North Pacific Bank,Ltd. Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	98,688	89,427	67,320	58,020	57,420	57,586
Interest Income on Investments	27,520	29,064	19,207	13,539	11,980	11,124
Total Interest Income	126,208	118,491	86,527	71,559	69,400	68,710
Interest Paid on Deposits	24,363	19,652	6,718	188	137	145
Interest Paid on Borrowings	4,442	5,727	1,988	887	1,478	740
Total Interest Expense	28,805	25,379	8,706	1,075	1,615	885
Net Interest Income	97,403	93,112	77,821	70,484	67,785	67,825
Net Interest Income Growth	20.52%	19.65%	10.41%	3.98%	-0.06%	4.69%
Gain (Loss) on Sale of Assets	-320	-354	-241	-235	-201	-385
Gain (Loss) on Sale of Investments	53,594	53,594	4,744	5,393	2,491	-2,151
Other Non-Interest Income	86,004	63,841	59,120	56,146	54,145	54,676
Total Non-Interest Income	139,278	117,081	63,623	61,304	56,435	52,140
Non-Interest Income Growth	111.61%	84.02%	3.78%	8.63%	8.24%	-24.07%
Revenues Before Loan Losses	236,681	210,193	141,444	131,788	124,220	119,965
Provision for Loan Losses	4,452	4,452	3,237	5,255	5,266	2,820
Revenue	232,229	205,741	138,207	126,533	118,954	117,145
Revenue Growth	61.94%	48.86%	9.23%	6.37%	1.54%	-6.86%
Selling, General & Administrative	73,681	72,661	68,337	67,063	67,398	64,038
Other Non-Interest Expense	118,227	95,903	42,042	41,100	34,445	34,247
Total Non-Interest Expense	191,908	168,564	110,379	108,163	101,843	98,285
EBT Excluding Unusual Items	40,321	37,177	27,828	18,370	17,111	18,860
Asset Writedown	-89	-66	-286	-81	-302	-644
Other Unusual Items	44	-	-1	-1	-999	24
Pretax Income	40,276	37,111	27,541	18,288	15,810	18,240
Income Tax Expense	12,309	11,468	7,007	5,417	6,566	6,319
Earnings From Continuing Operations	27,967	25,643	20,534	12,871	9,244	11,921
Minority Interest in Earnings	20	-42	74	-41	403	-165
Net Income	27,987	25,601	20,608	12,830	9,647	11,756
Net Income to Common	27,987	25,601	20,608	12,830	9,647	11,756
Net Income Growth	31.51%	24.23%	60.62%	33.00%	-17.94%	24.77%
Basic Shares Outstanding	376	376	382	385	385	389
Diluted Shares Outstanding	376	376	382	385	385	389
Shares Change	-0.24%	-1.57%	-0.71%	-0.13%	-0.81%	-0.06%
EPS (Basic)	74.51	68.05	53.92	33.33	25.03	30.26
EPS (Diluted)	74.50	68.04	53.91	33.32	25.02	30.25
EPS Growth	33.22%	26.21%	61.80%	33.17%	-17.29%	24.84%
Dividend Per Share	29.500	28.000	19.000	10.000	10.000	10.000
Dividend Growth	15.69%	47.37%	90.00%	0%	0%	0%
Effective Tax Rate	30.56%	30.90%	25.44%	29.62%	41.53%	34.64%