Erste Bank Polska S.A. (WSE:EBP)
Poland · Delayed Price · Currency is PLN 782.00
+12.60 (1.64%)
Nov 4, 2026, 1:15 PM CET
Erste Bank Polska Financials Overview
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 15,599 | 15,436 | 16,067 | 14,790 | 11,363 | 7,939 |
Revenue Growth | -7.82% | -3.93% | 8.63% | 30.15% | 43.14% | 16.30% |
Net Income Net Income Growth | 5,530 | 6,479 | 5,213 | 4,831 | 2,799 | 1,112 |
Earnings Per Share EPS Growth | 54.11 | 63.40 | 51.01 | 47.28 | 27.39 | 10.88 |
EPS Growth | -0.44% | 24.29% | 7.90% | 72.60% | 151.78% | 7.18% |
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|
| Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Corporate & Investment Banking Corporate & Investment Banking Growth | 1,459 | 1,442 | 1,269 | 753.56 |
ALM and Central Operations ALM and Central Operations Growth | 897.66 | 1,017 | 2,360 | 771.04 |
Retail Banking Retail Banking Growth | 9,456 | 8,169 | 4,309 | 4,182 |
Business and Corporate Banking Business and Corporate Banking Growth | 2,799 | 2,867 | 2,071 | 1,146 |
Santander Consumer Santander Consumer Growth | 1,538 | 1,347 | 1,478 | 1,166 |
Total Total Growth | 16,148 | 14,843 | 11,487 | 8,017 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 34,036 | 52,224 | 30,098 | 32,243 | 28,473 | 14,300 |
Total Debt Total Debt Growth | 33,926 | 31,642 | 27,922 | 23,933 | 27,023 | 26,329 |
Net Cash (Debt) Net Cash Growth | 110.53 | 20,583 | 2,176 | 8,310 | 1,450 | -12,029 |
Net Cash Growth | -96.66% | 846.00% | -73.82% | 473.15% | - | - |
Net Cash Per Share Net Cash Per Share Growth | 1.08 | 201.42 | 21.29 | 81.32 | 14.19 | -117.72 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -27,131 | -2,312 | -23,337 | -8,868 | -5,640 | -3,900 |
Capital Expenditures CapEx Growth | -763.85 | -640.48 | -632.69 | -634.9 | -449.04 | -424.36 |
Free Cash Flow Free Cash Flow Growth | -27,895 | -2,952 | -23,969 | -9,503 | -6,089 | -4,324 |
Free Cash Flow Growth | - | - | - | - | - | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 35.45% | 41.97% | 32.44% | 32.66% | 24.63% | 14.00% |
FCF Margin | -178.82% | -19.13% | -149.19% | -64.25% | -53.59% | -54.47% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 49.980 | 49.980 | 46.370 | 67.880 | - | 2.680 |
Dividend Per Share Growth | 7.79% | 7.79% | -31.69% | - | - | - |
Dividend Yield | 6.39% | 9.16% | 10.13% | 13.86% | - | 0.77% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 14.45 | 8.60 | 8.97 | 10.36 | 9.47 | 32.03 |
Forward PE | 11.82 | 9.56 | 7.79 | 10.59 | 8.95 | 14.30 |
PS Ratio | 5.04 | 3.61 | 2.91 | 3.38 | 2.33 | 4.49 |