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Fintech S.A. (WSE:FTH)
Poland flag Poland · Delayed Price · Currency is PLN
0.2590
+0.0660 (34.20%)
At close: Sep 26, 2025

Fintech Financials Overview

Millions PLN. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingSep '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Revenue
6.314.0143.2511.591.381.59
Revenue Growth
-77.00%-67.60%273.12%741.51%-13.63%-13.45%
Gross Profit
3.1610.9718.971.3910.37
Operating Income
-0.690.534.830.62-0.44-0.26
Net Income
-1.080.063.770.6-0.42-0.25
Earnings Per Share
-0.010.000.050.01-0.01-0.00
EPS Growth
--98.39%536.59%---

Cash & Debt
Chart
Fiscal YearCurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingSep '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Cash & Investments
0.060.020.320.983.443.64
Total Debt
1.483.71.5-0.040.08
Net Cash (Debt)
-1.42-3.69-1.180.983.413.57
Net Cash Growth
----71.10%-4.46%-7.24%
Net Cash Per Share
-0.02-0.05-0.020.010.050.05

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingSep '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Operating Cash Flow
1.245.32.09-2.810.270.11
Capital Expenditures
1.56-7.07-4.01--0.14-0.39
Free Cash Flow
2.8-1.76-1.91-2.810.13-0.28
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingSep '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Gross Margin
50.14%78.26%43.86%12.00%72.47%23.14%
Operating Margin
-11.02%3.76%11.18%5.36%-32.13%-16.06%
Pretax Margin
-16.40%1.16%10.86%5.18%-30.56%-15.67%
Profit Margin
-17.18%0.43%8.71%5.16%-30.55%-15.67%
FCF Margin
44.49%-12.58%-4.42%-24.24%9.24%-17.37%

Valuation
Chart
Fiscal YearCurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingJul '26 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
PE Ratio
-105.0424.24109.86--
P/FCF Ratio
6.76---860.62-
PS Ratio
3.010.462.115.6779.5561.37