BNP Paribas Bank Polska S.A. (WSE:BNP)
Poland flag Poland · Delayed Price · Currency is PLN
147.80
+1.00 (0.68%)
Sep 2, 2026, 9:33 AM CET

BNP Paribas Bank Polska Financials Overview

Millions PLN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
7,9748,3447,6227,3185,1574,610
Revenue Growth
-3.63%9.46%4.15%41.91%11.85%9.14%
Net Income
2,5583,0582,3581,013441.5176.3
Earnings Per Share
17.2920.6815.946.852.991.19
EPS Growth
-2.04%29.72%132.70%129.10%151.26%-76.01%

Revenue by Segment

Fiscal YearFY 2024FY 2023FY 2022FY 2021
Period EndingDec '24 Dec '23 Dec '22 Dec '21
Retail and Business Banking
3,9523,6491,8922,258
Investment Certificates
367.38443.02377.2297.21
Other Banking Operations
333.2276.08575.81559.07
Small and Medium-Sized Enterprises (SME) Banking
840.48748.48630.88413.14
Corporate Banking
2,1242,1971,6851,084
Total
7,6177,3145,1614,611

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
10,51213,17112,34215,01416,9276,324
Total Debt
16,29913,29516,42316,82615,19113,535
Net Cash (Debt)
-5,788-124.5-4,081-1,8121,736-7,211
Net Cash Growth
------
Net Cash Per Share
-39.12-0.84-27.59-12.2611.76-48.85

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--10,802-1,176-3,242-9,204
Capital Expenditures
---464.78-445.74-338.04-342.38
Free Cash Flow
--10,337-1,621-3,580-9,546
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
32.08%36.65%30.94%13.84%8.56%3.82%
FCF Margin
--135.62%-22.16%-69.43%-207.06%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingSep '26 Dec '25 Dec '24 Dec '23
Dividend Per Share
10.20010.2007.8603.410
Dividend Per Share Growth
29.77%29.77%130.50%-
Dividend Yield
6.65%8.35%10.61%4.74%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.496.315.3412.4918.7276.31
Forward PE
8.427.384.615.194.2010.83
P/FCF Ratio
2.77-1.22---
PS Ratio
2.722.311.651.731.602.92