mBank S.A. (WSE:MBK)
Poland · Delayed Price · Currency is PLN 1,415.00
-2.50 (-0.18%)
Aug 11, 2026, 5:00 PM CET
mBank Financials Overview
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 9,998 | 9,998 | 7,402 | 4,675 | 3,979 | 2,795 |
Revenue Growth | 248.38% | 35.08% | 58.32% | 17.48% | 42.36% | -26.19% |
Net Income Net Income Growth | 3,544 | 3,544 | 2,243 | 29.32 | -696.72 | -1,179 |
Earnings Per Share EPS Growth | 83.34 | 83.34 | 52.55 | 0.69 | -16.43 | -28.68 |
EPS Growth | - | 58.59% | 7515.94% | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Banking Retail Banking Growth | 7,573 | 7,566 | 7,180 | 6,061 | 3,693 | 3,392 |
Corporate and Investment Banking Corporate and Investment Banking Growth | 4,057 | 4,042 | 4,172 | 3,720 | 3,364 | 2,049 |
Treasury and Other Treasury and Other Growth | 426.37 | 436.37 | 337.37 | 364.05 | 382.83 | 45.43 |
FX Mortgage Loans FX Mortgage Loans Growth | -19.74 | -6.74 | 19.02 | -48.67 | 11.42 | 66.73 |
Total Total Growth | 12,036 | 12,037 | 11,709 | 10,096 | 7,451 | 5,553 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 40,481 | 40,481 | 36,681 | 36,641 | 16,120 | 12,202 |
Total Debt Total Debt Growth | 17,015 | 17,015 | 14,806 | 11,215 | 8,245 | 16,054 |
Net Cash (Debt) Net Cash Growth | 23,467 | 23,467 | 21,875 | 25,427 | 7,875 | -3,852 |
Net Cash Growth | -7.71% | 7.27% | -13.97% | 222.86% | - | - |
Net Cash Per Share Net Cash Per Share Growth | 551.35 | 551.35 | 514.20 | 597.98 | 185.44 | -90.74 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 2,454 | 2,454 | -2,025 | 18,208 | 6,326 | 9,864 |
Free Cash Flow Free Cash Flow Growth | 2,454 | 2,454 | -2,025 | 18,208 | 6,326 | 9,864 |
Free Cash Flow Growth | -75.12% | - | - | 187.83% | -35.87% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 50.22% | 50.22% | 40.18% | 19.20% | -1.50% | -21.15% |
Profit Margin | 35.44% | 35.44% | 30.31% | 0.63% | -17.51% | -42.17% |
FCF Margin | 24.55% | 24.55% | -27.36% | 389.48% | 158.97% | 352.87% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 15.51 | 12.74 | 10.41 | 775.36 | - | - |
Forward PE | 12.63 | 10.46 | 5.27 | 13.35 | 11.58 | 18.71 |
P/FCF Ratio | - | 18.39 | - | 1.25 | 1.98 | 1.86 |
PS Ratio | 5.01 | 4.52 | 3.14 | 4.86 | 3.15 | 6.57 |