AB Artea bankas (VSE:ROE1L)

Kronos Bio Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	225.64	243.48	195.73	107.65	83.04	78.5
Interest Income on Investments	32.89	26.74	21.24	12.04	8.86	7.53
Total Interest Income	258.52	270.21	216.97	119.69	91.9	86.03
Interest Paid on Deposits	110.53	110	60.12	12.91	10.98	10.32
Net Interest Income	147.99	160.21	156.85	106.78	80.92	75.71
Net Interest Income Growth (YoY)	-8.71%	2.14%	46.89%	31.96%	6.88%	4.55%
Income From Trading Activities	12.86	19.42	11.95	10.83	11.94	11.59
Gain (Loss) on Sale of Assets	0.64	0.59	0.86	0.81	3.74	0.38
Gain (Loss) on Sale of Investments	4.39	0.54	0.81	1.03	4.36	1.56
Other Non-Interest Income	44.68	42.95	25.98	26.83	26.61	24.04
Total Non-Interest Income	62.56	63.5	39.6	39.5	46.64	37.57
Non-Interest Income Growth (YoY)	20.85%	60.37%	0.25%	-15.31%	24.15%	-18.36%
Revenues Before Loan Losses	210.56	223.71	196.45	146.28	127.56	113.28
Provision for Loan Losses	10.76	10.9	15.23	5.41	4.35	10.48
Revenue	199.8	212.82	181.22	140.87	123.21	102.8
Revenue Growth (YoY)	-0.14%	17.44%	28.64%	14.34%	19.85%	-7.61%
Salaries and Employee Benefits	53.95	49.51	36.23	30.73	27.11	23.47
Occupancy Expenses	8.74	8.01	5.49	4.64	4.44	4.11
Selling, General & Administrative	0.01	-	-	0.27	0.26	0.3
Other Non-Interest Expense	54.65	58.86	43.76	25.32	24.14	20.15
Total Non-Interest Expense	117.35	116.37	85.48	60.96	55.94	48.02
EBT Excluding Unusual Items	82.45	96.45	95.74	79.91	67.26	54.78
Asset Writedown	-	-	-	0.45	-	-1.97
Pretax Income	82.45	96.45	95.74	80.37	67.26	52.81
Income Tax Expense	14.76	17.66	20.37	12.92	12.04	9.89
Earnings From Continuing Operations	67.69	78.79	75.38	67.45	55.22	42.92
Earnings From Discontinued Operations	-	-	-	-	-	0.12
Net Income	67.69	78.79	75.38	67.45	55.22	43.04
Net Income to Common	67.69	78.79	75.38	67.45	55.22	43.04
Net Income Growth	-11.98%	4.53%	11.75%	22.14%	28.30%	-16.46%
Basic Shares Outstanding	671	662	603	600	600	601
Diluted Shares Outstanding	671	662	603	600	600	601
Shares Change (YoY)	7.52%	9.89%	0.48%	-0.10%	-0.04%	0.00%
EPS (Basic)	0.10	0.12	0.13	0.11	0.09	0.07
EPS (Diluted)	0.10	0.12	0.13	0.11	0.09	0.07
EPS Growth	-18.38%	-4.88%	13.69%	22.22%	28.20%	-18.15%
Dividend Per Share	0.061	0.061	0.049	0.026	0.034	0.005
Dividend Growth	25.77%	25.77%	83.02%	-22.06%	518.18%	-
Effective Tax Rate	17.90%	18.31%	21.27%	16.07%	17.90%	18.72%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.