North Pacific Bank,Ltd. (TYO:8524)
Japan flag Japan · Delayed Price · Currency is JPY
1,301.00
-4.00 (-0.31%)
Aug 14, 2026, 3:30 PM JST

North Pacific Bank,Ltd. Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
232,229205,741138,207126,533118,954117,145
Revenue Growth
61.94%48.86%9.23%6.37%1.54%-6.86%
Net Income
27,98725,60120,60812,8309,64711,756
Earnings Per Share
74.5068.0453.9133.3225.0230.25
EPS Growth
33.22%26.21%61.80%33.17%-17.29%24.84%

Revenue by Segment

Fiscal YearFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '25 Mar '24 Mar '23 Mar '22
Unallocated Adjustment
-4,732-5,314-5,145-6,119-6,014
Leasing Business
24,35323,71923,77322,74021,815
Others
9,3769,0267,8226,9947,839
Banking
181,551123,205105,590103,119100,820
Total
210,548150,636132,040126,734124,460

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
2,075,2272,284,3642,655,4023,062,4002,798,0254,340,581
Total Debt
1,334,1161,466,2941,701,1721,525,790962,2322,321,865
Net Cash (Debt)
741,111818,070954,2301,536,6101,835,7932,018,716
Net Cash Growth
-50.75%-14.27%-37.90%-16.30%-9.06%51.35%
Net Cash Per Share
1972.932174.252496.303991.414762.175194.32

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--363,457-145,092898,425-1,701,9911,044,973
Capital Expenditures
--7,067-5,286-2,293-2,843-1,636
Free Cash Flow
--370,524-150,378896,132-1,704,8341,043,337
Free Cash Flow Growth
-----742.65%

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
12.05%12.44%14.91%10.14%8.11%10.04%
FCF Margin
--180.09%-108.81%708.22%-1433.19%890.64%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
32.00028.00019.00010.00010.00010.000
Dividend Per Share Growth
21.57%47.37%90.00%0%0%0%
Dividend Yield
2.45%3.02%3.84%2.44%4.01%4.83%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
17.4613.669.4513.3511.107.93
Forward PE
15.0011.488.8112.608.457.91
P/FCF Ratio
---0.19-0.09
PS Ratio
2.101.701.411.350.900.80