Poland · Delayed Price · Currency is PLN mBank Statistics
Total Valuation
mBank has a market cap or net worth of PLN 60.89 billion.
| Market Cap | 60.89B |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Wednesday, July 29, 2026.
| Earnings Date | Jul 29, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
mBank has 42.55 million shares outstanding. The number of shares has increased by 0.05% in one year.
| Current Share Class | 42.54M |
| Shares Outstanding | 42.55M |
| Shares Change (YoY) | +0.05% |
| Shares Change (QoQ) | -0.03% |
| Owned by Insiders (%) | 0.03% |
| Owned by Institutions (%) | 25.98% |
| Float | 13.16M |
Valuation Ratios
The trailing PE ratio is 15.66 and the forward PE ratio is 12.75.
| PE Ratio | 15.66 |
| Forward PE | 12.75 |
| PS Ratio | 5.06 |
| PB Ratio | 2.61 |
| P/TBV Ratio | 2.90 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -0.49 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 18.15%.
| Return on Equity (ROE) | 18.15% |
| Return on Assets (ROA) | 1.39% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.58% |
| Revenue Per Employee | 1.52M |
| Profits Per Employee | 492,725 |
| Employee Count | 7,898 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, mBank has paid 1.93 billion in taxes.
| Income Tax | 1.93B |
| Effective Tax Rate | 33.13% |
Stock Price Statistics
The stock price has increased by +43.82% in the last 52 weeks. The beta is 0.62, so mBank's price volatility has been lower than the market average.
| Beta (5Y) | 0.62 |
| 52-Week Price Change | +43.82% |
| 50-Day Moving Average | 1,388.06 |
| 200-Day Moving Average | 1,159.22 |
| Relative Strength Index (RSI) | 58.31 |
| Average Volume (20 Days) | 23,053 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, mBank had revenue of PLN 12.04 billion and earned 3.89 billion in profits. Earnings per share was 91.41.
| Revenue | 12.04B |
| Gross Profit | 12.04B |
| Operating Income | 6.90B |
| Pretax Income | 5.82B |
| Net Income | 3.89B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 91.41 |
Balance Sheet
The company has 26.80 billion in cash and 22.75 billion in debt, with a net cash position of 4.04 billion or 95.02 per share.
| Cash & Cash Equivalents | 26.80B |
| Total Debt | 22.75B |
| Net Cash | 4.04B |
| Net Cash Per Share | 95.02 |
| Equity (Book Value) | 23.36B |
| Book Value Per Share | 549.03 |
| Working Capital | -222.07B |
Cash Flow
In the last 12 months, operating cash flow was -45.76 billion and capital expenditures -949.12 million, giving a free cash flow of -46.71 billion.
| Operating Cash Flow | -45.76B |
| Capital Expenditures | -949.12M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 1.56B |
| Free Cash Flow | -46.71B |
| FCF Per Share | -1,097.90 |
Margins
| Gross Margin | n/a |
| Operating Margin | 57.33% |
| Pretax Margin | 48.35% |
| Profit Margin | 32.33% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
mBank does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.05% |
| Shareholder Yield | -0.05% |
| Earnings Yield | 6.39% |
| FCF Yield | -76.72% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for mBank is 1,150.76, which is -19.58% lower than the current price. The consensus rating is "Hold".
| Price Target | 1,150.76 |
| Price Target Difference | -19.58% |
| Analyst Consensus | Hold |
| Analyst Count | 7 |
| Revenue Growth Forecast (3Y) | 4.18% |
| EPS Growth Forecast (3Y) | 15.73% |
Stock Splits
The last stock split was on July 4, 1994. It was a forward split with a ratio of 5.
| Last Split Date | Jul 4, 1994 |
| Split Type | Forward |
| Split Ratio | 5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |