BNP Paribas Bank Polska Income Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	9,873	8,471	8,667	5,861	3,012
Interest Income on Investments	9.77	1,787	1,171	631.87	417.29
Total Interest Income	9,883	10,258	9,838	6,493	3,429
Interest Paid on Deposits	3,981	4,504	4,602	2,989	279.87
Net Interest Income	5,902	5,754	5,236	3,504	3,149
Net Interest Income Growth (YoY)	2.57%	9.89%	49.45%	11.25%	2.60%
Income From Trading Activities	1,077	840.88	950.78	754.7	633.49
Gain (Loss) on Sale of Assets	-	5.06	4.39	-3.95	-0.68
Gain (Loss) on Sale of Investments	-19.7	-0.98	4.44	2.97	-
Other Non-Interest Income	1,559	1,269	1,157	1,174	1,094
Total Non-Interest Income	2,616	2,114	2,116	1,928	1,727
Non-Interest Income Growth (YoY)	23.74%	-0.09%	9.77%	11.64%	-1.66%
Revenues Before Loan Losses	8,518	7,869	7,353	5,432	4,877
Provision for Loan Losses	174.5	246.19	34.37	275.01	266.19
Revenue	8,344	7,622	7,318	5,157	4,610
Revenue Growth (YoY)	9.46%	4.15%	41.91%	11.85%	9.14%
Occupancy Expenses	529.08	514.45	456.74	411.75	399.55
Selling, General & Administrative	2,840	2,880	2,635	2,659	2,166
Other Non-Interest Expense	726.55	427.07	439.88	471.93	361.95
Total Non-Interest Expense	4,095	3,821	3,532	3,542	2,928
EBT Excluding Unusual Items	4,248	3,801	3,786	1,614	1,682
Legal Settlements	-498.75	-846.25	-1,992	-741.77	-1,065
Pretax Income	3,750	2,954	1,763	871.93	616.13
Income Tax Expense	691.94	595.75	750.61	430.43	439.83
Net Income	3,058	2,358	1,013	441.5	176.3
Net Income to Common	3,058	2,358	1,013	441.5	176.3
Net Income Growth	29.66%	132.91%	129.34%	150.43%	-75.95%
Basic Shares Outstanding	148	148	148	148	147
Diluted Shares Outstanding	148	148	148	148	148
Shares Change (YoY)	-0.02%	0.08%	0.07%	0.05%	0.05%
EPS (Basic)	20.68	15.96	6.86	2.99	1.20
EPS (Diluted)	20.68	15.94	6.85	2.99	1.19
EPS Growth	29.72%	132.70%	129.10%	151.26%	-76.01%
Dividend Per Share	-	7.860	3.410	-	-
Dividend Growth	-	130.50%	-	-	-
Effective Tax Rate	18.45%	20.17%	42.57%	49.36%	71.39%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.