UNIQA Insurance Group AG (VIE:UQA)

UNIQA Insurance Group AG Statistics

Total Valuation

VIE:UQA has a market cap or net worth of EUR 4.64 billion. The enterprise value is 5.32 billion.

Market Cap	4.64B
Enterprise Value	5.32B

Important Dates

The last earnings date was Thursday, November 20, 2025.

Earnings Date	Nov 20, 2025
Ex-Dividend Date	Jun 12, 2025

Share Statistics

VIE:UQA has 306.97 million shares outstanding. The number of shares has decreased by -0.20% in one year.

Current Share Class	306.97M
Shares Outstanding	306.97M
Shares Change (YoY)	-0.20%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	7.93%
Float	n/a

Valuation Ratios

The trailing PE ratio is 10.82 and the forward PE ratio is 10.75. VIE:UQA's PEG ratio is 1.47.

PE Ratio	10.82
Forward PE	10.75
PS Ratio	0.62
PB Ratio	1.39
P/TBV Ratio	2.23
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.47

Enterprise Valuation

EV / Earnings	12.36
EV / Sales	0.72
EV / EBITDA	6.99
EV / EBIT	9.30
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.42
Debt / EBITDA	2.22
Debt / FCF	n/a
Interest Coverage	9.26

Financial Efficiency

Return on equity (ROE) is 13.94% and return on invested capital (ROIC) is 5.95%.

Return on Equity (ROE)	13.94%
Return on Assets (ROA)	0.95%
Return on Invested Capital (ROIC)	5.95%
Return on Capital Employed (ROCE)	1.52%
Revenue Per Employee	485,686
Profits Per Employee	28,190
Employee Count	15,438
Asset Turnover	0.26
Inventory Turnover	n/a

Taxes

In the past 12 months, VIE:UQA has paid 93.68 million in taxes.

Income Tax	93.68M
Effective Tax Rate	17.85%

Stock Price Statistics

The stock price has increased by +104.36% in the last 52 weeks. The beta is 0.51, so VIE:UQA's price volatility has been lower than the market average.

Beta (5Y)	0.51
52-Week Price Change	+104.36%
50-Day Moving Average	12.94
200-Day Moving Average	11.56
Relative Strength Index (RSI)	80.76
Average Volume (20 Days)	162,683

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, VIE:UQA had revenue of EUR 7.42 billion and earned 430.74 million in profits. Earnings per share was 1.40.

Revenue	7.42B
Gross Profit	1.34B
Operating Income	437.15M
Pretax Income	524.97M
Net Income	430.74M
EBITDA	607.87M
EBIT	437.15M
Earnings Per Share (EPS)	1.40

Balance Sheet

The company has 819.00 million in cash and 1.39 billion in debt, giving a net cash position of -573.00 million or -1.87 per share.

Cash & Cash Equivalents	819.00M
Total Debt	1.39B
Net Cash	-573.00M
Net Cash Per Share	-1.87
Equity (Book Value)	3.33B
Book Value Per Share	10.48
Working Capital	1.97B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 18.02%, with operating and profit margins of 5.89% and 5.80%.

Gross Margin	18.02%
Operating Margin	5.89%
Pretax Margin	7.07%
Profit Margin	5.80%
EBITDA Margin	8.19%
EBIT Margin	5.89%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.60, which amounts to a dividend yield of 4.00%.

Dividend Per Share	0.60
Dividend Yield	4.00%
Dividend Growth (YoY)	5.26%
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	0.20%
Shareholder Yield	4.20%
Earnings Yield	9.29%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 8, 2000. It was a forward split with a ratio of 8.

Last Split Date	Sep 8, 2000
Split Type	Forward
Split Ratio	8

Scores

Altman Z-Score	n/a
Piotroski F-Score	3