Erste Bank Polska Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	6,305	30,505	7,222	9,052	7,216	9,663
Investment Securities	95,484	84,274	84,011	74,921	64,182	66,254
Trading Asset Securities	11,783	17,302	10,749	10,514	7,433	4,183
Total Investments	107,267	101,576	94,760	85,435	71,615	70,438
Gross Loans	172,345	165,209	191,088	176,383	169,210	155,644
Allowance for Loan Losses	-4,132	-	-5,569	-5,692	-5,884	-5,860
Other Adjustments to Gross Loans	-	-	-1,929	-1,637	-1,240	-702.26
Net Loans	168,212	165,209	183,589	169,054	162,086	149,082
Property, Plant & Equipment	1,274	1,307	1,284	1,260	1,186	1,250
Goodwill	1,689	1,689	1,712	1,712	1,712	1,712
Other Intangible Assets	985.71	987.65	979.81	881.86	740.76	692.8
Other Receivables	-	-	2,446	1,236	999.23	1,182
Restricted Cash	10,059	-	9,349	5,612	6,853	5,773
Other Current Assets	0.01	0.01	377.99	337.67	276.3	274.22
Long-Term Deferred Tax Assets	889.09	666.8	1,414	1,751	2,486	2,384
Other Real Estate Owned & Foreclosed	-	-	0.01	4.55	0.04	0.05
Other Long-Term Assets	7,736	6,210	1,240	315.62	2,348	566.87
Total Assets	304,415	308,150	304,374	276,652	257,517	243,017
Accrued Expenses	797.6	-	988.57	962.85	807.29	793.81
Interest Bearing Deposits	61,828	232,990	77,152	68,189	59,631	26,613
Non-Interest Bearing Deposits	167,500	-	156,733	142,917	137,833	158,783
Total Deposits	229,328	232,990	233,885	211,106	197,464	185,396
Short-Term Borrowings	16,112	15,137	10,012	9,148	11,695	8,285
Current Portion of Long-Term Debt	30.04	-	2,423	839.53	520.56	896.28
Current Portion of Leases	-	-	151.01	157.57	147.8	147.47
Current Income Taxes Payable	363.58	1,072	741.3	1,175	80.75	-
Other Current Liabilities	3,527	-	2,359	2,125	1,351	744.37
Long-Term Debt	12,535	16,116	14,949	13,422	14,204	16,518
Long-Term Leases	494.37	389.1	386.78	366.1	456.36	482.38
Long-Term Unearned Revenue	168.57	-	219.02	203.65	187.58	194.58
Pension & Post-Retirement Benefits	64.49	-	69.99	63.55	44.7	42.73
Long-Term Deferred Tax Liabilities	0.3	0.43	0.69	0.44	0.28	-
Other Long-Term Liabilities	5,201	6,941	3,746	3,391	2,093	2,304
Total Liabilities	268,622	272,645	269,933	242,961	229,052	215,804
Common Stock	1,022	1,022	1,022	1,022	1,022	1,022
Additional Paid-In Capital	-	-	7,982	7,982	7,982	7,982
Retained Earnings	11,014	10,092	24,400	23,715	21,103	18,540
Comprehensive Income & Other	23,656	24,312	-876.09	-956.13	-3,439	-2,012
Total Common Equity	35,692	35,426	32,527	31,763	26,668	25,532
Minority Interest	101.46	79.55	1,914	1,928	1,797	1,682
Shareholders' Equity	35,793	35,505	34,441	33,691	28,465	27,214
Total Liabilities & Equity	304,415	308,150	304,374	276,652	257,517	243,017
Total Debt	29,171	31,642	27,922	23,933	27,023	26,329
Net Cash (Debt)	-1,600	20,583	2,176	8,310	1,450	-12,029
Net Cash Growth	-	846.00%	-73.82%	473.15%	-	-
Net Cash Per Share	-15.66	201.42	21.29	81.32	14.19	-117.72
Filing Date Shares Outstanding	102.19	102.19	102.19	102.19	102.19	102.19
Total Common Shares Outstanding	102.19	102.19	102.19	102.19	102.19	102.19
Book Value Per Share	349.27	346.67	318.31	310.82	260.97	249.85
Tangible Book Value	33,018	32,750	29,836	29,169	24,215	23,127
Tangible Book Value Per Share	323.10	320.48	291.96	285.44	236.96	226.31

Source: S&P Global Market Intelligence. Banks template. Financial Sources.