Raiffeisen Bank JSC Balance Sheet

Financials in millions UAH. Fiscal year is January - December.

Millions UAH. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	72,927	49,670	16,833	20,533	22,333	12,662
Investment Securities	65,611	54,178	77,484	44,747	19,120	27,788
Trading Asset Securities	5,711	4,743	7,534	6,388	2,811	4,488
Total Investments	71,322	58,921	85,018	51,135	21,931	32,276
Gross Loans	94,204	90,021	72,563	81,668	73,984	52,910
Allowance for Loan Losses	-10,503	-12,191	-11,538	-9,652	-1,859	-1,982
Other Adjustments to Gross Loans	-	-	-	-	-	-32.25
Net Loans	83,700	77,830	61,025	72,016	72,125	50,896
Property, Plant & Equipment	2,569	2,803	2,674	2,371	3,040	3,135
Other Intangible Assets	2,629	2,617	2,374	1,976	1,439	891.97
Investments in Real Estate	97.16	101.73	108.27	106.39	110.59	110.35
Accrued Interest Receivable	-	48.48	51.23	49.5	46.55	59.87
Other Receivables	182.02	162.27	172.83	281.46	42.32	40.11
Restricted Cash	2,099	18,588	14,677	11,590	3,429	3,103
Other Current Assets	182.3	3,452	1,993	343.09	571.08	4,144
Long-Term Deferred Tax Assets	-	-	72.86	51.49	2.76	-
Other Real Estate Owned & Foreclosed	-	-	-	1.37	1.2	1.2
Other Long-Term Assets	6,463	5,647	4,193	5,908	1,360	40.03
Total Assets	242,171	219,840	189,192	166,362	126,432	107,361
Accrued Expenses	-	1,537	1,445	1,100	979.73	766.89
Interest Bearing Deposits	195,833	31,470	36,074	17,020	9,991	8,250
Non-Interest Bearing Deposits	2,034	151,076	122,781	128,845	97,341	80,106
Total Deposits	197,867	182,546	158,855	145,865	107,332	88,356
Short-Term Borrowings	1.64	39.39	45.1	21.02	19.57	3,130
Current Portion of Leases	-	117.63	129.81	135.43	138.91	140.33
Current Income Taxes Payable	861.48	2,751	3,647	-	272.33	234.44
Other Current Liabilities	-	2,641	2,082	1,309	904.92	702.17
Long-Term Debt	-	-	-	-	399.96	400
Long-Term Leases	-	289.4	305.78	193.47	297.24	325.71
Long-Term Unearned Revenue	-	127.56	115.15	108.62	102.96	87.87
Long-Term Deferred Tax Liabilities	826.45	551.96	-	-	-	-14.9
Other Long-Term Liabilities	6,175	1,000	495.8	352.69	208.59	106.74
Total Liabilities	205,732	191,600	167,119	149,085	110,656	94,278
Preferred Stock, Non-Redeemable	5	5	5	5	5	5
Total Preferred Equity	5	5	5	5	5	5
Common Stock	6,150	6,150	6,150	6,150	6,150	6,150
Additional Paid-In Capital	3,034	3,034	3,034	3,034	3,034	3,034
Retained Earnings	12,182	6,955	5,085	1,811	991.2	154.39
Comprehensive Income & Other	15,077	12,105	7,810	6,289	5,608	3,757
Total Common Equity	36,442	28,243	22,078	17,283	15,783	13,094
Minority Interest	-7.91	-8.6	-10.3	-11.67	-12.14	-16.07
Shareholders' Equity	36,439	28,239	22,073	17,277	15,775	13,083
Total Liabilities & Equity	242,171	219,840	189,192	166,362	126,432	107,361
Total Debt	1.64	446.41	480.69	349.92	855.68	3,996
Net Cash (Debt)	97,221	65,170	58,623	56,729	32,598	30,610
Net Cash Growth	34.24%	11.17%	3.34%	74.03%	6.49%	72.28%
Net Cash Per Share	1.58	1.06	0.95	0.92	0.53	0.50
Filing Date Shares Outstanding	59,815	61,495	61,495	61,495	61,495	61,495
Total Common Shares Outstanding	59,815	61,495	61,495	61,495	61,495	61,495
Book Value Per Share	0.61	0.46	0.36	0.28	0.26	0.21
Tangible Book Value	33,812	25,626	19,704	15,308	14,344	12,202
Tangible Book Value Per Share	0.57	0.42	0.32	0.25	0.23	0.20

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.