BTV Vier Länder Bank AG Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,351	47.89	53.04	51.96	38.32	88.59
Investment Securities	2,527	2,426	2,374	2,206	2,121	2,318
Trading Asset Securities	62.36	96.92	114.17	94.17	115.9	79.09
Total Investments	2,589	2,522	2,488	2,301	2,237	2,397
Gross Loans	9,969	9,403	9,589	9,266	8,641	8,530
Allowance for Loan Losses	-	-182.15	-209.16	-154.07	-131.53	-128.05
Other Adjustments to Gross Loans	-	-92.69	-118.17	-115.37	-57.67	-53.43
Net Loans	9,969	9,129	9,261	8,996	8,452	8,348
Property, Plant & Equipment	378.51	378.69	378.26	376.31	386.42	363.6
Other Intangible Assets	7.64	7.58	6.78	5.49	3.99	2.56
Investments in Real Estate	56.28	55.76	58.06	58.79	56.9	59.65
Other Receivables	1.32	24.51	41.5	62.22	333	2.77
Restricted Cash	-	3,701	3,069	2,948	2,511	2,906
Other Current Assets	-	5.15	4.85	4.91	4.56	16.74
Long-Term Deferred Tax Assets	1.54	1.54	3.46	4.57	10.35	20.6
Other Long-Term Assets	76.82	39.74	26.35	47.81	64.64	58.87
Total Assets	16,431	15,913	15,391	14,857	14,098	14,265
Accounts Payable	-	17.36	26.33	20.01	19.4	24.06
Accrued Expenses	-	28.12	29.98	44.5	40.49	13.66
Interest Bearing Deposits	10,473	3,917	3,786	3,840	2,992	2,169
Non-Interest Bearing Deposits	-	6,141	5,971	5,189	5,442	5,861
Total Deposits	10,473	10,058	9,757	9,029	8,435	8,030
Short-Term Borrowings	-	297.99	324.28	351.85	425.81	383.55
Current Portion of Long-Term Debt	-	276.76	237.1	582.11	517.93	247.24
Current Income Taxes Payable	13.33	4.6	11.48	18.41	1.17	1.14
Long-Term Debt	1,068	494.23	533.29	2,251	2,301	3,367
Long-Term Leases	-	50.92	49.51	48.62	26.91	27.6
Long-Term Unearned Revenue	-	8.71	18.96	-	-	-
Pension & Post-Retirement Benefits	-	34.92	38.88	35.63	31.99	45.55
Long-Term Deferred Tax Liabilities	22.25	21.95	14.35	0.82	1.11	1.74
Other Long-Term Liabilities	2,149	1,979	1,863	190.54	223.23	242.86
Total Liabilities	13,727	13,272	12,904	12,573	12,024	12,385
Common Stock	2,634	74.25	74.25	74.25	74.25	68.06
Retained Earnings	-	2,105	1,977	1,778	1,595	1,516
Comprehensive Income & Other	-	401.52	380.72	381.42	358.81	252.73
Total Common Equity	2,634	2,581	2,432	2,234	2,028	1,837
Minority Interest	70.17	59.8	55.75	50.03	45.52	43.59
Shareholders' Equity	2,704	2,640	2,488	2,284	2,074	1,881
Total Liabilities & Equity	16,431	15,913	15,391	14,857	14,098	14,265
Total Debt	1,068	1,120	1,144	3,234	3,272	4,026
Net Cash (Debt)	2,345	-975.09	-976.96	-3,088	-3,118	-3,858
Net Cash Per Share	63.25	-26.28	-26.33	-83.21	-91.03	-113.77
Filing Date Shares Outstanding	37.12	37.09	37.1	37.1	37.11	33.98
Total Common Shares Outstanding	37.12	37.09	37.1	37.1	37.11	33.98
Book Value Per Share	70.96	69.57	65.55	60.20	54.66	54.06
Tangible Book Value	2,627	2,573	2,425	2,228	2,024	1,835
Tangible Book Value Per Share	70.76	69.37	65.37	60.05	54.55	53.99