TOMONY Holdings Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	60,463	51,735	47,402	42,889	39,573
Interest Income on Investments	18,714	19,761	16,956	13,197	8,450
Total Interest Income	79,177	71,496	64,358	56,086	48,023
Interest Paid on Deposits	13,369	4,331	1,353	1,009	1,078
Interest Paid on Borrowings	822	210	180	260	70
Total Interest Expense	14,191	4,541	1,533	1,269	1,148
Net Interest Income	64,986	66,955	62,825	54,817	46,875
Net Interest Income Growth (YoY)	-2.94%	6.57%	14.61%	16.94%	1.08%
Gain (Loss) on Sale of Assets	-52	-175	-56	-259	-196
Gain (Loss) on Sale of Investments	-	-178	-277	-1,197	-1,014
Other Non-Interest Income	25,598	23,611	23,459	23,768	22,312
Total Non-Interest Income	25,546	23,258	23,126	22,312	21,102
Non-Interest Income Growth (YoY)	9.84%	0.57%	3.65%	5.73%	4.41%
Revenues Before Loan Losses	90,532	90,213	85,951	77,129	67,977
Provision for Loan Losses	7,958	4,054	2,056	2,267	2,258
Revenue	82,574	86,159	83,895	74,862	65,719
Revenue Growth (YoY)	-4.16%	2.70%	12.07%	13.91%	2.77%
Selling, General & Administrative	34,174	33,905	33,919	32,951	34,041
Other Non-Interest Expense	24,091	29,054	28,504	21,491	12,743
Total Non-Interest Expense	58,265	62,959	62,423	54,442	46,784
EBT Excluding Unusual Items	24,309	23,200	21,472	20,420	18,935
Asset Writedown	-201	-387	-278	-46	-175
Other Unusual Items	-1	-1	-1	-4	3
Pretax Income	24,107	22,812	21,193	20,370	18,763
Income Tax Expense	7,832	6,843	7,084	5,997	5,515
Earnings From Continuing Operations	16,275	15,969	14,109	14,373	13,248
Minority Interest in Earnings	-112	-137	-101	-205	-186
Net Income	16,163	15,832	14,008	14,168	13,062
Net Income to Common	16,163	15,832	14,008	14,168	13,062
Net Income Growth	2.09%	13.02%	-1.13%	8.47%	30.83%
Basic Shares Outstanding	193	192	171	162	160
Diluted Shares Outstanding	196	196	174	165	164
Shares Change (YoY)	-0.01%	12.60%	5.53%	0.61%	0.43%
EPS (Basic)	83.86	82.32	82.10	87.71	81.53
EPS (Diluted)	82.62	80.92	80.61	86.04	79.81
EPS Growth	2.10%	0.39%	-6.31%	7.81%	30.28%
Dividend Per Share	-	16.500	11.000	10.000	9.000
Dividend Growth	-	50.00%	10.00%	11.11%	12.50%
Effective Tax Rate	32.49%	30.00%	33.43%	29.44%	29.39%