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MS&AD Insurance Group Holdings, Inc. (TYO:8725)
Japan flag Japan · Delayed Price · Currency is JPY
5,070.00
+18.00 (0.36%)
Aug 28, 2026, 10:15 AM JST

TYO:8725 Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits
Chart
Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
7,528,8356,818,3146,435,1856,559,2155,225,5525,119,604
Revenue Growth
16.19%5.95%-1.89%25.52%2.07%4.79%
Operating Income
1,233,431721,191940,779628,747411,446502,451
Net Income
869,549510,612691,657369,266161,530262,799
Earnings Per Share
603.28342.94445.45231.7799.90158.11
EPS Growth
30.33%-23.01%92.20%132.00%-36.81%85.54%

Revenue by Segment
Chart
Fiscal YearTTMFY 2026
Period EndingJun '26 Mar '26
Domestic Non-Life Insurance Business - Aioi Nissay Dowa Insurance Company
1,722,9591,483,680
Domestic Life Insurance Business - Mitsui Sumitomo Aioi Life Insurance Company
449,098320,995
Domestic Life Insurance Business - Mitsui Sumitomo Primary Life Insurance Co., Ltd.
1,299,418206,414
Domestic Non-Life Insurance Business - Mitsui Direct General Insurance Co., Ltd.
42,42440,619
International Business (Overseas Insurance Subsidiaries)
1,899,7692,541,280
Domestic Non-Life Insurance Business - Mitsui Sumitomo Insurance Co., Ltd.
2,370,0201,965,110
Others
21,06320,159
Unallocated Adjustment
154,610160,742
Total
7,955,9386,738,999

Cash & Debt
Chart
Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
2,136,0352,513,7652,199,7962,911,3472,771,9812,357,036
Total Debt
1,697,0151,520,658590,565715,045814,743981,283
Net Cash (Debt)
439,020993,1071,609,2312,196,3021,957,2381,375,753
Net Cash Growth
-70.13%-38.29%-26.73%12.21%42.27%30.99%
Net Cash Per Share
304.59667.011036.411378.561210.49827.69

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-954,001-549,466194,153236,708
Capital Expenditures
--35,343--22,877-24,625-28,130
Free Cash Flow
-918,658-526,589169,528208,578
Free Cash Flow Growth
---210.62%-18.72%-

Margins
Chart
Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
16.38%10.58%14.62%9.59%7.87%9.81%
Pretax Margin
15.44%10.32%14.10%7.05%4.51%7.23%
Profit Margin
11.55%7.49%10.75%5.63%3.09%5.13%
FCF Margin
-13.47%-8.03%3.24%4.07%

Dividends
Chart
Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
170.000125.000100.00090.00066.66760.000
Dividend Per Share Growth
11.67%25.00%11.11%35.00%11.11%16.13%
Dividend Yield
3.50%3.10%3.24%3.62%5.52%5.39%

Valuation
Chart
Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
8.3711.667.0511.6413.588.29
Forward PE
10.749.707.2711.348.678.90
P/FCF Ratio
7.936.48-8.1612.9410.44
PS Ratio
0.970.870.760.660.420.43