UNIQA Insurance Group AG (VIE:UQA)
Austria flag Austria · Delayed Price · Currency is EUR
17.04
-0.54 (-3.07%)
Oct 22, 2026, 5:35 PM CEST

UNIQA Insurance Group AG Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
7,9277,5567,0576,4945,5446,980
Revenue Growth
9.31%7.07%8.68%17.13%-20.57%14.71%
Operating Income
346.49339.39355.25391.17214.77530.98
Net Income
450.75424.85347.64302.69255.95314.7
Earnings Per Share
1.471.381.130.990.831.03
EPS Growth
25.47%22.21%14.85%18.26%-18.67%1521.74%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Consolidation
-2,119-1,962-1,940-1,685-1,334-676.34
Property and Casualty Insurance - UNIQA Austria
2,6142,5212,3912,2421,9801,225
Property and Casualty Insurance - UNIQA International
2,4932,4042,1651,9021,599967.2
Property and Casualty Insurance - Reinsurance
1,5101,4381,3081,165947.631,240
Property and Casualty Insurance - Group Functions
352.69310.89451.09431.03332.33474.03
UNIQA Austria Segments - Life
307.73282.93257.38296.49231.081,224
UNIQA International Segments - Life
806.92763.32691.63613.42468.76776.25
Life Insurance - Reinsurance
24.724.321.5623.2127.7918.78
Life Insurance - Group Functions
47.1836.5848.2860.4829.2952
UNIQA Austria Segments - Health
1,4131,3141,2151,1121,0211,316
UNIQA International Segments - Health
145.36141.26136.7119.65110.1697.48
Health Insurance - Reinsurance
2.342.342.61.9-1.418.51
Health Insurance - Group Functions
328.47279.27308.75211.63132.46269.99
Total
7,9277,5567,0576,4945,5446,993

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
711.6659.79637.15699.53667.65592.58
Total Debt
1,7911,3971,6041,5951,7591,781
Net Cash (Debt)
-1,079-737.65-967.09-895.23-1,091-1,188
Net Cash Growth
------
Net Cash Per Share
-3.52-2.40-3.15-2.92-3.56-3.87

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,2751,138580.68325.3-532.05726.08
Capital Expenditures
-166.71-296.01-160.58-123-165.92-173.07
Free Cash Flow
1,109841.73420.11202.31-697.97553.01
Free Cash Flow Growth
186.17%100.36%107.66%--1121.24%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
4.37%4.49%5.03%6.02%3.87%7.61%
Pretax Margin
6.91%6.83%6.26%6.57%4.91%5.48%
Profit Margin
5.69%5.62%4.93%4.66%4.62%4.51%
FCF Margin
13.99%11.14%5.95%3.12%-12.59%7.92%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.7200.7200.6000.5700.5500.550
Dividend Per Share Growth
20.00%20.00%5.26%3.64%0%205.56%
Dividend Yield
4.22%4.66%7.66%7.64%7.86%6.82%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.6011.176.917.578.407.87
Forward PE
11.6510.956.928.147.398.80
P/FCF Ratio
4.875.645.7211.32-4.48
PS Ratio
0.680.630.340.350.390.36