Raiffeisen Bank JSC (UKR:BAVL)

Ukraine · Delayed Price · Currency is UAH

0.4254

-0.0246 (-5.47%)

At close: Dec 29, 2021

Raiffeisen Bank JSC Financials Overview

Financials in millions UAH. Fiscal year is January - December.

Millions UAH. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	25,145	24,959	18,366	17,791	8,915	11,763
Revenue Growth	37.52%	35.90%	3.23%	99.55%	-24.21%	17.75%
Net Income	9,821	10,740	4,287	4,796	1,598	4,873
Earnings Per Share	0.16	0.17	0.07	0.08	0.03	0.08
EPS Growth	147.53%	150.50%	-10.60%	200.19%	-67.22%	18.62%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	69,501	58,198	56,352	59,103	57,079	33,453
Total Debt	0.33	481.35	446.41	480.69	349.92	855.68
Net Cash (Debt)	69,500	57,717	55,906	58,623	56,729	32,598
Net Cash Growth	50.36%	3.24%	-4.63%	3.34%	74.03%	6.49%
Net Cash Per Share	1.13	0.94	0.91	0.95	0.92	0.53

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	13,075	2,358	14,181	14,739	-13,764	-5,072
Capital Expenditures	-398.48	-304.95	-362.67	-767.6	-159.7	-513.87
Free Cash Flow	12,677	2,053	13,819	13,971	-13,924	-5,586
Free Cash Flow Growth	-	-85.14%	-1.09%	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	39.06%	43.03%	23.34%	26.96%	17.92%	41.43%
FCF Margin	50.41%	8.23%	75.24%	78.53%	-156.18%	-47.49%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.014	-	-	-	-	-
Dividend Per Share Growth	-	-	-	-	-	-
Dividend Yield	3.50%	-	-	-	-	-

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	2.90	2.18	5.02	5.46	16.38	5.37
Forward PE	3.51	4.60	4.60	4.60	4.60	4.60
P/FCF Ratio	2.24	11.38	1.56	1.87	-	-
PS Ratio	1.13	0.94	1.17	1.47	2.93	2.22