Bank für Tirol und Vorarlberg AG (VIE:BTS)

VIE:BTS Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	513.76	540.13	447.44	208.15	163.6	152.39
Interest Income on Investments	49.43	48.79	41.03	42	23.82	19.38
Total Interest Income	563.19	588.92	488.47	250.15	187.42	171.76
Interest Paid on Deposits	304.21	322.76	236.56	72.15	50.34	40.91
Net Interest Income	258.98	266.16	251.91	178	137.08	130.85
Net Interest Income Growth (YoY)	0.17%	5.66%	41.53%	29.85%	4.76%	-6.46%
Income From Trading Activities	1.72	3.17	3.23	-1.93	2.81	1
Gain (Loss) on Sale of Assets	3.79	3.79	-0.15	13.49	0.18	-0.48
Gain (Loss) on Sale of Investments	-4.32	-1.92	-5.75	0.01	1.12	-0.59
Gain (Loss) on Sale of Equity Investments	92.15	93.38	91.94	29.3	57.25	30.17
Other Non-Interest Income	62.95	59.1	53.27	57.01	55.22	54.82
Total Non-Interest Income	156.29	157.51	142.53	97.87	116.57	84.92
Non-Interest Income Growth (YoY)	21.84%	10.51%	45.63%	-16.04%	37.27%	-24.89%
Revenues Before Loan Losses	415.27	423.68	394.44	275.87	253.65	215.77
Provision for Loan Losses	45.56	39.02	31.72	25.17	22.49	47.32
Revenue	369.71	384.66	362.72	250.7	231.16	168.45
Revenue Growth (YoY)	2.08%	6.05%	44.69%	8.45%	37.23%	-33.16%
Selling, General & Administrative	274.8	268.07	239.05	220.25	186.89	188.96
Other Non-Interest Expense	-152.41	-147.74	-105.28	-75.94	9.12	-72.39
Total Non-Interest Expense	122.39	120.33	133.77	144.31	196.01	116.57
EBT Excluding Unusual Items	247.32	264.33	228.95	106.39	35.15	51.89
Other Unusual Items	-0.45	0.55	0.44	-2.03	57.32	2.22
Pretax Income	246.88	264.88	229.4	104.35	92.47	54.1
Income Tax Expense	37.26	41.15	33.32	21.22	10.74	1.09
Earnings From Continuing Operations	209.62	223.73	196.07	83.13	81.73	53.01
Minority Interest in Earnings	-5.34	-5.9	-4.63	-1.84	-1.24	0.73
Net Income	204.28	217.83	191.44	81.29	80.49	53.74
Net Income to Common	204.28	217.83	191.44	81.29	80.49	53.74
Net Income Growth	8.64%	13.78%	135.50%	0.99%	49.77%	-56.63%
Basic Shares Outstanding	37	37	37	34	34	34
Diluted Shares Outstanding	37	37	37	34	34	34
Shares Change (YoY)	-0.01%	-0.01%	8.34%	1.00%	-0.03%	-0.04%
EPS (Basic)	5.51	5.87	5.16	2.37	2.37	1.58
EPS (Diluted)	5.50	5.87	5.16	2.37	2.37	1.58
EPS Growth	8.53%	13.77%	117.70%	0%	50.00%	-56.71%
Dividend Per Share	0.400	0.400	0.400	0.330	0.300	0.120
Dividend Growth	-	-	21.21%	10.00%	150.00%	-
Effective Tax Rate	15.09%	15.53%	14.53%	20.34%	11.61%	2.01%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.