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MS&AD Insurance Group Holdings, Inc. (TYO:8725)
Japan flag Japan · Delayed Price · Currency is JPY
4,850.00
+23.00 (0.48%)
Aug 7, 2026, 3:30 PM JST

TYO:8725 Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits
Chart
Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
6,818,3146,818,3146,435,1856,559,2155,225,5525,119,604
Revenue Growth
5.95%5.95%-1.89%25.52%2.07%4.79%
Operating Income
721,191721,191940,779628,747411,446502,451
Net Income
510,612510,612691,657369,266161,530262,799
Earnings Per Share
342.94342.94445.45231.7799.90158.11
EPS Growth
-23.01%-23.01%92.20%132.00%-36.81%85.54%

Revenue by Segment
Chart
Fiscal YearTTMFY 2026
Period EndingMar '26 Mar '26
Domestic Non-Life Insurance Business - Aioi Nissay Dowa Insurance Company
1,483,6801,483,680
Domestic Life Insurance Business - Mitsui Sumitomo Aioi Life Insurance Company
320,995320,995
Domestic Life Insurance Business - Mitsui Sumitomo Primary Life Insurance Co., Ltd.
206,414206,414
Domestic Non-Life Insurance Business - Mitsui Sumitomo Insurance Co., Ltd.
1,965,1101,965,110
Domestic Non-Life Insurance Business - Mitsui Direct General Insurance Co., Ltd.
40,61940,619
Others
20,15920,159
Unallocated Adjustment
160,742160,742
International Business (Overseas Insurance Subsidiaries)
2,541,2802,541,280
Total
6,738,9996,738,999

Cash & Debt
Chart
Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
2,513,7652,513,7652,199,7962,911,3472,771,9812,357,036
Total Debt
1,520,6581,520,658590,565715,045814,743981,283
Net Cash (Debt)
993,107993,1071,609,2312,196,3021,957,2381,375,753
Net Cash Growth
-38.29%-38.29%-26.73%12.21%42.27%30.99%
Net Cash Per Share
667.01667.011036.411378.561210.49827.69

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
954,001954,001-549,466194,153236,708
Capital Expenditures
-35,343-35,343--22,877-24,625-28,130
Free Cash Flow
918,658918,658-526,589169,528208,578
Free Cash Flow Growth
---210.62%-18.72%-

Margins
Chart
Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
10.58%10.58%14.62%9.59%7.87%9.81%
Pretax Margin
10.32%10.32%14.10%7.05%4.51%7.23%
Profit Margin
7.49%7.49%10.75%5.63%3.09%5.13%
FCF Margin
13.47%13.47%-8.03%3.24%4.07%

Dividends
Chart
Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
170.000125.000100.00090.00066.66760.000
Dividend Per Share Growth
11.67%25.00%11.11%35.00%11.11%16.13%
Dividend Yield
3.52%3.10%3.24%3.62%5.52%5.39%

Valuation
Chart
Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
14.1411.667.0511.6413.588.29
Forward PE
10.089.707.2711.348.678.90
P/FCF Ratio
7.646.48-8.1612.9410.44
PS Ratio
1.030.870.760.660.420.43