MS&AD Insurance Group Holdings, Inc. (TYO:8725)
Japan · Delayed Price · Currency is JPY 5,085.00
+33.00 (0.65%)
Aug 28, 2026, 10:59 AM JST
TYO:8725 Income Statement
Financials in millions JPY. Fiscal year is April - March.
Millions JPY. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Premiums & Annuity Revenue | 5,895,943 | 6,436,026 | 5,311,429 | 5,028,648 | 4,429,413 | 4,181,277 |
Total Interest & Dividend Income | 765,828 | 261,098 | 435,096 | 615,380 | 321,429 | 470,521 |
Gain (Loss) on Sale of Investments | 792,664 | - | 575,552 | 825,506 | 389,653 | 411,336 |
Other Revenue | 74,400 | 121,190 | 113,108 | 89,681 | 85,057 | 56,470 |
| 7,528,835 | 6,818,314 | 6,435,185 | 6,559,215 | 5,225,552 | 5,119,604 | |
Revenue Growth | 16.19% | 5.95% | -1.89% | 25.52% | 2.07% | 4.79% |
Policy Benefits | 4,473,053 | - | 3,682,405 | 4,253,393 | 3,271,555 | 3,185,476 |
Policy Acquisition & Underwriting Costs | 920,900 | 5,910,582 | 897,048 | 853,968 | 792,733 | 729,903 |
Selling, General & Administrative | 872,500 | - | 846,012 | 797,988 | 739,317 | 696,390 |
Provision for Bad Debts | - | - | 1,373 | 1,552 | 1,723 | 137 |
Other Operating Expenses | 28,951 | 186,541 | 67,568 | 23,567 | 8,778 | 5,247 |
Total Operating Expenses | 6,295,404 | 6,097,123 | 5,494,406 | 5,930,468 | 4,814,106 | 4,617,153 |
Operating Income | 1,233,431 | 721,191 | 940,779 | 628,747 | 411,446 | 502,451 |
Interest Expense | -2,944 | -17,672 | -11,783 | -10,453 | -10,383 | -15,482 |
Other Non Operating Income (Expenses) | -102 | 1 | -9 | -58,452 | -2 | -28,063 |
EBT Excluding Unusual Items | 1,230,385 | 703,520 | 928,987 | 559,842 | 401,061 | 458,906 |
Gain (Loss) on Sale of Investments | - | - | 3,108 | -143,403 | -169,950 | -68,408 |
Gain (Loss) on Sale of Assets | 28,700 | - | 2,643 | 11,537 | 24,399 | 8,694 |
Asset Writedown | -33,700 | - | -7,496 | -11,839 | -1,801 | -2,684 |
Other Unusual Items | -63,000 | - | -19,860 | 46,125 | -18,254 | -26,482 |
Pretax Income | 1,162,385 | 703,520 | 907,382 | 462,262 | 235,455 | 370,026 |
Income Tax Expense | 288,784 | 187,389 | 210,724 | 89,443 | 70,441 | 104,078 |
Earnings From Continuing Ops. | 873,601 | 516,131 | 696,658 | 372,819 | 165,014 | 265,948 |
Minority Interest in Earnings | -4,052 | -5,519 | -5,001 | -3,553 | -3,484 | -3,149 |
Net Income | 869,549 | 510,612 | 691,657 | 369,266 | 161,530 | 262,799 |
Net Income to Common | 869,549 | 510,612 | 691,657 | 369,266 | 161,530 | 262,799 |
Net Income Growth | 22.44% | -26.18% | 87.31% | 128.60% | -38.54% | 82.00% |
Shares Outstanding (Basic) | 1,441 | 1,489 | 1,552 | 1,593 | 1,616 | 1,661 |
Shares Outstanding (Diluted) | 1,441 | 1,489 | 1,553 | 1,593 | 1,617 | 1,662 |
Shares Change | -6.05% | -4.11% | -2.54% | -1.47% | -2.72% | -1.91% |
EPS (Basic) | 603.28 | 342.99 | 445.53 | 231.83 | 99.93 | 158.17 |
EPS (Diluted) | 603.28 | 342.94 | 445.45 | 231.77 | 99.90 | 158.11 |
EPS Growth | 30.33% | -23.01% | 92.20% | 132.00% | -36.81% | 85.54% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | - | 918,658 | - | 526,589 | 169,528 | 208,578 |
Free Cash Flow Per Share | - | 617.01 | - | 330.52 | 104.85 | 125.49 |
Dividend Per Share | 125.000 | 125.000 | 100.000 | 90.000 | 66.667 | 60.000 |
Dividend Growth | 25.00% | 25.00% | 11.11% | 35.00% | 11.11% | 16.13% |
Operating Margin | 16.38% | 10.58% | 14.62% | 9.59% | 7.87% | 9.81% |
Profit Margin | 11.55% | 7.49% | 10.75% | 5.63% | 3.09% | 5.13% |
Free Cash Flow Margin | - | 13.47% | - | 8.03% | 3.24% | 4.07% |
EBITDA | 1,350,447 | 824,589 | 1,062,696 | 749,766 | 518,439 | 599,562 |
EBITDA Margin | 17.94% | 12.09% | 16.51% | 11.43% | 9.92% | 11.71% |
D&A For EBITDA | 117,016 | 103,398 | 121,917 | 121,019 | 106,993 | 97,111 |
EBIT | 1,233,431 | 721,191 | 940,779 | 628,747 | 411,446 | 502,451 |
EBIT Margin | 16.38% | 10.58% | 14.62% | 9.59% | 7.87% | 9.81% |
Effective Tax Rate | 24.84% | 26.64% | 23.22% | 19.35% | 29.92% | 28.13% |
Revenue as Reported | - | - | 6,660,813 | - | - | - |