North Pacific Bank,Ltd. (TYO:8524)
Japan flag Japan · Delayed Price · Currency is JPY
1,147.00
-36.00 (-3.04%)
Nov 4, 2026, 11:30 AM JST

North Pacific Bank,Ltd. Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
232,229205,741138,207126,533118,954117,145
Revenue Growth
61.94%48.86%9.23%6.37%1.54%-6.86%
Net Income
27,98725,60120,60812,8309,64711,756
Earnings Per Share
74.5068.0453.9133.3225.0230.25
EPS Growth
33.22%26.21%61.80%33.17%-17.29%24.84%

Revenue by Segment

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '25 Mar '24 Mar '23 Mar '22
Unallocated Adjustment
-4,732-5,314-5,145-6,119-6,014
Banking
181,551123,205105,590103,119100,820
Others
9,3769,0267,8226,9947,839
Leasing Business
24,35323,71923,77322,74021,815
Total
210,548150,636132,040126,734124,460

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
2,075,2272,284,3642,655,4023,062,4002,798,0254,340,581
Total Debt
1,334,1161,466,2941,701,1721,525,790962,2322,321,865
Net Cash (Debt)
741,111818,070954,2301,536,6101,835,7932,018,716
Net Cash Growth
-50.75%-14.27%-37.90%-16.30%-9.06%51.35%
Net Cash Per Share
1972.932174.252496.303991.414762.175194.32

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--363,457-145,092898,425-1,701,9911,044,973
Capital Expenditures
--7,067-5,286-2,293-2,843-1,636
Free Cash Flow
--370,524-150,378896,132-1,704,8341,043,337
Free Cash Flow Growth
-----742.65%

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
12.05%12.44%14.91%10.14%8.11%10.04%
FCF Margin
--180.09%-108.81%708.22%-1433.19%890.64%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
38.00028.00019.00010.00010.00010.000
Dividend Per Share Growth
27.45%47.37%90.00%0%0%0%
Dividend Yield
3.31%3.00%3.67%2.25%3.60%4.17%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
15.4013.669.4513.3511.107.93
Forward PE
12.5111.488.8112.608.457.91
P/FCF Ratio
---0.19-0.09
PS Ratio
1.911.701.411.350.900.80