The Kita-Nippon Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	116,017	111,065	134,166	90,158	279,213	316,398
Investment Securities	291,864	271,447	267,979	325,242	353,365	356,770
Trading Asset Securities	1	4	46	93	110	97
Total Investments	291,865	271,451	268,025	325,335	353,475	356,867
Gross Loans	1,123,134	1,101,426	1,077,289	1,034,544	1,001,561	954,422
Allowance for Loan Losses	-8,431	-7,544	-8,912	-8,645	-8,025	-7,128
Net Loans	1,114,703	1,093,882	1,068,377	1,025,899	993,536	947,294
Property, Plant & Equipment	15,213	14,593	14,929	14,896	14,961	14,900
Other Intangible Assets	1,278	1,140	1,262	1,049	643	670
Restricted Cash	8,803	8,714	8,941	10,176	8,437	4,560
Other Current Assets	1,924	3,390	4,568	3,656	3,750	6,293
Long-Term Deferred Tax Assets	208	208	191	805	132	131
Other Long-Term Assets	10,936	21,893	22,217	23,507	23,270	18,520
Total Assets	1,560,947	1,526,336	1,522,676	1,495,481	1,677,417	1,665,633
Accrued Expenses	97	372	369	369	336	338
Interest Bearing Deposits	1,449,323	1,420,606	1,421,239	1,402,762	1,399,896	1,393,913
Total Deposits	1,449,323	1,420,606	1,421,239	1,402,762	1,399,896	1,393,913
Other Current Liabilities	1,878	1,949	2,647	2,521	2,656	5,038
Long-Term Debt	1,667	1,362	1,621	1,730	185,359	177,021
Pension & Post-Retirement Benefits	1,582	1,604	1,646	1,659	1,786	1,802
Long-Term Deferred Tax Liabilities	7,199	4,627	4,895	2,171	2,939	3,650
Other Long-Term Liabilities	5,792	9,357	4,220	9,000	9,077	9,396
Total Liabilities	1,467,538	1,439,877	1,436,637	1,420,212	1,602,049	1,591,158
Common Stock	7,761	7,761	7,761	7,761	7,761	7,761
Additional Paid-In Capital	4,991	4,996	4,989	4,989	4,989	4,989
Retained Earnings	61,610	60,338	56,969	54,296	52,163	50,464
Treasury Stock	-1,231	-1,279	-829	-913	-963	-878
Comprehensive Income & Other	20,278	14,643	17,149	9,136	11,418	12,139
Shareholders' Equity	93,409	86,459	86,039	75,269	75,368	74,475
Total Liabilities & Equity	1,560,947	1,526,336	1,522,676	1,495,481	1,677,417	1,665,633
Total Debt	1,667	1,362	1,621	1,730	185,359	177,021
Net Cash (Debt)	114,351	109,707	132,591	88,521	93,964	139,474
Net Cash Growth	-26.27%	-17.26%	49.79%	-5.79%	-32.63%	34.95%
Net Cash Per Share	13734.69	12983.08	15672.70	10483.30	11036.41	16402.92
Filing Date Shares Outstanding	8.19	8.31	8.44	8.4	8.38	8.45
Total Common Shares Outstanding	8.19	8.31	8.44	8.4	8.38	8.45
Book Value Per Share	11401.55	10409.20	10195.23	8956.98	8991.70	8813.61
Tangible Book Value	92,131	85,319	84,777	74,220	74,725	73,805
Tangible Book Value Per Share	11245.56	10271.95	10045.69	8832.15	8914.99	8734.32

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.