UNIQA Insurance Group AG (VIE:UQA)
17.48
+0.32 (1.86%)
Aug 21, 2026, 5:35 PM CET
UNIQA Insurance Group AG Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 7,927 | 7,556 | 7,057 | 6,494 | 5,544 | 6,980 |
Revenue Growth | 9.31% | 7.07% | 8.68% | 17.13% | -20.57% | 14.71% |
Operating Income Operating Income Growth | 346.49 | 339.39 | 355.25 | 391.17 | 214.77 | 530.98 |
Net Income Net Income Growth | 450.75 | 424.85 | 347.64 | 302.69 | 255.95 | 314.7 |
Earnings Per Share EPS Growth | 1.47 | 1.38 | 1.13 | 0.99 | 0.83 | 1.03 |
EPS Growth | 25.47% | 22.21% | 14.85% | 18.26% | -18.67% | 1521.74% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Consolidation Consolidation Growth | -2,119 | -1,962 | -1,940 | -1,685 | -1,334 | -676.34 |
Property and Casualty Insurance - UNIQA Austria Property and Casualty Insurance - UNIQA Austria Growth | 2,614 | 2,521 | 2,391 | 2,242 | 1,980 | 1,225 |
Property and Casualty Insurance - UNIQA International Property and Casualty Insurance - UNIQA International Growth | 2,493 | 2,404 | 2,165 | 1,902 | 1,599 | 967.2 |
Property and Casualty Insurance - Reinsurance Property and Casualty Insurance - Reinsurance Growth | 1,510 | 1,438 | 1,308 | 1,165 | 947.63 | 1,240 |
Property and Casualty Insurance - Group Functions Property and Casualty Insurance - Group Functions Growth | 352.69 | 310.89 | 451.09 | 431.03 | 332.33 | 474.03 |
UNIQA Austria Segments - Life UNIQA Austria Segments - Life Growth | 307.73 | 282.93 | 257.38 | 296.49 | 231.08 | 1,224 |
UNIQA International Segments - Life UNIQA International Segments - Life Growth | 806.92 | 763.32 | 691.63 | 613.42 | 468.76 | 776.25 |
Life Insurance - Reinsurance Life Insurance - Reinsurance Growth | 24.7 | 24.3 | 21.56 | 23.21 | 27.79 | 18.78 |
Life Insurance - Group Functions Life Insurance - Group Functions Growth | 47.18 | 36.58 | 48.28 | 60.48 | 29.29 | 52 |
UNIQA Austria Segments - Health UNIQA Austria Segments - Health Growth | 1,413 | 1,314 | 1,215 | 1,112 | 1,021 | 1,316 |
UNIQA International Segments - Health UNIQA International Segments - Health Growth | 145.36 | 141.26 | 136.7 | 119.65 | 110.16 | 97.48 |
Health Insurance - Reinsurance Health Insurance - Reinsurance Growth | 2.34 | 2.34 | 2.6 | 1.9 | -1.41 | 8.51 |
Health Insurance - Group Functions Health Insurance - Group Functions Growth | 328.47 | 279.27 | 308.75 | 211.63 | 132.46 | 269.99 |
Total Total Growth | 7,927 | 7,556 | 7,057 | 6,494 | 5,544 | 6,993 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 711.6 | 659.79 | 637.15 | 699.53 | 667.65 | 592.58 |
Total Debt Total Debt Growth | 1,791 | 1,397 | 1,604 | 1,595 | 1,759 | 1,781 |
Net Cash (Debt) Net Cash Growth | -1,079 | -737.65 | -967.09 | -895.23 | -1,091 | -1,188 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -3.52 | -2.40 | -3.15 | -2.92 | -3.56 | -3.87 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 1,275 | 1,138 | 580.68 | 325.3 | -532.05 | 726.08 |
Capital Expenditures CapEx Growth | -166.71 | -296.01 | -160.58 | -123 | -165.92 | -173.07 |
Free Cash Flow Free Cash Flow Growth | 1,109 | 841.73 | 420.11 | 202.31 | -697.97 | 553.01 |
Free Cash Flow Growth | 186.17% | 100.36% | 107.66% | - | - | 1121.24% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 4.37% | 4.49% | 5.03% | 6.02% | 3.87% | 7.61% |
Pretax Margin | 6.91% | 6.83% | 6.26% | 6.57% | 4.91% | 5.48% |
Profit Margin | 5.69% | 5.62% | 4.93% | 4.66% | 4.62% | 4.51% |
FCF Margin | 13.99% | 11.14% | 5.95% | 3.12% | -12.59% | 7.92% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.720 | 0.720 | 0.600 | 0.570 | 0.550 | 0.550 |
Dividend Per Share Growth | 20.00% | 20.00% | 5.26% | 3.64% | 0% | 205.56% |
Dividend Yield | 4.00% | 4.85% | 8.37% | 8.97% | 9.91% | 9.26% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 11.90 | 11.17 | 6.91 | 7.57 | 8.40 | 7.87 |
Forward PE | 11.58 | 10.95 | 6.92 | 8.14 | 7.39 | 8.80 |
P/FCF Ratio | 4.84 | 5.64 | 5.72 | 11.32 | - | 4.48 |
PS Ratio | 0.68 | 0.63 | 0.34 | 0.35 | 0.39 | 0.36 |