AB Artea bankas (VSE:ROE1L)
Lithuania · Delayed Price · Currency is EUR | Market Cap | 586.29M -8.8% |
| Revenue (ttm) | 201.89M -5.1% |
| Net Income | 60.69M -23.0% |
| EPS | 0.09 -24.3% |
| Shares Out | 647.12M |
| PE Ratio | 10.07 |
| Forward PE | 9.54 |
| Dividend | 0.06 (6.73%) |
| Ex-Dividend Date | Apr 14, 2026 |
| Volume | 247,872 |
| Average Volume | 324,237 |
| Open | 0.9110 |
| Previous Close | 0.9110 |
| Day's Range | 0.9050 - 0.9110 |
| 52-Week Range | 0.7870 - 0.9690 |
| Beta | 0.33 |
| RSI | 41.77 |
| Earnings Date | Mar 31, 2026 |
About AB Artea bankas
AB Artea bankas, together with its subsidiaries, provides commercial banking products and services to private and corporate customers in Lithuania. It operates through Corporate; Private; and Investment segments. The company offers various deposits; debit and credit cards; consumer, secured, mortgage, multi-apartment house renovation, and short- and long-term loans, as well as credits for farmers and credits with structural instruments; and savings and investment products. It also provides payment, cash operations, trade finance, car and operat... [Read more]
Financial Performance
In 2025, AB Artea bankas's revenue was 201.89 million, a decrease of -5.13% compared to the previous year's 212.82 million. Earnings were 60.69 million, a decrease of -22.97%.
Financial StatementsNews
AB Artea bankas Earnings Call Transcript: Q4 2025
Net profit reached EUR 60.7 million in 2025, with strong asset quality and a CET1 ratio of 16.6%. Loan growth was 8% and deposits rose 17%, supporting a record 70% profit distribution. Strategic investments and modernization continue, with double-digit growth targeted for 2026.
AB Artea bankas Earnings Call Transcript: Q3 2025
Adjusted net profit for nine months exceeded EUR 56 million, with strong loan and deposit growth, stable asset quality, and a 13.5% ROE in Q3. Strategic investments, rebranding, and a new partnership with Kauno Žalgiris are driving brand visibility and client acquisition.
AB Artea bankas Earnings Call Transcript: Q2 2025
Rebranding and digital transformation progressed on schedule, with strong loan and fee income growth in H1. Net profit reached €37 million, and the bank targets double-digit loan growth and stable margins for 2025, while focusing on cost savings and capital returns.
AB Artea bankas Earnings Call Transcript: Q1 2025
Q1 2025 net profit reached EUR 17.7 million (EUR 19.4 million adjusted), with strong fee income growth and a record-low NPL ratio. Dividend payout hit a historic high, rebranding and IT transformation are on track, and management maintains full-year guidance.
AB Artea bankas Earnings Call Transcript: Q4 2024
Record net profit and robust growth in loans, deposits, and fee income outpaced guidance, with strong asset quality and capital optimization. Upgraded 2025 outlook includes 18% loan growth, stable NIM, and continued high shareholder returns.
AB Artea bankas Earnings Call Transcript: Q3 2024
Q3 net profit exceeded €20 million, with strong loan growth and improved efficiency. Market share rose in all segments, dividend payout was increased, and share buybacks began. Asset quality and capital position remain robust, supporting future growth.
AB Artea bankas Transcript: Investor Update
A new dividend policy sets a minimum 50% payout of prior year earnings, with share buybacks planned to address valuation discounts. Capital optimization includes new bond issues, supporting growth and high returns, while management targets a return on equity above 15%.
AB Artea bankas Earnings Call Transcript: H1 2024
Record net interest and fee income, 14% loan growth, and 16.2% ROE highlight strong H1 performance. Asset quality remains stable, funding costs are peaking, and capital ratios are robust, supporting further growth and potential higher dividends.