Bank Millennium S.A. (WSE:MIL)

Bank Millennium Statistics

Total Valuation

Bank Millennium has a market cap or net worth of PLN 19.06 billion.

Market Cap	19.06B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, January 29, 2026.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	n/a

Share Statistics

Bank Millennium has 1.21 billion shares outstanding.

Current Share Class	1.21B
Shares Outstanding	1.21B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.06%
Owned by Institutions (%)	43.33%
Float	604.50M

Valuation Ratios

The trailing PE ratio is 18.54 and the forward PE ratio is 7.60.

PE Ratio	18.54
Forward PE	7.60
PS Ratio	2.83
PB Ratio	2.16
P/TBV Ratio	2.32
P/FCF Ratio	15.03
P/OCF Ratio	12.39
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	6.91
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.49%.

Return on Equity (ROE)	12.49%
Return on Assets (ROA)	0.71%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.04M
Profits Per Employee	158,875
Employee Count	6,700
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Bank Millennium has paid 487.86 million in taxes.

Income Tax	487.86M
Effective Tax Rate	32.19%

Stock Price Statistics

The stock price has increased by +74.56% in the last 52 weeks. The beta is 1.10, so Bank Millennium's price volatility has been higher than the market average.

Beta (5Y)	1.10
52-Week Price Change	+74.56%
50-Day Moving Average	15.18
200-Day Moving Average	14.14
Relative Strength Index (RSI)	51.42
Average Volume (20 Days)	870,336

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Bank Millennium had revenue of PLN 6.74 billion and earned 1.03 billion in profits. Earnings per share was 0.85.

Revenue	6.74B
Gross Profit	6.69B
Operating Income	3.15B
Pretax Income	1.52B
Net Income	1.03B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.85

Balance Sheet

The company has 6.55 billion in cash and 8.76 billion in debt, giving a net cash position of -2.21 billion or -1.82 per share.

Cash & Cash Equivalents	6.55B
Total Debt	8.76B
Net Cash	-2.21B
Net Cash Per Share	-1.82
Equity (Book Value)	8.81B
Book Value Per Share	7.26
Working Capital	-121.78B

Cash Flow

In the last 12 months, operating cash flow was 1.54 billion and capital expenditures -269.48 million, giving a free cash flow of 1.27 billion.

Operating Cash Flow	1.54B
Capital Expenditures	-269.48M
Free Cash Flow	1.27B
FCF Per Share	1.05

Margins

Gross Margin	n/a
Operating Margin	46.72%
Pretax Margin	22.48%
Profit Margin	15.24%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	18.81%

Dividends & Yields

Bank Millennium does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	5.39%
FCF Yield	6.65%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 26, 1995. It was a forward split with a ratio of 4.

Last Split Date	Jan 26, 1995
Split Type	Forward
Split Ratio	4

Scores

Altman Z-Score	n/a
Piotroski F-Score	4