UNIQA Insurance Group AG Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	424.85	347.64	302.69	255.95	314.7
Depreciation & Amortization	142.94	147.23	147.22	90.63	136.09
Other Amortization	36.6	28.14	0.84	0.63	-
Gain (Loss) on Sale of Investments	37.74	100.04	54.37	207.17	19.98
Change in Accounts Receivable	-	-	-	-	8.13
Change in Deferred Taxes	-16.16	-6.74	19.98	-53.24	-34.58
Change in Insurance Reserves / Liabilities	639.95	135.91	104.51	-804.48	374.6
Change in Other Net Operating Assets	161.64	8.87	-58.36	-258.96	-14.44
Other Operating Activities	-37.94	-46.09	-30.42	-0.25	3.21
Operating Cash Flow	1,138	580.68	325.3	-532.05	726.08
Operating Cash Flow Growth	95.93%	78.50%	-	-	332.43%
Capital Expenditures	-296.01	-160.58	-123	-165.92	-173.07
Sale of Property, Plant & Equipment	15.18	5.15	6.01	25.06	25.35
Cash Acquisitions	-24.35	-1.58	-24.77	-0	-38.92
Investment in Securities	-356.44	-267.59	408.38	-203.6	-532.08
Other Investing Activities	-170.22	-63.36	-225.67	1,143	64.07
Investing Cash Flow	-795.87	-487.96	40.95	798.26	-653.21
Long-Term Debt Issued	-	-	-	1,415	370.32
Total Debt Repaid	-219.64	-19.46	-164.25	-1,431	-427.86
Net Debt Issued (Repaid)	-219.64	-19.46	-164.25	-16.51	-57.54
Common Dividends Paid	-184.18	-174.97	-168.83	-168.83	-55.25
Other Financing Activities	86.45	40.68	-0.61	-3.38	-15.14
Financing Cash Flow	-317.37	-153.75	-333.69	-188.72	-127.93
Foreign Exchange Rate Adjustments	-1.86	-1.36	-0.68	-2.44	6.93
Miscellaneous Cash Flow Adjustments	-0	-	-	-	-0
Net Cash Flow	22.64	-62.38	31.88	75.06	-48.13
Free Cash Flow	841.73	420.11	202.31	-697.97	553.01
Free Cash Flow Growth	100.36%	107.66%	-	-	1121.24%
Free Cash Flow Margin	11.14%	5.95%	3.12%	-12.59%	7.92%
Free Cash Flow Per Share	2.74	1.37	0.66	-2.27	1.80
Cash Interest Paid	46.04	47.44	56.34	62.82	151.14
Cash Income Tax Paid	81.74	70.63	21.66	128	102.33
Levered Free Cash Flow	248.22	127.02	2,861	-8,774	-46.5
Unlevered Free Cash Flow	275.98	157.26	2,893	-8,741	37.73
Change in Working Capital	533.49	3.73	-152.34	-1,086	240.01

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.