WSE:KPI Income Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	-4.34	-4.1	-2.29	-1.62	-1.11	-0.44
Net Interest Income Growth	-	-	-	-	-	-
Non-Interest Income	22.58	21.1	16.16	14.98	13.45	7.66
Non-Interest Income Growth	37.07%	30.61%	7.89%	11.35%	75.53%	5.56%
Revenues Before Loan Losses	18.23	17	13.87	13.36	12.34	7.22
Revenue	18.23	17	13.87	13.36	12.34	7.22
Revenue Growth (YoY)	28.99%	22.59%	3.82%	8.25%	70.78%	6.51%
Compensation Expenses	6.52	6.23	5.45	4.97	3.69	1.14
Selling, General & Admin	6.59	6.3	5.49	5.18	5.2	4.12
Other Non-Interest Expenses	2.4	2.81	1.59	1.96	2.08	1.38
Total Non-Interest Expense	15.51	15.34	12.53	12.11	10.97	6.65
Pretax Income	2.72	1.66	1.34	1.25	1.37	0.58
Provision for Income Taxes	0.18	-0.08	0.27	-0.1	-0.05	-0.47
Net Income	2.55	1.74	1.07	1.34	1.42	1.04
Minority Interest in Earnings	0.09	0.07	0.08	0.07	-0	-
Net Income to Common	2.46	1.67	0.99	1.27	1.42	0.73
Net Income Growth	153.26%	68.06%	-21.98%	-10.57%	93.87%	40.98%
Shares Outstanding (Basic)	10	10	10	10	10	10
Shares Outstanding (Diluted)	10	10	10	10	10	10
Shares Change (YoY)	-	-	-	-	-	-
EPS (Basic)	0.25	0.17	0.10	0.13	0.14	0.07
EPS (Diluted)	0.25	0.17	0.10	0.13	0.14	0.07
EPS Growth	153.26%	68.06%	-21.98%	-10.57%	93.87%	40.98%
Free Cash Flow	-7.76	-8.68	1.11	1.62	-3.39	1.35
Free Cash Flow Growth	-	-	-31.50%	-	-	-33.50%
Free Cash Flow Per Share	-0.79	-0.88	0.11	0.16	-0.34	0.14
Dividends Per Share	-	-	-	-	-	0.040
Dividend Growth	-	-	-	-	-	0%
Profit Margin	13.96%	10.24%	7.72%	10.05%	11.51%	14.44%
FCF Margin	-42.59%	-51.09%	8.00%	12.13%	-27.47%	18.66%
Effective Tax Rate	6.50%	-4.92%	19.93%	-7.78%	-3.59%	-80.58%