The Daito Bank, Ltd. (TYO:8563)

The Daito Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	8,609	7,898	7,504	7,318	6,784	6,370
Interest Income on Investments	1,472	1,394	1,331	1,152	1,446	1,759
Total Interest Income	10,081	9,292	8,835	8,470	8,230	8,129
Interest Paid on Deposits	1,204	572	34	41	63	100
Interest Paid on Borrowings	12	12	1	-2	2	3
Total Interest Expense	1,216	584	35	39	65	103
Net Interest Income	8,865	8,708	8,800	8,431	8,165	8,026
Net Interest Income Growth (YoY)	-0.80%	-1.04%	4.38%	3.26%	1.73%	2.77%
Gain (Loss) on Sale of Assets	-5	-6	-30	-16	17	-43
Gain (Loss) on Sale of Investments	132	-36	-	-84	-209	-250
Other Non-Interest Income	4,015	3,941	4,744	4,553	4,657	4,938
Total Non-Interest Income	4,142	3,899	4,714	4,453	4,465	4,645
Non-Interest Income Growth (YoY)	-5.65%	-17.29%	5.86%	-0.27%	-3.88%	9.35%
Revenues Before Loan Losses	13,007	12,607	13,514	12,884	12,630	12,671
Provision for Loan Losses	345	386	8	198	132	529
Revenue	12,662	12,221	13,506	12,686	12,498	12,142
Revenue Growth (YoY)	-4.63%	-9.51%	6.46%	1.50%	2.93%	6.06%
Selling, General & Administrative	7,337	7,318	7,180	7,259	7,407	7,868
Other Non-Interest Expense	3,270	2,894	4,466	3,427	2,881	2,684
Total Non-Interest Expense	10,607	10,212	11,646	10,686	10,288	10,552
EBT Excluding Unusual Items	2,055	2,009	1,860	2,000	2,210	1,590
Asset Writedown	-	-	-	-	-355	-48
Other Unusual Items	-	-	-	-	-1	-
Pretax Income	2,055	2,009	1,860	2,000	1,854	1,542
Income Tax Expense	671	671	591	689	632	535
Earnings From Continuing Operations	1,384	1,338	1,269	1,311	1,222	1,007
Minority Interest in Earnings	-3	-8	-14	-28	-21	-17
Net Income	1,381	1,330	1,255	1,283	1,201	990
Net Income to Common	1,381	1,330	1,255	1,283	1,201	990
Net Income Growth	4.94%	5.98%	-2.18%	6.83%	21.31%	-6.78%
Basic Shares Outstanding	13	13	13	13	13	13
Diluted Shares Outstanding	13	13	13	13	13	13
Shares Change (YoY)	-0.13%	-0.13%	0.17%	-0.10%	-0.01%	-0.01%
EPS (Basic)	109.08	105.04	98.98	101.36	94.78	78.13
EPS (Diluted)	109.08	105.04	98.98	101.36	94.78	78.13
EPS Growth	5.07%	6.12%	-2.34%	6.94%	21.32%	-6.77%
Dividend Per Share	32.000	32.000	30.000	30.000	30.000	30.000
Dividend Growth	6.67%	6.67%	-	-	-	-
Effective Tax Rate	32.65%	33.40%	31.77%	34.45%	34.09%	34.70%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.