Pension & Post-Retirement Benefits	-	23	26	27	29	29
Long-Term Deferred Tax Liabilities	236	260	217	251	2,812	7,801
Other Long-Term Liabilities	64,143	56,591	41,042	65,463	55,360	51,527
Total Liabilities	5,790,705	5,690,164	5,593,266	5,259,539	5,637,873	5,418,769
Common Stock	80,096	80,096	80,096	80,096	80,096	80,096
Additional Paid-In Capital	2,509	2,499	2,495	1,722	1,722	2,835
Retained Earnings	180,763	175,994	162,918	150,853	150,926	141,773
Treasury Stock	-5,300	-5,327	-2,630	-3,081	-1,615	-4,505
Comprehensive Income & Other	-11,477	-18,070	-5,730	-7,571	10,008	23,841
Total Common Equity	246,591	235,192	237,149	222,019	241,137	244,040
Minority Interest	988	985	964	1,774	1,712	1,658
Shareholders' Equity	247,579	236,177	238,113	223,793	242,849	245,698
Total Liabilities & Equity	6,038,284	5,926,341	5,831,379	5,483,332	5,880,722	5,664,467
Total Debt	818,828	887,040	860,312	594,414	997,049	894,028
Net Cash (Debt)	68,583	-80,023	123,367	407,469	378,100	322,800
Net Cash Growth	-	-	-69.72%	7.77%	17.13%	231.22%
Net Cash Per Share	1069.38	-1236.91	1885.11	6207.25	5629.17	4768.24
Filing Date Shares Outstanding	64.08	64.06	65.53	65.24	66.02	67.62
Total Common Shares Outstanding	64.08	64.06	65.53	65.24	66.02	67.62
Book Value Per Share	3848.29	3671.19	3618.88	3402.99	3652.75	3608.88
Tangible Book Value	246,591	231,037	232,627	217,843	237,487	241,074
Tangible Book Value Per Share	3848.29	3606.33	3549.88	3338.98	3597.46	3565.02

Source: S&P Global Market Intelligence. Banks template. Financial Sources.