Shinkin Central Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	12,900,333	19,119,691	19,937,781	19,019,069	16,764,225
Investment Securities	18,400,611	17,383,405	16,305,829	14,066,297	16,377,762
Trading Asset Securities	915,357	578,367	350,766	485,686	333,867
Total Investments	19,315,968	17,961,772	16,656,595	14,551,983	16,711,629
Gross Loans	12,983,340	9,924,009	9,337,930	11,084,525	9,084,285
Allowance for Loan Losses	-23,667	-22,988	-23,836	-23,974	-25,312
Net Loans	12,959,673	9,901,021	9,314,094	11,060,551	9,058,973
Property, Plant & Equipment	77,656	76,483	74,611	72,028	72,884
Other Intangible Assets	21,511	24,050	17,680	20,354	17,675
Restricted Cash	45,385	45,032	78,765	78,136	118,623
Other Current Assets	204,237	192,615	187,991	183,682	176,792
Long-Term Deferred Tax Assets	54,387	96,247	66,173	65,440	4,407
Other Long-Term Assets	1,287,339	821,977	1,288,734	1,044,090	1,006,587
Total Assets	46,866,489	48,238,888	47,622,424	46,095,333	43,931,795
Accrued Expenses	2,065	1,993	1,922	1,853	1,881
Interest Bearing Deposits	29,477,288	31,305,205	33,064,496	34,652,817	33,123,802
Total Deposits	29,477,288	31,305,205	33,064,496	34,652,817	33,123,802
Short-Term Borrowings	6,146,138	5,936,206	3,544,605	2,627,533	1,200,726
Other Current Liabilities	697,114	455,809	319,725	247,683	185,081
Long-Term Debt	7,871,006	8,430,318	8,628,684	6,857,306	7,484,633
Pension & Post-Retirement Benefits	21,141	27,613	34,957	40,810	43,660
Long-Term Deferred Tax Liabilities	6,059	6,326	6,268	6,268	45,918
Other Long-Term Liabilities	1,007,960	562,979	463,699	315,903	249,765
Total Liabilities	45,228,771	46,726,449	46,064,356	44,750,173	42,335,466
Common Stock	890,998	890,998	890,998	690,998	690,998
Additional Paid-In Capital	100,678	100,678	100,678	100,678	100,678
Retained Earnings	707,209	686,104	663,282	650,740	644,122
Comprehensive Income & Other	-75,987	-179,558	-110,387	-110,309	147,905
Total Common Equity	1,622,898	1,498,222	1,544,571	1,332,107	1,583,703
Minority Interest	14,820	14,217	13,497	13,053	12,626
Shareholders' Equity	1,637,718	1,512,439	1,558,068	1,345,160	1,596,329
Total Liabilities & Equity	46,866,489	48,238,888	47,622,424	46,095,333	43,931,795
Total Debt	14,017,144	14,366,524	12,173,289	9,484,839	8,685,359
Net Cash (Debt)	-155,902	5,415,169	8,151,352	10,315,220	8,446,949
Net Cash Growth	-	-33.57%	-20.98%	22.12%	7.07%
Net Cash Per Share	-17902.85	621845.54	1212166.35	1537698.07	1259193.42
Filing Date Shares Outstanding	8.71	8.71	8.71	6.71	6.71
Total Common Shares Outstanding	8.71	8.71	8.71	6.71	6.71
Book Value Per Share	186363.88	172046.83	177369.27	198578.25	236083.87
Tangible Book Value	1,601,387	1,474,172	1,526,891	1,311,753	1,566,028
Tangible Book Value Per Share	183893.68	169285.07	175339.01	195544.07	233449.04