BNP Paribas Bank Polska Cash Flow Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	2,680	2,358	1,013	441.5	176.3	733.1
Depreciation & Amortization	519.75	514.45	456.74	411.75	399.55	367.96
Gain (Loss) on Sale of Investments	122.16	-50	-194.01	-6.01	110.29	-140.75
Change in Trading Asset Securities	459.8	570.47	16.06	-1,290	96.03	-1,034
Change in Other Net Operating Assets	-2,223	7,150	-3,020	-2,990	-10,641	873.57
Other Operating Activities	505.13	258.55	553.28	190.36	655.12	-94.72
Operating Cash Flow	2,064	10,802	-1,176	-3,242	-9,204	704.75
Operating Cash Flow Growth	-85.02%	-	-	-	-	-45.45%
Capital Expenditures	-412.95	-464.78	-445.74	-338.04	-342.38	-371.17
Sale of Property, Plant and Equipment	47.9	13.06	23.76	15.74	46.48	133.29
Investment in Securities	-12,654	-12,598	-2,719	-7,748	66.93	-7,310
Other Investing Activities	13.94	14.98	12.52	11.55	8.59	9.69
Investing Cash Flow	-13,005	-13,035	-3,128	-8,058	-220.38	-7,507
Long-Term Debt Issued	-	3,972	2,228	2,194	2,396	3,862
Long-Term Debt Repaid	-	-3,302	-2,319	-1,828	-2,184	-2,183
Net Debt Issued (Repaid)	-1,084	670.59	-91.74	366.04	212.03	1,680
Issuance of Common Stock	650.08	650.12	1.78	0.07	0.1	-
Common Dividends Paid	-1,162	-504	-	-	-	-
Net Increase (Decrease) in Deposit Accounts	8,190	3,835	7,051	18,639	11,019	3,995
Other Financing Activities	-52.47	-0.11	-	-	-	-
Financing Cash Flow	6,542	4,652	6,961	19,005	11,232	5,674
Net Cash Flow	-4,400	2,418	2,657	7,704	1,807	-1,128
Free Cash Flow	1,651	10,337	-1,621	-3,580	-9,546	333.59
Free Cash Flow Growth	-87.60%	-	-	-	-	-57.62%
Free Cash Flow Margin	20.31%	135.62%	-22.16%	-69.43%	-207.06%	7.90%
Free Cash Flow Per Share	11.12	69.89	-10.97	-24.24	-64.67	2.26
Cash Interest Paid	3,980	4,321	4,491	2,681	286.75	622.29
Cash Income Tax Paid	894.29	713.13	490.92	354.26	-	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.