AB Artea bankas (VSE:ROE1L)

AB Artea bankas Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	226.38	223.25	243.48	195.73	107.65	83.04
Interest Income on Investments	22.96	23.07	26.74	21.24	12.04	8.86
Total Interest Income	249.34	246.32	270.21	216.97	119.69	91.9
Interest Paid on Deposits	109.62	107.97	110	60.12	12.91	10.98
Net Interest Income	139.72	138.34	160.21	156.85	106.78	80.92
Net Interest Income Growth (YoY)	-9.88%	-13.65%	2.14%	46.89%	31.96%	6.88%
Income From Trading Activities	15.19	16.51	19.42	11.95	10.83	11.94
Gain (Loss) on Sale of Assets	-	-	-	0.86	0.81	3.74
Gain (Loss) on Sale of Investments	0.14	3.76	0.54	0.81	1.03	4.36
Other Non-Interest Income	46.77	47.17	43.54	25.98	26.83	26.61
Total Non-Interest Income	62.1	67.44	63.5	39.6	39.5	46.64
Non-Interest Income Growth (YoY)	1.99%	6.19%	60.37%	0.25%	-15.31%	24.15%
Revenues Before Loan Losses	201.82	205.78	223.71	196.45	146.28	127.56
Provision for Loan Losses	2.17	3.89	10.9	15.23	5.41	4.35
Revenue	199.65	201.89	212.82	181.22	140.87	123.21
Revenue Growth (YoY)	-2.61%	-5.13%	17.44%	28.64%	14.34%	19.85%
Salaries and Employee Benefits	55.29	55.11	49.51	36.23	30.73	27.11
Occupancy Expenses	7.1	7.68	8.01	5.49	4.64	4.44
Selling, General & Administrative	0.43	0.41	0.41	-	0.27	0.26
Other Non-Interest Expense	65.27	64.43	58.45	43.76	25.32	24.14
Total Non-Interest Expense	128.27	127.64	116.37	85.48	60.96	55.94
EBT Excluding Unusual Items	71.38	74.26	96.45	95.74	79.91	67.26
Asset Writedown	-	-	-	-	0.45	-
Pretax Income	71.38	74.26	96.45	95.74	80.37	67.26
Income Tax Expense	12.96	13.57	17.66	20.37	12.92	12.04
Earnings From Continuing Operations	58.42	60.69	78.79	75.38	67.45	55.22
Net Income	58.42	60.69	78.79	75.38	67.45	55.22
Net Income to Common	58.42	60.69	78.79	75.38	67.45	55.22
Net Income Growth	-21.05%	-22.98%	4.53%	11.75%	22.14%	28.30%
Basic Shares Outstanding	655	659	662	603	600	600
Diluted Shares Outstanding	655	659	662	603	600	600
Shares Change (YoY)	-2.74%	-0.52%	9.89%	0.48%	-0.10%	-0.04%
EPS (Basic)	0.09	0.09	0.12	0.13	0.11	0.09
EPS (Diluted)	0.08	0.09	0.12	0.13	0.11	0.09
EPS Growth	-27.27%	-24.34%	-4.88%	13.69%	22.22%	28.20%
Dividend Per Share	-	-	0.061	0.049	0.026	0.034
Dividend Growth	-	-	25.77%	83.02%	-22.06%	518.18%
Effective Tax Rate	18.15%	18.28%	18.31%	21.27%	16.07%	17.90%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.