MS&AD Insurance Group Holdings, Inc. (TYO:8725)

TYO:8725 Statistics

Total Valuation

TYO:8725 has a market cap or net worth of JPY 6.38 trillion. The enterprise value is 5.12 trillion.

Market Cap	6.38T
Enterprise Value	5.12T

Important Dates

The last earnings date was Friday, February 13, 2026.

Earnings Date	Feb 13, 2026
Ex-Dividend Date	Mar 30, 2026

Share Statistics

TYO:8725 has 1.48 billion shares outstanding. The number of shares has decreased by -4.34% in one year.

Current Share Class	1.48B
Shares Outstanding	1.48B
Shares Change (YoY)	-4.34%
Shares Change (QoQ)	-0.88%
Owned by Insiders (%)	0.06%
Owned by Institutions (%)	52.71%
Float	1.41B

Valuation Ratios

The trailing PE ratio is 8.98 and the forward PE ratio is 11.62. TYO:8725's PEG ratio is 25.41.

PE Ratio	8.98
Forward PE	11.62
PS Ratio	0.90
PB Ratio	1.37
P/TBV Ratio	1.53
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	25.41

Enterprise Valuation

EV / Earnings	7.08
EV / Sales	0.72
EV / EBITDA	4.54
EV / EBIT	5.09
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.47, with a Debt / Equity ratio of 0.17.

Current Ratio	1.47
Quick Ratio	0.62
Debt / Equity	0.17
Debt / EBITDA	0.70
Debt / FCF	n/a
Interest Coverage	74.01

Financial Efficiency

Return on equity (ROE) is 16.31% and return on invested capital (ROIC) is 14.20%.

Return on Equity (ROE)	16.31%
Return on Assets (ROA)	2.30%
Return on Invested Capital (ROIC)	14.20%
Return on Capital Employed (ROCE)	4.10%
Weighted Average Cost of Capital (WACC)	4.86%
Revenue Per Employee	184.94M
Profits Per Employee	18.90M
Employee Count	40,016
Asset Turnover	0.26
Inventory Turnover	n/a

Taxes

In the past 12 months, TYO:8725 has paid 239.51 billion in taxes.

Income Tax	239.51B
Effective Tax Rate	24.77%

Stock Price Statistics

The stock price has increased by +34.61% in the last 52 weeks. The beta is 0.19, so TYO:8725's price volatility has been lower than the market average.

Beta (5Y)	0.19
52-Week Price Change	+34.61%
50-Day Moving Average	3,908.84
200-Day Moving Average	3,472.44
Relative Strength Index (RSI)	73.71
Average Volume (20 Days)	3,703,420

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TYO:8725 had revenue of JPY 7.07 trillion and earned 722.69 billion in profits. Earnings per share was 481.17.

Revenue	7.07T
Gross Profit	1.95T
Operating Income	1.00T
Pretax Income	966.86B
Net Income	722.69B
EBITDA	1.13T
EBIT	1.00T
Earnings Per Share (EPS)	481.17

Balance Sheet

The company has 2.16 trillion in cash and 790.32 billion in debt, with a net cash position of 1.32 trillion or 894.16 per share.

Cash & Cash Equivalents	2.16T
Total Debt	790.32B
Net Cash	1.32T
Net Cash Per Share	894.16
Equity (Book Value)	4.67T
Book Value Per Share	3,123.16
Working Capital	1.62T

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 27.53%, with operating and profit margins of 14.20% and 10.22%.

Gross Margin	27.53%
Operating Margin	14.20%
Pretax Margin	13.67%
Profit Margin	10.22%
EBITDA Margin	15.93%
EBIT Margin	14.20%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 155.00, which amounts to a dividend yield of 3.59%.

Dividend Per Share	155.00
Dividend Yield	3.59%
Dividend Growth (YoY)	6.90%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	4.34%
Shareholder Yield	7.93%
Earnings Yield	11.33%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 28, 2024. It was a forward split with a ratio of 3.

Last Split Date	Mar 28, 2024
Split Type	Forward
Split Ratio	3

Scores

Altman Z-Score	n/a
Piotroski F-Score	3