Raiffeisen Bank JSC Balance Sheet

Financials in millions UAH. Fiscal year is January - December.

Millions UAH. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	69,484	51,513	49,670	16,833	20,533	22,333
Investment Securities	71,892	57,132	44,946	77,484	44,747	19,120
Trading Asset Securities	16.82	5,131	4,743	7,534	6,388	2,811
Total Investments	71,908	62,263	49,689	85,018	51,135	21,931
Gross Loans	111,600	113,029	103,861	72,563	81,668	73,984
Allowance for Loan Losses	-0.08	-9,308	-12,148	-11,538	-9,652	-1,859
Net Loans	111,600	103,722	91,714	61,025	72,016	72,125
Property, Plant & Equipment	2,533	2,593	2,803	2,674	2,371	3,040
Other Intangible Assets	2,543	2,561	2,617	2,374	1,976	1,439
Investments in Real Estate	93.65	93.65	101.73	108.27	106.39	110.59
Accrued Interest Receivable	-	-	-	51.23	49.5	46.55
Other Receivables	206.05	120.26	1,537	172.83	281.46	42.32
Restricted Cash	-	19,358	16,648	14,677	11,590	3,429
Other Current Assets	-	289.33	280.27	1,993	343.09	571.08
Long-Term Deferred Tax Assets	-	-	-	72.86	51.49	2.76
Other Real Estate Owned & Foreclosed	-	-	-	-	1.37	1.2
Other Long-Term Assets	325.87	7,694	4,781	4,193	5,908	1,360
Total Assets	258,693	250,207	219,840	189,192	166,362	126,432
Accrued Expenses	-	1,174	989.81	1,445	1,100	979.73
Interest Bearing Deposits	205,712	37,315	31,760	36,074	17,020	9,991
Non-Interest Bearing Deposits	2,106	164,697	150,786	122,781	128,845	97,341
Total Deposits	207,818	202,012	182,546	158,855	145,865	107,332
Short-Term Borrowings	0.33	44.96	39.39	45.1	21.02	19.57
Current Portion of Leases	-	115.75	117.63	129.81	135.43	138.91
Current Income Taxes Payable	1,545	1,090	2,751	3,647	-	272.33
Other Current Liabilities	-	2,518	1,846	2,082	1,309	904.92
Long-Term Debt	-	-	-	-	-	399.96
Long-Term Leases	-	320.64	289.4	305.78	193.47	297.24
Long-Term Unearned Revenue	119.59	96.99	127.56	115.15	108.62	102.96
Long-Term Deferred Tax Liabilities	875.38	710.38	551.96	-	-	-
Other Long-Term Liabilities	7,080	2,686	2,342	495.8	352.69	208.59
Total Liabilities	217,438	210,768	191,600	167,119	149,085	110,656
Preferred Stock, Non-Redeemable	5	5	5	5	5	5
Total Preferred Equity	5	5	5	5	5	5
Common Stock	6,150	6,150	6,150	6,150	6,150	6,150
Additional Paid-In Capital	3,034	3,034	3,034	3,034	3,034	3,034
Retained Earnings	14,763	13,461	6,955	5,085	1,811	991.2
Comprehensive Income & Other	17,311	16,797	12,105	7,810	6,289	5,608
Total Common Equity	41,257	39,442	28,243	22,078	17,283	15,783
Minority Interest	-7.44	-7.72	-8.6	-10.3	-11.67	-12.14
Shareholders' Equity	41,255	39,439	28,239	22,073	17,277	15,775
Total Liabilities & Equity	258,693	250,207	219,840	189,192	166,362	126,432
Total Debt	0.33	481.35	446.41	480.69	349.92	855.68
Net Cash (Debt)	69,500	57,717	55,906	58,623	56,729	32,598
Net Cash Growth	50.36%	3.24%	-4.63%	3.34%	74.03%	6.49%
Net Cash Per Share	1.13	0.94	0.91	0.95	0.92	0.53
Filing Date Shares Outstanding	61,412	61,495	61,495	61,495	61,495	61,495
Total Common Shares Outstanding	61,412	61,495	61,495	61,495	61,495	61,495
Book Value Per Share	0.67	0.64	0.46	0.36	0.28	0.26
Tangible Book Value	38,715	36,881	25,626	19,704	15,308	14,344
Tangible Book Value Per Share	0.63	0.60	0.42	0.32	0.25	0.23

Source: S&P Global Market Intelligence. Banks template. Financial Sources.