VIE:RBI Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	34,570	34,074	43,213	53,663	38,291
Investment Securities	-	44,202	35,973	30,102	23,240	22,054
Trading Asset Securities	-	7,892	6,263	6,532	7,031	4,325
Total Investments	-	52,094	42,236	36,634	30,271	26,379
Gross Loans	-	120,908	120,827	117,528	122,377	120,367
Allowance for Loan Losses	-	-2,205	-2,758	-2,889	-2,973	-2,559
Other Adjustments to Gross Loans	-	-412	-462	-493	-456	-359
Net Loans	-	118,291	117,607	114,146	118,948	117,449
Property, Plant & Equipment	-	1,393	1,297	1,260	1,295	1,334
Goodwill	-	38	38	38	38	101
Other Intangible Assets	-	1,070	965	932	865	832
Investments in Real Estate	-	336	386	412	389	306
Other Receivables	-	124	130	69	100	73
Restricted Cash	-	770	797	21	20	266
Other Current Assets	-	631	1,012	555	542	6,411
Long-Term Deferred Tax Assets	-	167	216	218	269	152
Other Long-Term Assets	-	781	1,093	743	657	507
Total Assets	-	210,265	199,851	198,241	207,057	192,101
Accrued Expenses	-	409	340	349	344	235
Interest Bearing Deposits	-	44,211	43,054	44,462	48,915	46,687
Non-Interest Bearing Deposits	-	101,149	93,147	97,724	107,238	101,386
Total Deposits	-	145,360	136,201	142,186	156,153	148,073
Short-Term Borrowings	-	6,275	8,514	7,642	8,226	3,875
Current Portion of Leases	-	85	81	83	298	300
Current Income Taxes Payable	-	144	217	242	181	87
Other Current Liabilities	-	8,297	6,272	5,084	3,651	8,808
Long-Term Debt	-	21,747	21,704	18,447	15,003	11,993
Long-Term Leases	-	278	283	288	96	115
Long-Term Unearned Revenue	-	547	571	564	509	509
Pension & Post-Retirement Benefits	-	183	209	229	220	252
Long-Term Deferred Tax Liabilities	-	58	53	43	36	46
Other Long-Term Liabilities	-	4,419	5,066	3,234	3,576	2,333
Total Liabilities	-	187,802	179,511	178,391	188,293	176,626
Common Stock	-	1,001	1,002	1,002	1,002	1,002
Retained Earnings	-	17,127	16,213	15,600	13,637	10,121
Comprehensive Income & Other	-	2,949	1,865	2,017	2,998	3,342
Total Common Equity	21,077	21,077	19,080	18,619	17,637	14,465
Minority Interest	-	1,386	1,260	1,231	1,127	1,010
Shareholders' Equity	22,463	22,463	20,340	19,850	18,764	15,475
Total Liabilities & Equity	-	210,265	199,851	198,241	207,057	192,101
Total Debt	28,385	28,385	30,582	26,460	23,623	16,283
Net Cash (Debt)	14,077	14,077	9,755	23,285	37,071	26,333
Net Cash Growth	-12.53%	44.30%	-58.11%	-37.19%	40.78%	11.67%
Net Cash Per Share	42.89	42.92	29.74	70.99	112.68	80.04
Filing Date Shares Outstanding	328.24	328.24	328.41	328.37	328.43	328.62
Total Common Shares Outstanding	328.24	328.24	328.41	328.37	328.43	328.62
Book Value Per Share	64.21	59.26	52.67	51.80	48.80	39.08
Tangible Book Value	19,969	19,969	18,077	17,649	16,734	13,532
Tangible Book Value Per Share	60.84	55.89	49.62	48.84	46.05	36.24

Source: S&P Global Market Intelligence. Banks template. Financial Sources.