Japan · Delayed Price · Currency is JPY MS&AD Insurance Group Holdings Earnings Call Transcripts
Fiscal Year 2027
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Adjusted and group-adjusted profits rose sharply year-on-year, with strong international and domestic segment performance. Strategic equity sales and improved loss ratios contributed to robust Q1 results, while natural catastrophe losses and market softening remain key watchpoints.
Fiscal Year 2026
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Aiming for JPY 800 billion adjusted profit by FY2030, the group is centralizing international management, accelerating strategic equity sales, and enhancing shareholder returns. Domestic and international business reforms, digital transformation, and new product strategies are key to growth.
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Record net income and group adjusted profit were achieved in FY 2025, driven by strong domestic and overseas growth. FY 2026 guidance projects stable adjusted profit, higher dividends, and significant share buybacks, with continued focus on risk management and capital efficiency.