AB Artea bankas (VSE:ROE1L)

AB Artea bankas Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	223.25	243.48	195.73	107.65	83.04
Interest Income on Investments	23.07	26.74	21.24	12.04	8.86
Total Interest Income	246.32	270.21	216.97	119.69	91.9
Interest Paid on Deposits	107.97	110	60.12	12.91	10.98
Net Interest Income	138.34	160.21	156.85	106.78	80.92
Net Interest Income Growth (YoY)	-13.65%	2.14%	46.89%	31.96%	6.88%
Income From Trading Activities	16.51	19.42	11.95	10.83	11.94
Gain (Loss) on Sale of Assets	-	0.59	0.86	0.81	3.74
Gain (Loss) on Sale of Investments	3.76	0.54	0.81	1.03	4.36
Other Non-Interest Income	47.17	42.95	25.98	26.83	26.61
Total Non-Interest Income	67.44	63.5	39.6	39.5	46.64
Non-Interest Income Growth (YoY)	6.19%	60.37%	0.25%	-15.31%	24.15%
Revenues Before Loan Losses	205.78	223.71	196.45	146.28	127.56
Provision for Loan Losses	3.89	10.9	15.23	5.41	4.35
Revenue	201.89	212.82	181.22	140.87	123.21
Revenue Growth (YoY)	-5.13%	17.44%	28.64%	14.34%	19.85%
Salaries and Employee Benefits	55.11	49.51	36.23	30.73	27.11
Occupancy Expenses	7.68	8.01	5.49	4.64	4.44
Selling, General & Administrative	-	-	-	0.27	0.26
Other Non-Interest Expense	64.84	58.86	43.76	25.32	24.14
Total Non-Interest Expense	127.64	116.37	85.48	60.96	55.94
EBT Excluding Unusual Items	74.26	96.45	95.74	79.91	67.26
Asset Writedown	-	-	-	0.45	-
Pretax Income	74.26	96.45	95.74	80.37	67.26
Income Tax Expense	13.57	17.66	20.37	12.92	12.04
Earnings From Continuing Operations	60.69	78.79	75.38	67.45	55.22
Net Income	60.69	78.79	75.38	67.45	55.22
Net Income to Common	60.69	78.79	75.38	67.45	55.22
Net Income Growth	-22.98%	4.53%	11.75%	22.14%	28.30%
Basic Shares Outstanding	659	662	603	600	600
Diluted Shares Outstanding	659	662	603	600	600
Shares Change (YoY)	-0.52%	9.89%	0.48%	-0.10%	-0.04%
EPS (Basic)	0.09	0.12	0.13	0.11	0.09
EPS (Diluted)	0.09	0.12	0.13	0.11	0.09
EPS Growth	-24.34%	-4.88%	13.69%	22.22%	28.20%
Dividend Per Share	-	0.061	0.049	0.026	0.034
Dividend Growth	-	25.77%	83.02%	-22.06%	518.18%
Effective Tax Rate	18.28%	18.31%	21.27%	16.07%	17.90%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.