The Oita Bank, Ltd. (TYO:8392)

The Oita Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	31,954	25,847	24,499	22,475	20,860
Interest Income on Investments	33,256	24,142	19,458	21,644	12,835
Total Interest Income	65,210	49,989	43,957	44,119	33,695
Interest Paid on Deposits	7,247	2,315	287	188	254
Interest Paid on Borrowings	6,492	3,873	4,000	1,766	235
Total Interest Expense	13,739	6,188	4,287	1,954	489
Net Interest Income	51,471	43,801	39,670	42,165	33,206
Net Interest Income Growth (YoY)	17.51%	10.41%	-5.92%	26.98%	-0.20%
Gain (Loss) on Sale of Assets	-33	-2	-36	-51	40
Gain (Loss) on Sale of Investments	-	5,329	6,062	706	904
Other Non-Interest Income	34,219	21,224	22,455	26,832	20,376
Total Non-Interest Income	34,186	26,551	28,481	27,487	21,320
Non-Interest Income Growth (YoY)	28.76%	-6.78%	3.62%	28.93%	-7.08%
Revenues Before Loan Losses	85,657	70,352	68,151	69,652	54,526
Provision for Loan Losses	958	774	-	-	1,180
Revenue	84,699	69,578	68,151	69,652	53,346
Revenue Growth (YoY)	21.73%	2.09%	-2.15%	30.57%	1.42%
Selling, General & Administrative	27,534	26,826	27,512	27,130	27,186
Other Non-Interest Expense	42,489	31,666	31,593	34,778	18,874
Total Non-Interest Expense	70,023	58,492	59,105	61,908	46,060
EBT Excluding Unusual Items	14,676	11,086	9,046	7,744	7,286
Asset Writedown	-125	-30	-268	-325	-324
Other Unusual Items	-	-1	-	-1	-
Pretax Income	14,551	11,055	8,778	7,418	6,962
Income Tax Expense	3,975	3,500	2,240	2,009	1,583
Earnings From Continuing Operations	10,576	7,555	6,538	5,409	5,379
Minority Interest in Earnings	19	-	-2	-	-3
Net Income	10,595	7,555	6,536	5,409	5,376
Net Income to Common	10,595	7,555	6,536	5,409	5,376
Net Income Growth	40.24%	15.59%	20.84%	0.61%	48.71%
Basic Shares Outstanding	15	78	79	79	79
Diluted Shares Outstanding	15	78	80	79	79
Shares Change (YoY)	-80.52%	-1.47%	0.15%	0.18%	0.17%
EPS (Basic)	698.89	97.11	82.76	68.55	68.19
EPS (Diluted)	694.00	96.42	82.20	68.13	67.83
EPS Growth	619.74%	17.30%	20.66%	0.43%	48.45%
Dividend Per Share	-	22.000	19.000	18.000	16.000
Dividend Growth	-	15.79%	5.56%	12.50%	-
Effective Tax Rate	27.32%	31.66%	25.52%	27.08%	22.74%

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

May 29, 2026

Data Sources Report a data error