VIE:RBI Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	33,951	34,570	34,074	43,213	53,663	38,291
Investment Securities	45,208	44,202	35,973	30,102	23,240	22,054
Trading Asset Securities	7,372	7,892	6,263	6,532	7,031	4,325
Total Investments	52,580	52,094	42,236	36,634	30,271	26,379
Gross Loans	128,147	120,908	120,827	117,528	122,377	120,367
Allowance for Loan Losses	-2,296	-2,205	-2,758	-2,889	-2,973	-2,559
Other Adjustments to Gross Loans	-	-412	-462	-493	-456	-359
Net Loans	125,851	118,291	117,607	114,146	118,948	117,449
Property, Plant & Equipment	1,376	1,393	1,297	1,260	1,295	1,334
Goodwill	38	38	38	38	38	101
Other Intangible Assets	1,075	1,070	965	932	865	832
Investments in Real Estate	368	336	386	412	389	306
Other Receivables	113	124	130	69	100	73
Restricted Cash	776	770	797	21	20	266
Other Current Assets	951	631	1,012	555	542	6,411
Long-Term Deferred Tax Assets	181	167	216	218	269	152
Other Long-Term Assets	1,100	781	1,093	743	657	507
Total Assets	218,360	210,265	199,851	198,241	207,057	192,101
Accrued Expenses	332	409	340	349	344	235
Interest Bearing Deposits	44,299	44,211	43,054	44,462	48,915	46,687
Non-Interest Bearing Deposits	102,988	101,149	93,147	97,724	107,238	101,386
Total Deposits	147,287	145,360	136,201	142,186	156,153	148,073
Short-Term Borrowings	12,232	6,275	8,514	7,642	8,226	3,875
Current Portion of Leases	-	85	81	83	298	300
Current Income Taxes Payable	153	144	217	242	181	87
Other Current Liabilities	8,351	8,297	6,272	5,084	3,651	8,808
Long-Term Debt	21,154	21,747	21,704	18,447	15,003	11,993
Long-Term Leases	359	278	283	288	96	115
Long-Term Unearned Revenue	533	547	571	564	509	509
Pension & Post-Retirement Benefits	182	183	209	229	220	252
Long-Term Deferred Tax Liabilities	55	58	53	43	36	46
Other Long-Term Liabilities	4,611	4,419	5,066	3,234	3,576	2,333
Total Liabilities	195,249	187,802	179,511	178,391	188,293	176,626
Common Stock	1,001	1,001	1,002	1,002	1,002	1,002
Retained Earnings	17,592	17,127	16,213	15,600	13,637	10,121
Comprehensive Income & Other	3,192	2,949	1,865	2,017	2,998	3,342
Total Common Equity	21,785	21,077	19,080	18,619	17,637	14,465
Minority Interest	1,326	1,386	1,260	1,231	1,127	1,010
Shareholders' Equity	23,111	22,463	20,340	19,850	18,764	15,475
Total Liabilities & Equity	218,360	210,265	199,851	198,241	207,057	192,101
Total Debt	33,745	28,385	30,582	26,460	23,623	16,283
Net Cash (Debt)	7,578	14,077	9,755	23,285	37,071	26,333
Net Cash Growth	-52.91%	44.30%	-58.11%	-37.19%	40.78%	11.67%
Net Cash Per Share	23.10	42.92	29.74	70.99	112.68	80.04
Filing Date Shares Outstanding	328.34	328.24	328.41	328.37	328.43	328.62
Total Common Shares Outstanding	328.34	328.24	328.41	328.37	328.43	328.62
Book Value Per Share	60.59	59.26	52.67	51.80	48.80	39.08
Tangible Book Value	20,672	19,969	18,077	17,649	16,734	13,532
Tangible Book Value Per Share	57.20	55.89	49.62	48.84	46.05	36.24

Source: S&P Global Market Intelligence. Banks template. Financial Sources.