BNP Paribas Bank Polska Cash Flow Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	2,680	2,358	1,013	441.5	176.3	733.1	Upgrade
Depreciation & Amortization	519.75	514.45	456.74	411.75	399.55	367.96	Upgrade
Gain (Loss) on Sale of Investments	122.16	-50	-194.01	-6.01	110.29	-140.75	Upgrade
Change in Trading Asset Securities	459.8	570.47	16.06	-1,290	96.03	-1,034	Upgrade
Change in Other Net Operating Assets	-2,223	7,150	-3,020	-2,990	-10,641	873.57	Upgrade
Other Operating Activities	505.13	258.55	553.28	190.36	655.12	-94.72	Upgrade
Operating Cash Flow	2,064	10,802	-1,176	-3,242	-9,204	704.75	Upgrade
Operating Cash Flow Growth	-85.02%	-	-	-	-	-45.45%	Upgrade
Capital Expenditures	-412.95	-464.78	-445.74	-338.04	-342.38	-371.17	Upgrade
Sale of Property, Plant and Equipment	47.9	13.06	23.76	15.74	46.48	133.29	Upgrade
Investment in Securities	-12,654	-12,598	-2,719	-7,748	66.93	-7,310	Upgrade
Other Investing Activities	13.94	14.98	12.52	11.55	8.59	9.69	Upgrade
Investing Cash Flow	-13,005	-13,035	-3,128	-8,058	-220.38	-7,507	Upgrade
Long-Term Debt Issued	-	3,972	2,228	2,194	2,396	3,862	Upgrade
Long-Term Debt Repaid	-	-3,302	-2,319	-1,828	-2,184	-2,183	Upgrade
Net Debt Issued (Repaid)	-1,084	670.59	-91.74	366.04	212.03	1,680	Upgrade
Issuance of Common Stock	650.08	650.12	1.78	0.07	0.1	-	Upgrade
Common Dividends Paid	-1,162	-504	-	-	-	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	8,190	3,835	7,051	18,639	11,019	3,995	Upgrade
Other Financing Activities	-52.47	-0.11	-	-	-	-	Upgrade
Financing Cash Flow	6,542	4,652	6,961	19,005	11,232	5,674	Upgrade
Net Cash Flow	-4,400	2,418	2,657	7,704	1,807	-1,128	Upgrade
Free Cash Flow	1,651	10,337	-1,621	-3,580	-9,546	333.59	Upgrade
Free Cash Flow Growth	-87.60%	-	-	-	-	-57.62%	Upgrade
Free Cash Flow Margin	20.31%	135.62%	-22.16%	-69.43%	-207.06%	7.90%	Upgrade
Free Cash Flow Per Share	11.12	69.89	-10.97	-24.24	-64.67	2.26	Upgrade
Cash Interest Paid	3,980	4,321	4,491	2,681	286.75	622.29	Upgrade
Cash Income Tax Paid	894.29	713.13	490.92	354.26	-	-	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.