Erste Bank Polska S.A. (WSE:EBP)
Poland · Delayed Price · Currency is PLN 780.40
+11.00 (1.43%)
Nov 4, 2026, 2:19 PM CET
Erste Bank Polska Balance Sheet
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 7,677 | 30,505 | 7,222 | 9,052 | 7,216 | 9,663 |
Investment Securities | 100,613 | 84,274 | 84,011 | 74,921 | 64,182 | 66,254 |
Trading Asset Securities | 10,990 | 17,302 | 10,749 | 10,514 | 7,433 | 4,183 |
Total Investments | 111,604 | 101,576 | 94,760 | 85,435 | 71,615 | 70,438 |
Gross Loans | 183,742 | 165,209 | 191,088 | 176,383 | 169,210 | 155,644 |
Allowance for Loan Losses | -4,152 | - | -5,569 | -5,692 | -5,884 | -5,860 |
Other Adjustments to Gross Loans | - | - | -1,929 | -1,637 | -1,240 | -702.26 |
Net Loans | 179,591 | 165,209 | 183,589 | 169,054 | 162,086 | 149,082 |
Property, Plant & Equipment | 1,401 | 1,307 | 1,284 | 1,260 | 1,186 | 1,250 |
Goodwill | 1,689 | 1,689 | 1,712 | 1,712 | 1,712 | 1,712 |
Other Intangible Assets | 1,079 | 987.65 | 979.81 | 881.86 | 740.76 | 692.8 |
Other Receivables | 17.43 | - | 2,446 | 1,236 | 999.23 | 1,182 |
Restricted Cash | 12,990 | - | 9,349 | 5,612 | 6,853 | 5,773 |
Other Current Assets | 0.01 | 0.01 | 377.99 | 337.67 | 276.3 | 274.22 |
Long-Term Deferred Tax Assets | 313.31 | 666.8 | 1,414 | 1,751 | 2,486 | 2,384 |
Other Real Estate Owned & Foreclosed | - | - | 0.01 | 4.55 | 0.04 | 0.05 |
Other Long-Term Assets | 13,728 | 6,210 | 1,240 | 315.62 | 2,348 | 566.87 |
Total Assets | 330,088 | 308,150 | 304,374 | 276,652 | 257,517 | 243,017 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 1,067 | - | 988.57 | 962.85 | 807.29 | 793.81 |
Interest Bearing Deposits | 73,821 | 232,990 | 77,152 | 68,189 | 59,631 | 26,613 |
Non-Interest Bearing Deposits | 179,998 | - | 156,733 | 142,917 | 137,833 | 158,783 |
Total Deposits | 253,819 | 232,990 | 233,885 | 211,106 | 197,464 | 185,396 |
Short-Term Borrowings | 18,294 | 15,137 | 10,012 | 9,148 | 11,695 | 8,285 |
Current Portion of Long-Term Debt | 3,100 | - | 2,423 | 839.53 | 520.56 | 896.28 |
Current Portion of Leases | - | - | 151.01 | 157.57 | 147.8 | 147.47 |
Current Income Taxes Payable | - | 1,072 | 741.3 | 1,175 | 80.75 | - |
Other Current Liabilities | 3,736 | - | 2,359 | 2,125 | 1,351 | 744.37 |
Long-Term Debt | 11,914 | 16,116 | 14,949 | 13,422 | 14,204 | 16,518 |
Long-Term Leases | 618.92 | 389.1 | 386.78 | 366.1 | 456.36 | 482.38 |
Long-Term Unearned Revenue | 157.32 | - | 219.02 | 203.65 | 187.58 | 194.58 |
Pension & Post-Retirement Benefits | 72.15 | - | 69.99 | 63.55 | 44.7 | 42.73 |
Long-Term Deferred Tax Liabilities | 0.23 | 0.43 | 0.69 | 0.44 | 0.28 | - |
Other Long-Term Liabilities | 4,242 | 6,941 | 3,746 | 3,391 | 2,093 | 2,304 |
Total Liabilities | 297,019 | 272,645 | 269,933 | 242,961 | 229,052 | 215,804 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 1,022 | 1,022 | 1,022 | 1,022 | 1,022 | 1,022 |
Additional Paid-In Capital | - | - | 7,982 | 7,982 | 7,982 | 7,982 |
Retained Earnings | 8,391 | 10,092 | 24,400 | 23,715 | 21,103 | 18,540 |
Comprehensive Income & Other | 23,575 | 24,312 | -876.09 | -956.13 | -3,439 | -2,012 |
Total Common Equity | 32,988 | 35,426 | 32,527 | 31,763 | 26,668 | 25,532 |
Minority Interest | 81.38 | 79.55 | 1,914 | 1,928 | 1,797 | 1,682 |
Shareholders' Equity | 33,069 | 35,505 | 34,441 | 33,691 | 28,465 | 27,214 |
Total Liabilities & Equity | 330,088 | 308,150 | 304,374 | 276,652 | 257,517 | 243,017 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 33,926 | 31,642 | 27,922 | 23,933 | 27,023 | 26,329 |
Net Cash (Debt) | 110.53 | 20,583 | 2,176 | 8,310 | 1,450 | -12,029 |
Net Cash Growth | -96.66% | 846.00% | -73.82% | 473.15% | - | - |
Net Cash Per Share | 1.08 | 201.42 | 21.29 | 81.32 | 14.19 | -117.72 |
Filing Date Shares Outstanding | 102.19 | 102.19 | 102.19 | 102.19 | 102.19 | 102.19 |
Total Common Shares Outstanding | 102.19 | 102.19 | 102.19 | 102.19 | 102.19 | 102.19 |
Book Value Per Share | 322.81 | 346.67 | 318.31 | 310.82 | 260.97 | 249.85 |
Tangible Book Value | 30,220 | 32,750 | 29,836 | 29,169 | 24,215 | 23,127 |
Tangible Book Value Per Share | 295.73 | 320.48 | 291.96 | 285.44 | 236.96 | 226.31 |