Fintech S.A. (WSE:FTH)
Poland · Delayed Price · Currency is PLN 0.2590
+0.0660 (34.20%)
At close: Sep 26, 2025
Fintech Ratios and Metrics
Market cap in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 25, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| 19 | 6 | 91 | 66 | 110 | 98 | |
Market Cap Growth | -83.71% | -93.00% | 38.89% | -40.00% | 11.94% | 644.44% |
Enterprise Value | 22 | 10 | 91 | 65 | 106 | 93 |
Last Close Price | 0.26 | 0.09 | 1.25 | 0.90 | 1.50 | 1.34 |
Price Ratios
Fiscal Year | Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 25, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
PE Ratio | - | 105.04 | 24.24 | 109.86 | - | - |
PS Ratio | 3.01 | 0.46 | 2.11 | 5.67 | 79.55 | 61.37 |
PB Ratio | 2.13 | 0.64 | 8.71 | 9.78 | 18.25 | 15.24 |
P/TBV Ratio | 2.72 | 0.98 | 14.09 | 9.78 | 18.98 | 15.98 |
P/FCF Ratio | 6.76 | - | - | - | 860.62 | - |
P/OCF Ratio | 15.29 | 1.21 | 43.59 | - | 403.54 | 877.23 |
EV Ratios
Fiscal Year | Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 25, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
EV/Sales Ratio | 3.49 | 0.70 | 2.10 | 5.58 | 76.98 | 58.61 |
EV/EBITDA Ratio | - | 5.11 | 16.94 | 96.07 | - | - |
EV/EBIT Ratio | - | 18.46 | 18.76 | 104.24 | - | - |
EV/FCF Ratio | 7.84 | - | - | - | 832.81 | - |
Financial Efficiency
Fiscal Year | Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 25, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Debt / Equity Ratio | 0.17 | 0.37 | 0.14 | - | 0.01 | 0.01 |
Debt / EBITDA Ratio | - | 1.94 | 0.28 | - | - | - |
Debt / FCF Ratio | 0.53 | - | - | - | 0.30 | - |
Net Debt / Equity Ratio | 0.16 | 0.37 | 0.11 | -0.15 | -0.57 | -0.56 |
Net Debt / EBITDA Ratio | -2.14 | 1.94 | 0.22 | -1.46 | 10.24 | 20.26 |
Net Debt / FCF Ratio | 0.51 | -2.09 | -0.62 | 0.35 | -26.76 | 12.87 |
Asset Turnover | 0.24 | 0.57 | 2.59 | 1.50 | 0.22 | 0.24 |
Inventory Turnover | 0.26 | 0.37 | 5.24 | 6.99 | 0.32 | - |
Quick Ratio | 0.29 | 0.28 | 0.95 | 2.93 | 35.81 | 20.84 |
Current Ratio | 1.28 | 0.91 | 1.59 | 3.55 | 47.16 | 25.25 |
Return on Equity (ROE) | -10.98% | 0.59% | 43.76% | 9.40% | -6.77% | -3.79% |
Return on Assets (ROA) | -1.64% | 1.33% | 18.09% | 5.02% | -4.32% | -2.37% |
Return on Invested Capital (ROIC) | -6.11% | 1.55% | 44.55% | 14.85% | -16.23% | -8.85% |
Return on Capital Employed (ROCE) | -7.40% | 4.60% | 39.70% | 9.20% | -7.40% | -4.00% |
Yields
Fiscal Year | Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 25, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Earnings Yield | -5.71% | 0.95% | 4.13% | 0.91% | -0.38% | -0.26% |
FCF Yield | 14.80% | -27.58% | -2.09% | -4.27% | 0.12% | -0.28% |
Buyback Yield / Dilution | - | - | 1.12% | -0.05% | -1.08% | - |