Raiffeisen Bank JSC Cash Flow Statement

Financials in millions UAH. Fiscal year is January - December.

Millions UAH. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Net Income	-31.39	4,288	4,796	1,598	4,874	4,109	Upgrade
Depreciation & Amortization	87.06	766.58	835.16	612.96	668.11	592.47	Upgrade
Other Amortization	658.68	658.68	482.72	277.09	244.91	206.01	Upgrade
Change in Trading Asset Securities	-0.34	-0.09	-8.83	-87.83	21.25	12.03	Upgrade
Change in Other Net Operating Assets	-8,899	6,769	1,390	-24,636	-10,864	-11,450	Upgrade
Other Operating Activities	7,198	1,699	7,243	8,471	-16.14	190.29	Upgrade
Operating Cash Flow	-987.14	14,181	14,739	-13,764	-5,072	-6,340	Upgrade
Operating Cash Flow Growth	-	-3.78%	-	-	-	-	Upgrade
Capital Expenditures	-315.9	-362.67	-767.6	-159.7	-513.87	-438.34	Upgrade
Sale of Property, Plant and Equipment	37.89	49.05	62.53	0.63	37.95	92.49	Upgrade
Investment in Securities	-6,354	3,088	-27,623	-8,763	-1,714	-5,238	Upgrade
Purchase / Sale of Intangibles	-1,108	-1,159	-1,058	-871.06	-835.78	-479.83	Upgrade
Other Investing Activities	1.31	2.19	0.04	0.01	5.31	8.19	Upgrade
Investing Cash Flow	-7,710	1,635	-29,381	-9,779	-3,009	-6,046	Upgrade
Long-Term Debt Issued	-	-	-	-	-	400	Upgrade
Long-Term Debt Repaid	-	-82.76	-101.64	-487	-91.61	-78.79	Upgrade
Net Debt Issued (Repaid)	-91.54	-82.76	-101.64	-487	-91.61	321.21	Upgrade
Total Dividends Paid	-1.4	-0.7	-0.7	-0.71	-2,037	-4,274	Upgrade
Net Increase (Decrease) in Deposit Accounts	12,056	17,765	12,219	24,886	20,793	16,569	Upgrade
Other Financing Activities	0.7	-	-	-	-	-	Upgrade
Financing Cash Flow	11,963	17,682	12,117	24,398	18,664	12,616	Upgrade
Foreign Exchange Rate Adjustments	1,603	2,053	1,286	5,620	-586.65	1,993	Upgrade
Net Cash Flow	4,814	35,537	-1,344	6,362	9,996	2,223	Upgrade
Free Cash Flow	-1,303	13,819	13,971	-13,924	-5,586	-6,778	Upgrade
Free Cash Flow Growth	-	-1.09%	-	-	-	-	Upgrade
Free Cash Flow Margin	-6.66%	75.24%	78.53%	-156.18%	-47.49%	-67.86%	Upgrade
Free Cash Flow Per Share	-0.02	0.23	0.23	-0.23	-0.09	-0.11	Upgrade
Cash Interest Paid	2,153	4,252	3,752	2,324	1,766	2,351	Upgrade
Cash Income Tax Paid	1,331	5,818	1,227	854.61	1,035	940.38	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.