UNIQA Insurance Group AG (VIE:UQA)

UNIQA Insurance Group AG Statistics

Total Valuation

VIE:UQA has a market cap or net worth of EUR 3.75 billion. The enterprise value is 4.50 billion.

Market Cap	3.75B
Enterprise Value	4.50B

Important Dates

The last earnings date was Friday, August 22, 2025.

Earnings Date	Aug 22, 2025
Ex-Dividend Date	Jun 12, 2025

Share Statistics

VIE:UQA has 306.97 million shares outstanding.

Current Share Class	306.97M
Shares Outstanding	306.97M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	7.16%
Float	111.06M

Valuation Ratios

The trailing PE ratio is 10.36 and the forward PE ratio is 9.31. VIE:UQA's PEG ratio is 1.03.

PE Ratio	10.36
Forward PE	9.31
PS Ratio	0.52
PB Ratio	1.19
P/TBV Ratio	1.98
P/FCF Ratio	9.68
P/OCF Ratio	5.61
PEG Ratio	1.03

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.56, with an EV/FCF ratio of 11.62.

EV / Earnings	12.54
EV / Sales	0.62
EV / EBITDA	6.56
EV / EBIT	8.85
EV / FCF	11.62

Financial Position

The company has a current ratio of 528.88, with a Debt / Equity ratio of 0.51.

Current Ratio	528.88
Quick Ratio	458.50
Debt / Equity	0.51
Debt / EBITDA	3.45
Debt / FCF	4.17
Interest Coverage	5.98

Financial Efficiency

Return on equity (ROE) is 12.31% and return on invested capital (ROIC) is 3.99%.

Return on Equity (ROE)	12.31%
Return on Assets (ROA)	0.64%
Return on Invested Capital (ROIC)	3.99%
Return on Capital Employed (ROCE)	1.02%
Revenue Per Employee	492,802
Profits Per Employee	24,413
Employee Count	15,438
Asset Turnover	0.25
Inventory Turnover	n/a

Taxes

In the past 12 months, VIE:UQA has paid 98.38 million in taxes.

Income Tax	98.38M
Effective Tax Rate	21.39%

Stock Price Statistics

The stock price has increased by +59.12% in the last 52 weeks. The beta is 0.81, so VIE:UQA's price volatility has been lower than the market average.

Beta (5Y)	0.81
52-Week Price Change	+59.12%
50-Day Moving Average	12.19
200-Day Moving Average	10.06
Relative Strength Index (RSI)	42.49
Average Volume (20 Days)	157,125

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, VIE:UQA had revenue of EUR 7.25 billion and earned 359.24 million in profits. Earnings per share was 1.17.

Revenue	7.25B
Gross Profit	1.09B
Operating Income	291.05M
Pretax Income	459.87M
Net Income	359.24M
EBITDA	449.86M
EBIT	291.05M
Earnings Per Share (EPS)	1.17

Balance Sheet

The company has 3.22 billion in cash and 1.62 billion in debt, giving a net cash position of -639.30 million or -2.08 per share.

Cash & Cash Equivalents	3.22B
Total Debt	1.62B
Net Cash	-639.30M
Net Cash Per Share	-2.08
Equity (Book Value)	3.15B
Book Value Per Share	9.90
Working Capital	4.43B

Cash Flow

In the last 12 months, operating cash flow was 668.08 million and capital expenditures -280.38 million, giving a free cash flow of 387.71 million.

Operating Cash Flow	668.08M
Capital Expenditures	-280.38M
Free Cash Flow	387.71M
FCF Per Share	1.26

Margins

Gross margin is 15.05%, with operating and profit margins of 4.01% and 4.95%.

Gross Margin	15.05%
Operating Margin	4.01%
Pretax Margin	6.34%
Profit Margin	4.95%
EBITDA Margin	6.20%
EBIT Margin	4.01%
FCF Margin	5.35%

Dividends & Yields

This stock pays an annual dividend of 0.60, which amounts to a dividend yield of 4.94%.

Dividend Per Share	0.60
Dividend Yield	4.94%
Dividend Growth (YoY)	5.26%
Years of Dividend Growth	1
Payout Ratio	51.21%
Buyback Yield	n/a
Shareholder Yield	4.87%
Earnings Yield	9.58%
FCF Yield	10.34%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 8, 2000. It was a forward split with a ratio of 8.

Last Split Date	Sep 8, 2000
Split Type	Forward
Split Ratio	8

Scores

Altman Z-Score	n/a
Piotroski F-Score	6