mBank S.A. (WSE:MBK)
Poland · Delayed Price · Currency is PLN 1,345.50
-17.50 (-1.28%)
Sep 1, 2026, 5:01 PM CET
mBank Financials Overview
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 12,036 | 12,000 | 11,634 | 9,995 | 7,383 | 5,462 |
Revenue Growth | 0.10% | 3.14% | 16.40% | 35.38% | 35.17% | 15.96% |
Net Income Net Income Growth | 3,892 | 3,544 | 2,243 | 24.05 | -702.69 | -1,179 |
Earnings Per Share EPS Growth | 91.41 | 83.26 | 52.73 | 0.57 | -16.57 | -27.82 |
EPS Growth | 20.63% | 57.90% | 9206.03% | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Banking Retail Banking Growth | 7,573 | 7,566 | 7,180 | 6,061 | 3,693 | 3,392 |
Corporate and Investment Banking Corporate and Investment Banking Growth | 4,057 | 4,042 | 4,172 | 3,720 | 3,364 | 2,049 |
Treasury and Other Treasury and Other Growth | 426.37 | 436.37 | 337.37 | 364.05 | 382.83 | 45.43 |
FX Mortgage Loans FX Mortgage Loans Growth | -19.74 | -6.74 | 19.02 | -48.67 | 11.42 | 66.73 |
Total Total Growth | 12,036 | 12,037 | 11,709 | 10,096 | 7,451 | 5,553 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 26,796 | 44,316 | 38,767 | 39,102 | 20,112 | 17,957 |
Total Debt Total Debt Growth | 22,753 | 21,219 | 19,066 | 17,837 | 15,799 | 20,735 |
Net Cash (Debt) Net Cash Growth | 4,043 | 23,097 | 19,701 | 21,265 | 4,313 | -2,778 |
Net Cash Growth | -17.38% | 17.23% | -7.35% | 393.08% | - | - |
Net Cash Per Share Net Cash Per Share Growth | 94.97 | 542.66 | 463.10 | 500.10 | 101.71 | -65.56 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -45,764 | -24,433 | -16,938 | 8,087 | -8,684 | -12,602 |
Capital Expenditures CapEx Growth | -949.12 | -869.12 | -903.16 | -718.5 | -563.11 | -589.4 |
Free Cash Flow Free Cash Flow Growth | -46,713 | -25,302 | -17,841 | 7,369 | -9,247 | -13,191 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 32.33% | 29.53% | 19.28% | 0.24% | -9.52% | -21.58% |
FCF Margin | -388.11% | -210.85% | -153.35% | 73.72% | -125.25% | -241.51% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 14.72 | 12.74 | 10.37 | 944.49 | - | - |
Forward PE | 11.99 | 10.46 | 5.27 | 13.35 | 11.58 | 18.71 |
P/FCF Ratio | - | - | - | 3.08 | - | - |
PS Ratio | 4.76 | 3.76 | 2.00 | 2.27 | 1.70 | 3.36 |