The Kiyo Bank, Ltd. (TYO:8370)

The Kiyo Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Cash & Equivalents	751,361	983,679	1,001,855	1,375,103	1,216,774	507,968
Investment Securities	882,602	882,430	717,828	982,230	1,077,093	1,057,481
Trading Asset Securities	-	-	28	46	54	45
Total Investments	882,602	882,430	717,856	982,276	1,077,147	1,057,526
Gross Loans	4,124,698	3,832,494	3,593,177	3,409,994	3,271,208	3,072,120
Allowance for Loan Losses	-25,380	-26,231	-28,257	-28,841	-26,607	-22,991
Net Loans	4,099,318	3,806,263	3,564,920	3,381,153	3,244,601	3,049,129
Property, Plant & Equipment	35,112	34,362	33,820	34,131	34,277	34,678
Other Intangible Assets	4,330	4,522	4,176	3,650	2,966	3,386
Restricted Cash	8,488	8,872	9,229	9,783	-	-
Other Current Assets	13,393	10,304	9,794	10,319	11,159	12,571
Long-Term Deferred Tax Assets	6,521	4,394	5,280	518	580	597
Other Long-Term Assets	85,025	96,553	136,402	83,789	76,963	62,311
Total Assets	5,886,150	5,831,379	5,483,332	5,880,722	5,664,467	4,728,166
Interest Bearing Deposits	4,725,905	4,684,682	4,592,242	4,575,044	4,456,765	4,037,503
Total Deposits	4,725,905	4,684,682	4,592,242	4,575,044	4,456,765	4,037,503
Short-Term Borrowings	109,269	4,309	-	-	-	-
Other Current Liabilities	8,781	6,987	7,142	7,579	8,619	8,845
Long-Term Debt	762,999	856,003	594,414	997,049	894,028	410,556
Pension & Post-Retirement Benefits	25	26	27	29	29	58
Long-Term Deferred Tax Liabilities	241	217	251	2,812	7,801	1,515
Other Long-Term Liabilities	44,090	41,042	65,463	55,360	51,527	49,434
Total Liabilities	5,651,310	5,593,266	5,259,539	5,637,873	5,418,769	4,507,911
Common Stock	80,096	80,096	80,096	80,096	80,096	80,096
Additional Paid-In Capital	2,499	2,495	1,722	1,722	2,835	3,074
Retained Earnings	169,804	162,918	150,853	150,926	141,773	130,571
Treasury Stock	-5,326	-2,630	-3,081	-1,615	-4,505	-3,983
Comprehensive Income & Other	-13,190	-5,730	-7,571	10,008	23,841	7,933
Total Common Equity	233,883	237,149	222,019	241,137	244,040	217,691
Minority Interest	957	964	1,774	1,712	1,658	2,564
Shareholders' Equity	234,840	238,113	223,793	242,849	245,698	220,255
Total Liabilities & Equity	5,886,150	5,831,379	5,483,332	5,880,722	5,664,467	4,728,166
Total Debt	872,268	860,312	594,414	997,049	894,028	410,556
Net Cash (Debt)	-120,907	123,367	407,469	378,100	322,800	97,457
Net Cash Growth	-	-69.72%	7.77%	17.13%	231.22%	-62.03%
Net Cash Per Share	-1887.26	1885.11	6207.25	5629.17	4768.24	1431.30
Filing Date Shares Outstanding	64.06	65.53	65.24	66.02	67.62	67.95
Total Common Shares Outstanding	64.06	65.53	65.24	66.02	67.62	67.95
Book Value Per Share	3650.72	3618.88	3402.99	3652.75	3608.88	3203.77
Tangible Book Value	229,553	232,627	217,843	237,487	241,074	214,305
Tangible Book Value Per Share	3583.13	3549.88	3338.98	3597.46	3565.02	3153.94

Source: S&P Capital IQ. Banks template. Financial Sources.