Bank für Tirol und Vorarlberg AG (VIE: BTS)

VIE: BTS Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	42.04	51.96	38.32	88.59	83.62	32.58
Investment Securities	2,412	2,206	2,121	2,318	2,089	2,130
Trading Asset Securities	97.18	94.17	115.9	79.09	94.38	97.28
Total Investments	2,509	2,301	2,237	2,397	2,183	2,227
Gross Loans	9,534	8,885	8,641	8,530	8,590	8,569
Allowance for Loan Losses	-168.91	-154.04	-131.53	-128.05	-124.69	-97.77
Other Adjustments to Gross Loans	-	-115.37	-57.67	-53.43	-65.66	-64.59
Net Loans	9,365	8,615	8,452	8,348	8,400	8,407
Property, Plant & Equipment	368.91	376.31	386.42	363.6	351.9	347.54
Other Intangible Assets	5.66	5.49	3.99	2.56	1.45	1.48
Investments in Real Estate	58.33	58.79	56.9	59.65	61.17	61.9
Other Receivables	3.51	443.24	333	2.77	1.18	1.08
Restricted Cash	2,275	2,948	2,511	2,906	2,825	1,395
Other Current Assets	26.19	4.91	4.56	16.74	-	-
Long-Term Deferred Tax Assets	2.53	4.57	10.35	20.6	23.22	9.05
Other Long-Term Assets	55.46	47.81	64.64	58.87	39.87	66.24
Total Assets	14,711	14,857	14,098	14,265	13,969	12,549
Accounts Payable	22.23	20.01	19.4	24.06	-	-
Accrued Expenses	20.56	44.5	40.49	13.66	-	-
Interest Bearing Deposits	9,062	3,840	2,992	2,169	3,072	3,213
Non-Interest Bearing Deposits	-	5,189	5,442	5,861	5,188	4,303
Total Deposits	9,062	9,029	8,435	8,030	8,260	7,516
Short-Term Borrowings	47.17	351.85	425.81	383.55	358.59	268.96
Current Portion of Long-Term Debt	-	582.11	517.93	247.24	178.02	578.64
Current Portion of Leases	-	-	-	-	3.33	3.08
Current Income Taxes Payable	40.37	18.41	1.17	1.14	4.6	6.11
Long-Term Debt	2,765	2,251	2,301	3,367	3,043	2,115
Long-Term Leases	45.12	48.62	26.91	27.6	25.93	24.11
Pension & Post-Retirement Benefits	-	35.63	31.99	45.55	49.06	52.19
Long-Term Deferred Tax Liabilities	4.98	0.82	1.11	1.74	1.22	0.85
Other Long-Term Liabilities	239.12	190.54	223.23	242.86	259.26	235.33
Total Liabilities	12,246	12,573	12,024	12,385	12,183	10,800
Common Stock	74.25	74.25	74.25	68.06	68.06	68.06
Retained Earnings	1,949	1,778	1,595	1,516	1,432	1,382
Comprehensive Income & Other	382.83	381.42	358.81	252.73	242.78	255.24
Total Common Equity	2,406	2,234	2,028	1,837	1,743	1,706
Minority Interest	58.64	50.03	45.52	43.59	43.75	43.69
Shareholders' Equity	2,465	2,284	2,074	1,881	1,787	1,749
Total Liabilities & Equity	14,711	14,857	14,098	14,265	13,969	12,549
Total Debt	2,857	3,234	3,272	4,026	3,609	2,989
Net Cash (Debt)	-2,718	-3,088	-3,118	-3,858	-3,431	-2,860
Net Cash Per Share	-73.25	-83.21	-91.03	-113.77	-101.15	-84.27
Filing Date Shares Outstanding	37.1	37.1	37.11	33.98	33.9	33.96
Total Common Shares Outstanding	37.1	37.1	37.11	33.98	33.9	33.96
Book Value Per Share	64.85	60.20	54.66	54.06	51.41	50.23
Tangible Book Value	2,401	2,228	2,024	1,835	1,742	1,704
Tangible Book Value Per Share	64.70	60.05	54.55	53.99	51.37	50.19

Source: S&P Capital IQ. Banks template. Financial Sources.