BNP Paribas Bank Polska Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	7,523	9,350	11,417	13,169	3,931	3,687
Investment Securities	60,282	55,392	42,945	39,299	32,149	33,343
Trading Asset Securities	2,784	2,992	3,533	3,574	2,315	2,435
Mortgage-Backed Securities	-	-	-	1.21	5.53	5.49
Total Investments	63,066	58,384	46,477	42,874	34,469	35,783
Gross Loans	91,480	88,661	89,050	91,875	89,497	78,987
Allowance for Loan Losses	-2,387	-2,458	-2,517	-2,978	-2,963	-3,187
Other Adjustments to Gross Loans	-	-82.03	-60.26	-37.23	-98.52	-154.06
Net Loans	89,093	86,121	86,473	88,860	86,436	75,647
Property, Plant & Equipment	893.07	946.97	959.92	1,069	1,244	1,480
Other Intangible Assets	917.25	975.11	936.02	821.11	728.48	651.61
Accrued Interest Receivable	97.02	101.49	103.57	88.17	106.56	97.41
Other Receivables	1,086	1,287	9,017	1,224	1,791	629.94
Restricted Cash	4,524	8,943	4,457	48.7	1,582	18.18
Other Current Assets	468.43	402.72	259.67	387.26	144.79	330.66
Long-Term Deferred Tax Assets	714.23	859.57	766.5	966.44	876.6	745.61
Other Long-Term Assets	71.55	64.64	91.29	522.32	421.12	474.39
Total Assets	168,559	167,540	161,026	150,109	131,777	119,577
Accrued Expenses	951.14	1,019	922.81	796.44	667.79	630.97
Interest Bearing Deposits	47,023	44,173	42,194	39,127	14,626	13,171
Non-Interest Bearing Deposits	82,669	86,921	85,034	81,096	88,851	79,302
Total Deposits	129,691	131,095	127,229	120,222	103,478	92,473
Short-Term Borrowings	2,403	2,572	2,858	2,705	1,962	2,149
Current Portion of Leases	125.72	137.63	138.15	133.49	127.5	126.13
Current Income Taxes Payable	120.11	361.64	376.74	223.53	175.68	-
Other Current Liabilities	537.79	443.1	828.94	172.48	158.62	128.52
Long-Term Debt	14,107	13,245	13,342	11,738	10,685	10,028
Long-Term Leases	474.35	468.67	488.12	614.36	760.83	860.72
Long-Term Unearned Revenue	83.29	83.83	76.66	83.51	89.11	91.69
Pension & Post-Retirement Benefits	25.18	24.84	20.78	18.99	15.86	18.19
Other Long-Term Liabilities	3,439	2,695	1,884	2,138	2,296	1,041
Total Liabilities	151,958	152,146	148,164	138,846	120,416	107,547
Common Stock	147.88	147.8	147.68	147.59	147.52	147.42
Additional Paid-In Capital	9,181	9,155	9,111	9,111	9,111	9,111
Retained Earnings	2,244	2,566	1,271	638.49	379.8	934.47
Comprehensive Income & Other	5,029	3,525	2,331	1,365	1,723	1,838
Shareholders' Equity	16,601	15,394	12,861	11,262	11,362	12,031
Total Liabilities & Equity	168,559	167,540	161,026	150,109	131,777	119,577
Total Debt	17,110	16,423	16,826	15,191	13,535	13,163
Net Cash (Debt)	-6,730	-4,081	-1,812	1,736	-7,211	-6,918
Net Cash Per Share	-45.34	-27.59	-12.26	11.76	-48.85	-46.88
Filing Date Shares Outstanding	147.88	147.8	147.68	147.59	147.52	147.42
Total Common Shares Outstanding	147.88	147.8	147.68	147.59	147.52	147.42
Book Value Per Share	107.87	99.76	87.09	76.31	77.02	81.61
Tangible Book Value	15,684	14,419	11,925	10,441	10,633	11,379
Tangible Book Value Per Share	101.66	93.16	80.75	70.74	72.08	77.19

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.