UNIQA Insurance Group AG (VIE:UQA)
Austria flag Austria · Delayed Price · Currency is EUR
17.48
+0.32 (1.86%)
Aug 21, 2026, 5:35 PM CET

UNIQA Insurance Group AG Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
7,9277,5567,0576,4945,5446,980
Revenue Growth
9.31%7.07%8.68%17.13%-20.57%14.71%
Operating Income
346.49339.39355.25391.17214.77530.98
Net Income
450.75424.85347.64302.69255.95314.7
Earnings Per Share
1.471.381.130.990.831.03
EPS Growth
25.47%22.21%14.85%18.26%-18.67%1521.74%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Consolidation
-2,119-1,962-1,940-1,685-1,334-676.34
Property and Casualty Insurance - UNIQA Austria
2,6142,5212,3912,2421,9801,225
Property and Casualty Insurance - UNIQA International
2,4932,4042,1651,9021,599967.2
Property and Casualty Insurance - Reinsurance
1,5101,4381,3081,165947.631,240
Property and Casualty Insurance - Group Functions
352.69310.89451.09431.03332.33474.03
UNIQA Austria Segments - Life
307.73282.93257.38296.49231.081,224
UNIQA International Segments - Life
806.92763.32691.63613.42468.76776.25
Life Insurance - Reinsurance
24.724.321.5623.2127.7918.78
Life Insurance - Group Functions
47.1836.5848.2860.4829.2952
UNIQA Austria Segments - Health
1,4131,3141,2151,1121,0211,316
UNIQA International Segments - Health
145.36141.26136.7119.65110.1697.48
Health Insurance - Reinsurance
2.342.342.61.9-1.418.51
Health Insurance - Group Functions
328.47279.27308.75211.63132.46269.99
Total
7,9277,5567,0576,4945,5446,993

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
711.6659.79637.15699.53667.65592.58
Total Debt
1,7911,3971,6041,5951,7591,781
Net Cash (Debt)
-1,079-737.65-967.09-895.23-1,091-1,188
Net Cash Growth
------
Net Cash Per Share
-3.52-2.40-3.15-2.92-3.56-3.87

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,2751,138580.68325.3-532.05726.08
Capital Expenditures
-166.71-296.01-160.58-123-165.92-173.07
Free Cash Flow
1,109841.73420.11202.31-697.97553.01
Free Cash Flow Growth
186.17%100.36%107.66%--1121.24%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
4.37%4.49%5.03%6.02%3.87%7.61%
Pretax Margin
6.91%6.83%6.26%6.57%4.91%5.48%
Profit Margin
5.69%5.62%4.93%4.66%4.62%4.51%
FCF Margin
13.99%11.14%5.95%3.12%-12.59%7.92%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.7200.7200.6000.5700.5500.550
Dividend Per Share Growth
20.00%20.00%5.26%3.64%0%205.56%
Dividend Yield
4.00%4.85%8.37%8.97%9.91%9.26%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.9011.176.917.578.407.87
Forward PE
11.5810.956.928.147.398.80
P/FCF Ratio
4.845.645.7211.32-4.48
PS Ratio
0.680.630.340.350.390.36