The Hyakujushi Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	48,129	46,230	41,158	38,838	32,958	26,515
Interest Income on Investments	23,221	21,860	14,861	13,509	14,908	14,621
Total Interest Income	71,350	68,090	56,019	52,347	47,866	41,136
Interest Paid on Deposits	14,330	12,741	6,663	5,168	3,492	526
Interest Paid on Borrowings	4,012	4,339	7,570	9,103	4,415	982
Total Interest Expense	18,342	17,080	14,233	14,271	7,907	1,508
Net Interest Income	53,008	51,010	41,786	38,076	39,959	39,628
Net Interest Income Growth	22.26%	22.07%	9.74%	-4.71%	0.83%	3.29%
Trust Income	1	1	1	1	1	1
Gain (Loss) on Sale of Assets	-118	-118	-184	-39	-23	-76
Gain (Loss) on Sale of Investments	11,635	11,635	7,405	3,753	2,997	2,307
Other Non-Interest Income	42,635	28,830	26,582	26,045	34,024	29,647
Total Non-Interest Income	54,153	40,348	33,804	29,760	36,999	31,879
Non-Interest Income Growth	59.54%	19.36%	13.59%	-19.56%	16.06%	50.39%
Revenues Before Loan Losses	107,161	91,358	75,590	67,836	76,958	71,507
Provision for Loan Losses	7,663	7,663	4,439	1,843	1,658	3,058
Revenue	99,498	83,695	71,151	65,993	75,300	68,449
Revenue Growth	36.56%	17.63%	7.82%	-12.36%	10.01%	21.47%
Selling, General & Administrative	35,620	35,477	33,337	33,470	34,215	35,204
Other Non-Interest Expense	32,699	19,201	18,089	18,005	27,814	18,134
Total Non-Interest Expense	68,319	54,678	51,426	51,475	62,029	53,338
EBT Excluding Unusual Items	31,179	29,017	19,725	14,518	13,271	15,111
Asset Writedown	-189	-286	-259	-236	-63	-72
Other Unusual Items	-1	-1	70	-1	-	-1
Pretax Income	30,989	28,730	19,536	14,281	13,208	15,038
Income Tax Expense	10,764	9,873	5,836	4,639	4,036	3,336
Earnings From Continuing Operations	20,225	18,857	13,700	9,642	9,172	11,702
Net Income	20,225	18,857	13,700	9,642	9,172	11,702
Net Income to Common	20,225	18,857	13,700	9,642	9,172	11,702
Net Income Growth	44.63%	37.64%	42.09%	5.12%	-21.62%	356.22%
Basic Shares Outstanding	113	114	114	115	116	118
Diluted Shares Outstanding	113	114	114	115	116	118
Shares Change	-0.59%	-0.29%	-0.74%	-1.33%	-1.44%	-0.04%
EPS (Basic)	178.36	166.08	120.31	84.05	78.89	99.20
EPS (Diluted)	178.35	166.06	120.29	84.03	78.88	99.18
EPS Growth	45.09%	38.05%	43.15%	6.54%	-20.47%	356.47%
Dividend Per Share	58.500	58.500	36.250	22.500	18.750	17.500
Dividend Growth	61.38%	61.38%	61.11%	20.00%	7.14%	0%
Effective Tax Rate	-	34.37%	29.87%	32.48%	30.56%	22.18%