The Oita Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	618,940	781,091	872,896	725,874	942,673
Investment Securities	1,289,763	1,339,212	1,400,039	1,391,512	1,291,159
Total Investments	1,289,763	1,339,212	1,400,039	1,391,512	1,291,159
Gross Loans	2,463,655	2,276,952	2,158,887	2,094,648	1,972,040
Allowance for Loan Losses	-23,172	-23,472	-23,769	-26,717	-29,270
Net Loans	2,440,483	2,253,480	2,135,118	2,067,931	1,942,770
Property, Plant & Equipment	29,908	29,368	29,499	30,286	29,575
Other Intangible Assets	1,285	842	618	689	895
Restricted Cash	2,000	3,994	3,987	3,991	16,931
Other Current Assets	21,145	16,981	16,312	14,549	19,689
Long-Term Deferred Tax Assets	1,161	4,725	1,066	10,412	4,413
Other Long-Term Assets	87,668	77,005	94,648	79,144	62,464
Total Assets	4,492,353	4,506,698	4,554,183	4,324,388	4,310,569
Accrued Expenses	1,128	1,129	1,111	1,114	1,136
Interest Bearing Deposits	3,614,925	3,569,675	3,619,629	3,540,318	3,457,889
Total Deposits	3,614,925	3,569,675	3,619,629	3,540,318	3,457,889
Short-Term Borrowings	111,406	68,683	72,927	47,902	20,498
Other Current Liabilities	15,081	13,036	11,707	10,218	8,098
Long-Term Debt	424,894	580,296	577,264	472,463	565,389
Pension & Post-Retirement Benefits	4,543	5,331	6,059	6,852	6,631
Long-Term Deferred Tax Liabilities	14,066	4,039	5,850	4,086	4,185
Other Long-Term Liabilities	61,050	55,953	41,758	53,917	48,673
Total Liabilities	4,247,093	4,298,142	4,336,305	4,136,870	4,112,499
Common Stock	19,598	19,598	19,598	19,598	19,598
Additional Paid-In Capital	13,768	13,768	13,768	13,768	13,768
Retained Earnings	169,208	160,837	157,053	151,743	147,390
Treasury Stock	-2,403	-1,624	-1,999	-2,078	-2,122
Comprehensive Income & Other	44,992	15,909	29,389	4,419	19,369
Total Common Equity	245,163	208,488	217,809	187,450	198,003
Minority Interest	97	68	69	68	67
Shareholders' Equity	245,260	208,556	217,878	187,518	198,070
Total Liabilities & Equity	4,492,353	4,506,698	4,554,183	4,324,388	4,310,569
Total Debt	536,300	648,979	650,191	520,365	585,887
Net Cash (Debt)	82,640	132,112	222,705	205,509	356,786
Net Cash Growth	-37.45%	-40.68%	8.37%	-42.40%	35.28%
Net Cash Per Share	5413.13	1686.18	2800.79	2588.44	4502.03
Filing Date Shares Outstanding	-	76.26	79	78.91	78.87
Total Common Shares Outstanding	-	76.26	79	78.92	78.87
Book Value Per Share	-	2733.74	2757.07	2375.33	2510.51
Tangible Book Value	243,878	207,646	217,191	186,761	197,108
Tangible Book Value Per Share	-	2722.70	2749.24	2366.59	2499.16