Sompo Holdings, Inc. (TYO:8630)

Sompo Holdings Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Premiums & Annuity Revenue	5,065,520	4,064,802	4,058,245	3,621,908	3,363,223
Total Interest & Dividend Income	119,734	182,909	256,542	244,146	209,396
Gain (Loss) on Sale of Investments	-	414,045	84,648	121,163	93,254
Other Revenue	238,153	245,865	193,019	176,148	171,632
Total Revenue	5,423,407	4,907,621	4,592,454	4,163,365	3,837,505
Revenue Growth (YoY)	10.51%	6.86%	10.31%	8.49%	2.23%
Policy Benefits	-	2,738,358	2,884,632	2,463,494	2,350,587
Policy Acquisition & Underwriting Costs	4,761,357	756,775	713,356	635,989	552,541
Selling, General & Administrative	91,390	658,750	598,472	570,387	537,431
Provision for Bad Debts	-	71	4,929	2,023	1,807
Other Operating Expenses	197,605	169,893	151,624	122,073	120,853
Total Operating Expenses	5,050,352	4,323,847	4,353,013	3,793,966	3,563,219
Operating Income	373,055	583,774	239,441	369,399	274,286
Interest Expense	-18,026	-13,750	-15,966	-14,960	-13,734
Earnings From Equity Investments	-24,749	-	-1,844	-5,675	-3,147
Other Non Operating Income (Expenses)	-2	-20,845	-28,123	-15,370	-28,166
EBT Excluding Unusual Items	330,278	549,179	193,508	333,394	229,239
Gain (Loss) on Sale of Investments	-	-61,145	-70,980	-17,884	-14,143
Gain (Loss) on Sale of Assets	-	-133	6,586	9,694	7,171
Asset Writedown	-	-1,636	-148	-2,396	-19,805
Other Unusual Items	-	-6,685	-5,559	-5,177	-7,526
Pretax Income	330,278	479,580	123,407	317,631	194,936
Income Tax Expense	85,068	61,514	30,477	91,022	52,047
Earnings From Continuing Ops.	245,210	418,066	92,930	226,609	142,889
Minority Interest in Earnings	-2,078	-2,012	-1,774	-1,767	-407
Net Income	243,132	416,054	91,156	224,842	142,482
Net Income to Common	243,132	416,054	91,156	224,842	142,482
Net Income Growth	-41.56%	356.42%	-59.46%	57.80%	16.30%
Shares Outstanding (Basic)	969	991	1,010	1,047	1,076
Shares Outstanding (Diluted)	969	991	1,011	1,048	1,076
Shares Change (YoY)	-2.25%	-1.93%	-3.51%	-2.66%	-2.23%
EPS (Basic)	250.91	419.83	90.21	214.75	132.47
EPS (Diluted)	250.90	419.69	90.18	214.62	132.39
EPS Growth	-40.22%	365.41%	-57.98%	62.12%	18.95%
Free Cash Flow	547,652	442,153	424,750	578,524	601,660
Free Cash Flow Per Share	565.15	446.02	420.20	552.23	559.04
Dividend Per Share	-	100.000	86.667	70.000	56.667
Dividend Growth	-	15.38%	23.81%	23.53%	13.33%
Operating Margin	6.88%	11.89%	5.21%	8.87%	7.15%
Profit Margin	4.48%	8.48%	1.98%	5.40%	3.71%
Free Cash Flow Margin	10.10%	9.01%	9.25%	13.90%	15.68%
EBITDA	476,418	677,898	321,309	449,867	342,989
EBITDA Margin	8.78%	13.81%	7.00%	10.80%	8.94%
D&A For EBITDA	103,363	94,124	81,868	80,468	68,703
EBIT	373,055	583,774	239,441	369,399	274,286
EBIT Margin	6.88%	11.89%	5.21%	8.87%	7.15%
Effective Tax Rate	25.76%	12.83%	24.70%	28.66%	26.70%

Updated Feb 14, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.