Bank Millennium S.A. (WSE:MIL)

Bank Millennium Statistics

Total Valuation

Bank Millennium has a market cap or net worth of PLN 19.20 billion.

Market Cap	19.20B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, February 9, 2026.

Earnings Date	Feb 9, 2026
Ex-Dividend Date	n/a

Share Statistics

Bank Millennium has 1.21 billion shares outstanding.

Current Share Class	1.21B
Shares Outstanding	1.21B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.06%
Owned by Institutions (%)	44.08%
Float	604.49M

Valuation Ratios

The trailing PE ratio is 15.98 and the forward PE ratio is 7.95.

PE Ratio	15.98
Forward PE	7.95
PS Ratio	2.73
PB Ratio	2.10
P/TBV Ratio	2.19
P/FCF Ratio	n/a
P/OCF Ratio	177.96
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-58.27
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.30%.

Return on Equity (ROE)	14.30%
Return on Assets (ROA)	0.82%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.20%
Revenue Per Employee	1.02M
Profits Per Employee	174,021
Employee Count	6,469
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Bank Millennium has paid 417.98 million in taxes.

Income Tax	417.98M
Effective Tax Rate	25.80%

Stock Price Statistics

The stock price has increased by +30.18% in the last 52 weeks. The beta is 0.93, so Bank Millennium's price volatility has been similar to the market average.

Beta (5Y)	0.93
52-Week Price Change	+30.18%
50-Day Moving Average	17.08
200-Day Moving Average	15.45
Relative Strength Index (RSI)	35.97
Average Volume (20 Days)	959,282

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Bank Millennium had revenue of PLN 7.03 billion and earned 1.20 billion in profits. Earnings per share was 0.99.

Revenue	7.03B
Gross Profit	6.97B
Operating Income	3.82B
Pretax Income	1.62B
Net Income	1.20B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.99

Balance Sheet

The company has 2.26 billion in cash and 9.77 billion in debt, with a net cash position of -7.52 billion or -6.20 per share.

Cash & Cash Equivalents	2.26B
Total Debt	9.77B
Net Cash	-7.52B
Net Cash Per Share	-6.20
Equity (Book Value)	9.13B
Book Value Per Share	7.52
Working Capital	-124.96B

Cash Flow

In the last 12 months, operating cash flow was 107.91 million and capital expenditures -275.65 million, giving a free cash flow of -167.75 million.

Operating Cash Flow	107.91M
Capital Expenditures	-275.65M
Free Cash Flow	-167.75M
FCF Per Share	-0.14

Margins

Gross Margin	n/a
Operating Margin	54.32%
Pretax Margin	23.05%
Profit Margin	17.10%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

Bank Millennium does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	6.26%
FCF Yield	-0.87%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 26, 1995. It was a forward split with a ratio of 4.

Last Split Date	Jan 26, 1995
Split Type	Forward
Split Ratio	4

Scores

Altman Z-Score	n/a
Piotroski F-Score	3