Erste Bank Polska S.A. (WSE:EBP)
Poland · Delayed Price · Currency is PLN 745.60
+20.40 (2.81%)
Sep 4, 2026, 5:02 PM CET
Erste Bank Polska Balance Sheet
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 8,545 | 30,505 | 7,222 | 9,052 | 7,216 | 9,663 |
Investment Securities | 99,212 | 84,274 | 84,011 | 74,921 | 64,182 | 66,254 |
Trading Asset Securities | 13,536 | 17,302 | 10,749 | 10,514 | 7,433 | 4,183 |
Total Investments | 112,748 | 101,576 | 94,760 | 85,435 | 71,615 | 70,438 |
Gross Loans | 177,135 | 165,209 | 191,088 | 176,383 | 169,210 | 155,644 |
Allowance for Loan Losses | -4,129 | - | -5,569 | -5,692 | -5,884 | -5,860 |
Other Adjustments to Gross Loans | - | - | -1,929 | -1,637 | -1,240 | -702.26 |
Net Loans | 173,007 | 165,209 | 183,589 | 169,054 | 162,086 | 149,082 |
Property, Plant & Equipment | 1,231 | 1,307 | 1,284 | 1,260 | 1,186 | 1,250 |
Goodwill | 1,689 | 1,689 | 1,712 | 1,712 | 1,712 | 1,712 |
Other Intangible Assets | 1,020 | 987.65 | 979.81 | 881.86 | 740.76 | 692.8 |
Other Receivables | - | - | 2,446 | 1,236 | 999.23 | 1,182 |
Restricted Cash | 11,534 | - | 9,349 | 5,612 | 6,853 | 5,773 |
Other Current Assets | 0.01 | 0.01 | 377.99 | 337.67 | 276.3 | 274.22 |
Long-Term Deferred Tax Assets | 599.29 | 666.8 | 1,414 | 1,751 | 2,486 | 2,384 |
Other Real Estate Owned & Foreclosed | - | - | 0.01 | 4.55 | 0.04 | 0.05 |
Other Long-Term Assets | 12,205 | 6,210 | 1,240 | 315.62 | 2,348 | 566.87 |
Total Assets | 322,577 | 308,150 | 304,374 | 276,652 | 257,517 | 243,017 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 962.34 | - | 988.57 | 962.85 | 807.29 | 793.81 |
Interest Bearing Deposits | 72,235 | 232,990 | 77,152 | 68,189 | 59,631 | 26,613 |
Non-Interest Bearing Deposits | 174,931 | - | 156,733 | 142,917 | 137,833 | 158,783 |
Total Deposits | 247,166 | 232,990 | 233,885 | 211,106 | 197,464 | 185,396 |
Short-Term Borrowings | 22,501 | 15,137 | 10,012 | 9,148 | 11,695 | 8,285 |
Current Portion of Long-Term Debt | 13.04 | - | 2,423 | 839.53 | 520.56 | 896.28 |
Current Portion of Leases | - | - | 151.01 | 157.57 | 147.8 | 147.47 |
Current Income Taxes Payable | 335.31 | 1,072 | 741.3 | 1,175 | 80.75 | - |
Other Current Liabilities | 3,125 | - | 2,359 | 2,125 | 1,351 | 744.37 |
Long-Term Debt | 10,760 | 16,116 | 14,949 | 13,422 | 14,204 | 16,518 |
Long-Term Leases | 495.53 | 389.1 | 386.78 | 366.1 | 456.36 | 482.38 |
Long-Term Unearned Revenue | 161.38 | - | 219.02 | 203.65 | 187.58 | 194.58 |
Pension & Post-Retirement Benefits | 72.06 | - | 69.99 | 63.55 | 44.7 | 42.73 |
Long-Term Deferred Tax Liabilities | 0.26 | 0.43 | 0.69 | 0.44 | 0.28 | - |
Other Long-Term Liabilities | 4,732 | 6,941 | 3,746 | 3,391 | 2,093 | 2,304 |
Total Liabilities | 290,324 | 272,645 | 269,933 | 242,961 | 229,052 | 215,804 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 1,022 | 1,022 | 1,022 | 1,022 | 1,022 | 1,022 |
Additional Paid-In Capital | - | - | 7,982 | 7,982 | 7,982 | 7,982 |
Retained Earnings | 6,900 | 10,092 | 24,400 | 23,715 | 21,103 | 18,540 |
Comprehensive Income & Other | 24,275 | 24,312 | -876.09 | -956.13 | -3,439 | -2,012 |
Total Common Equity | 32,197 | 35,426 | 32,527 | 31,763 | 26,668 | 25,532 |
Minority Interest | 55.87 | 79.55 | 1,914 | 1,928 | 1,797 | 1,682 |
Shareholders' Equity | 32,253 | 35,505 | 34,441 | 33,691 | 28,465 | 27,214 |
Total Liabilities & Equity | 322,577 | 308,150 | 304,374 | 276,652 | 257,517 | 243,017 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 33,770 | 31,642 | 27,922 | 23,933 | 27,023 | 26,329 |
Net Cash (Debt) | 2,900 | 20,583 | 2,176 | 8,310 | 1,450 | -12,029 |
Net Cash Growth | 62.08% | 846.00% | -73.82% | 473.15% | - | - |
Net Cash Per Share | 28.38 | 201.42 | 21.29 | 81.32 | 14.19 | -117.72 |
Filing Date Shares Outstanding | 102.19 | 102.19 | 102.19 | 102.19 | 102.19 | 102.19 |
Total Common Shares Outstanding | 102.19 | 102.19 | 102.19 | 102.19 | 102.19 | 102.19 |
Book Value Per Share | 315.08 | 346.67 | 318.31 | 310.82 | 260.97 | 249.85 |
Tangible Book Value | 29,489 | 32,750 | 29,836 | 29,169 | 24,215 | 23,127 |
Tangible Book Value Per Share | 288.57 | 320.48 | 291.96 | 285.44 | 236.96 | 226.31 |