The Kiyo Bank Cash Flow Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	29,960	23,281	20,034	4,868	24,090
Depreciation & Amortization	3,384	3,222	2,882	2,584	2,664
Gain (Loss) on Sale of Assets	827	27	101	203	191
Gain (Loss) on Sale of Investments	3,661	9,028	3,802	21,573	-1,594
Change in Trading Asset Securities	-	-	28	18	8
Change in Other Net Operating Assets	-237,999	-295,125	21,727	-589,113	-36,792
Other Operating Activities	-15,997	20,462	-25,947	-39,622	-31,317
Operating Cash Flow	-216,164	-239,105	22,627	-599,489	-42,750
Capital Expenditures	-2,817	-2,823	-1,838	-1,215	-1,454
Sale of Property, Plant and Equipment	278	256	116	58	2
Investment in Securities	49,974	20,706	-127,052	217,684	100,824
Purchase / Sale of Intangibles	-983	-1,186	-1,776	-1,786	-1,834
Other Investing Activities	-266	-1	-3	-98	-10,181
Investing Cash Flow	46,186	16,952	-130,553	214,643	87,357
Issuance of Common Stock	884	311	456	534	144
Repurchase of Common Stock	-5	-3,003	-4	-2,002	-2,179
Common Dividends Paid	-7,880	-4,542	-2,956	-3,994	-2,369
Net Increase (Decrease) in Deposit Accounts	207,905	52,924	92,441	17,196	118,278
Other Financing Activities	-244	-189	-237	-149	-169
Financing Cash Flow	200,660	45,501	89,700	11,585	113,705
Foreign Exchange Rate Adjustments	38	-8	49	14	17
Net Cash Flow	30,720	-176,661	-18,176	-373,248	158,329
Free Cash Flow	-218,981	-241,928	20,789	-600,704	-44,204
Free Cash Flow Margin	-221.32%	-280.02%	27.46%	-773.13%	-59.81%
Free Cash Flow Per Share	-3409.22	-3739.46	317.67	-9150.93	-658.11
Cash Income Tax Paid	3,769	7,351	1,373	4,110	7,441

Source: S&P Global Market Intelligence. Banks template. Financial Sources.