Bank Millennium S.A. (WSE:MIL)

Bank Millennium Statistics

Total Valuation

Bank Millennium has a market cap or net worth of PLN 17.57 billion.

Market Cap	17.57B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, October 24, 2025.

Earnings Date	Oct 24, 2025
Ex-Dividend Date	n/a

Share Statistics

Bank Millennium has 1.21 billion shares outstanding.

Current Share Class	1.21B
Shares Outstanding	1.21B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.06%
Owned by Institutions (%)	45.14%
Float	604.50M

Valuation Ratios

The trailing PE ratio is 20.12 and the forward PE ratio is 7.03.

PE Ratio	20.12
Forward PE	7.03
PS Ratio	2.60
PB Ratio	2.09
P/TBV Ratio	2.24
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	8.65
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.09%.

Return on Equity (ROE)	11.09%
Return on Assets (ROA)	0.62%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	994,052
Profits Per Employee	128,650
Employee Count	6,700
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Bank Millennium has paid 536.15 million in taxes.

Income Tax	536.15M
Effective Tax Rate	38.05%

Stock Price Statistics

The stock price has increased by +71.65% in the last 52 weeks. The beta is 1.25, so Bank Millennium's price volatility has been higher than the market average.

Beta (5Y)	1.25
52-Week Price Change	+71.65%
50-Day Moving Average	14.75
200-Day Moving Average	12.74
Relative Strength Index (RSI)	50.43
Average Volume (20 Days)	821,227

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Bank Millennium had revenue of PLN 6.75 billion and earned 873.02 million in profits. Earnings per share was 0.72.

Revenue	6.75B
Gross Profit	6.69B
Operating Income	3.25B
Pretax Income	1.41B
Net Income	873.02M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.72

Balance Sheet

The company has 6.75 billion in cash and 8.96 billion in debt, giving a net cash position of -2.20 billion or -1.82 per share.

Cash & Cash Equivalents	6.75B
Total Debt	8.96B
Net Cash	-2.20B
Net Cash Per Share	-1.82
Equity (Book Value)	8.41B
Book Value Per Share	6.93
Working Capital	-114.84B

Cash Flow

In the last 12 months, operating cash flow was 1.31 billion and capital expenditures -279.32 million, giving a free cash flow of 1.04 billion.

Operating Cash Flow	1.31B
Capital Expenditures	-279.32M
Free Cash Flow	1.04B
FCF Per Share	0.85

Margins

Gross Margin	n/a
Operating Margin	48.17%
Pretax Margin	20.89%
Profit Margin	12.94%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	15.35%

Dividends & Yields

Bank Millennium does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	4.97%
FCF Yield	5.89%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 26, 1995. It was a forward split with a ratio of 4.

Last Split Date	Jan 26, 1995
Split Type	Forward
Split Ratio	4

Scores

Altman Z-Score	n/a
Piotroski F-Score	4