AB Artea bankas (VSE:ROE1L)

AB Artea bankas Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	239.3	243.48	195.73	107.65	83.04	78.5
Interest Income on Investments	26.43	26.74	21.24	12.04	8.86	7.53
Total Interest Income	265.73	270.21	216.97	119.69	91.9	86.03
Interest Paid on Deposits	110.69	110	60.12	12.91	10.98	10.32
Net Interest Income	155.04	160.21	156.85	106.78	80.92	75.71
Net Interest Income Growth (YoY)	-3.72%	2.14%	46.89%	31.96%	6.88%	4.55%
Income From Trading Activities	10.69	19.42	11.95	10.83	11.94	11.59
Gain (Loss) on Sale of Assets	0.6	0.59	0.86	0.81	3.74	0.38
Gain (Loss) on Sale of Investments	4.36	0.54	0.81	1.03	4.36	1.56
Other Non-Interest Income	43.93	42.95	25.98	26.83	26.61	24.04
Total Non-Interest Income	59.57	63.5	39.6	39.5	46.64	37.57
Non-Interest Income Growth (YoY)	28.51%	60.37%	0.25%	-15.31%	24.15%	-18.36%
Revenues Before Loan Losses	214.61	223.71	196.45	146.28	127.56	113.28
Provision for Loan Losses	10.92	10.9	15.23	5.41	4.35	10.48
Revenue	203.69	212.82	181.22	140.87	123.21	102.8
Revenue Growth (YoY)	5.69%	17.44%	28.64%	14.34%	19.85%	-7.61%
Salaries and Employee Benefits	52.18	49.51	36.23	30.73	27.11	23.47
Occupancy Expenses	8.56	8.01	5.49	4.64	4.44	4.11
Selling, General & Administrative	0.01	-	-	0.27	0.26	0.3
Other Non-Interest Expense	52.04	58.86	43.76	25.32	24.14	20.15
Total Non-Interest Expense	112.79	116.37	85.48	60.96	55.94	48.02
EBT Excluding Unusual Items	90.91	96.45	95.74	79.91	67.26	54.78
Asset Writedown	-	-	-	0.45	-	-1.97
Pretax Income	90.91	96.45	95.74	80.37	67.26	52.81
Income Tax Expense	16.9	17.66	20.37	12.92	12.04	9.89
Earnings From Continuing Operations	74	78.79	75.38	67.45	55.22	42.92
Earnings From Discontinued Operations	-	-	-	-	-	0.12
Net Income	74	78.79	75.38	67.45	55.22	43.04
Net Income to Common	74	78.79	75.38	67.45	55.22	43.04
Net Income Growth	-5.95%	4.53%	11.75%	22.14%	28.30%	-16.46%
Basic Shares Outstanding	673	662	603	600	600	601
Diluted Shares Outstanding	673	662	603	600	600	601
Shares Change (YoY)	10.85%	9.89%	0.48%	-0.10%	-0.04%	0.00%
EPS (Basic)	0.11	0.12	0.13	0.11	0.09	0.07
EPS (Diluted)	0.11	0.12	0.13	0.11	0.09	0.07
EPS Growth	-15.16%	-4.88%	13.69%	22.22%	28.20%	-18.15%
Dividend Per Share	0.061	0.061	0.049	0.026	0.034	0.005
Dividend Growth	25.77%	25.77%	83.02%	-22.06%	518.18%	-
Effective Tax Rate	18.59%	18.31%	21.27%	16.07%	17.90%	18.72%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.